10/15/2026
The 2027 Social Security cost-of-living adjustment is 3.6%, as reported.
That sounds like good news.
But if your rent, groceries and health premiums rise by more than that, the raise is gone before it arrives.
The bigger question is this. How much of your retirement income is guaranteed to last as long as you do?
CNBC also notes, citing LIMRA, that total U.S. annuity sales reached a record $464.1 billion in 2025, as reported.
Many people are looking at annuities as a way to turn savings into income they cannot outlive. Annuities are not right for everyone, and features, rates and availability vary by state and carrier.
If you are worried about outliving your savings, let's look at the gap between your income and your expenses and see what options might fit.
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The Article: https://www.cnbc.com/select/cola-social-security-2027/