Benefit Specialists Group, LLC

Benefit Specialists Group, LLC Specializing in Medicare information and Medicare plans.

You don’t have to navigate Medicare alone! We can help you compare plans and avoid costly mistakes.
04/07/2026

You don’t have to navigate Medicare alone! We can help you compare plans and avoid costly mistakes.

Medicare does not cover everything—services like long-term care, most dental work, and hearing aids are generally not in...
04/06/2026

Medicare does not cover everything—services like long-term care, most dental work, and hearing aids are generally not included.

Enjoy The Weekend: "Success is the sum of small efforts - repeated day in and day out."
04/03/2026

Enjoy The Weekend: "Success is the sum of small efforts - repeated day in and day out."

With Hospital Indemnity Plans: People also ask when this coverage is most useful, and it typically provides the most val...
04/02/2026

With Hospital Indemnity Plans: People also ask when this coverage is most useful, and it typically provides the most value for those with higher out-of-pocket exposure from hospital stays, where a lump sum payment can help offset daily copays.

At age 65, you are eligible for Medicare, regardless of whether you are already taking Social Security income benefits. ...
04/01/2026

At age 65, you are eligible for Medicare, regardless of whether you are already taking Social Security income benefits. Some people also qualify for Medicare earlier than 65 due to a disability or illness.

Wellness 101: Prioritizing mental health is just as important as physical health, so staying socially connected with fri...
03/31/2026

Wellness 101: Prioritizing mental health is just as important as physical health, so staying socially connected with friends, family, or community groups can help reduce feelings of isolation and improve overall well-being.

Medicare Part B premiums are set each year by the federal government and most people pay the same standard rate. Some hi...
03/30/2026

Medicare Part B premiums are set each year by the federal government and most people pay the same standard rate. Some high earners (fewer than 5%) pay an income-related adjustment in addition to the standard Part B premium.

How does Medicare determine my IRMAA? Social Security Administration uses your tax return from 2 years ago to determine ...
03/27/2026

How does Medicare determine my IRMAA? Social Security Administration uses your tax return from 2 years ago to determine if you owe IRMAA.

Switching Medigap plans later may require medical underwriting outside of guaranteed issue periods.
03/26/2026

Switching Medigap plans later may require medical underwriting outside of guaranteed issue periods.

You must be enrolled in both Medicare Part A and Part B to qualify for a Medigap plan.
03/25/2026

You must be enrolled in both Medicare Part A and Part B to qualify for a Medigap plan.

Do I need Medicare if I have COBRA? Yes—COBRA is not considered creditable coverage for delaying Medicare Part B. You’ll...
03/24/2026

Do I need Medicare if I have COBRA? Yes—COBRA is not considered creditable coverage for delaying Medicare Part B. You’ll typically want to enroll in Medicare when first eligible to avoid penalties.

Reminder: Medigap plans are regulated at the federal level, but pricing is set by private insurance companies.
03/23/2026

Reminder: Medigap plans are regulated at the federal level, but pricing is set by private insurance companies.

Address

2709 Pelham Parkway, Suite D
Pelham, AL
35124

Alerts

Be the first to know and let us send you an email when Benefit Specialists Group, LLC posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share