10/16/2026
😂 “I already have life insurance through my employer!”
That’s great! But is it ENOUGH? 🤔
🚨 Here’s what you need to know about employer-provided life insurance:
❌ Limited Coverage: Many employers only provide 1–2 times your annual salary. Is that enough to protect your family?
❌ Not Always Portable: You could lose coverage if you quit, retire, or get laid off.  This is typically how life insurance works with your employer.
❌ Living Benefits: Your plan may not provide financial protection if you’re diagnosed with a critical, chronic, or terminal illness.
Most company given life insurance is only paid out when you pass away!
❌ Less Control: Your employer can change or discontinue the group insurance plan.
❌ Future Insurability: Waiting until you’re older or develop health conditions could make getting your own coverage more expensive or difficult.
💡 THE SOLUTION?
Keep your employer coverage, but consider having your OWN life insurance policy with Living Benefits!
❤️ Protection that can stay with you regardless of where you work, with potential benefits you can use while you’re still alive.
Don’t wait until you need insurance to find out you don’t have enough!
📩 Message me for a FREE financial review
