Fire Districts of NY Mutual Insurance Co.

10/28/2026

Behind every response are hours of training, preparation, and time away from home—and families who support that commitment.

On National First Responders Day, we thank the firefighters, EMS personnel, law enforcement officers, and dispatchers who serve communities across New York. Your care and dedication make a difference to your neighbors every day.

FDM is proud to support the firefighters and EMS personnel who help keep our state safe. Thank you for all you do. 🚒

10/26/2026

Fire Prevention Week may be over, but battery safety belongs on the agenda year-round. 🔋

Fire district leaders can help keep this year’s safe-charging message moving: review how battery-powered tools and devices are charged and stored in district facilities, ask public education teams what resources they need, and continue sharing reliable safety information after the open houses and school visits end.

➡️ Find practical ways to keep the conversation going in our October newsletter, and subscribe for monthly NYS fire service updates: https://bit.ly/485o5Om

10/23/2026

Will we see you at the CAFDA Educational Seminar? FDM is heading back on Nov. 7. 🤝

FDM EVP/COO Roy Denny will attend and participate in this year’s event at the Guilderland Fire Department in Guilderland, New York.

The seminar is a welcome opportunity to reconnect with district leaders, exchange ideas, and hear what’s on your mind. Planning to attend? Stop by to say hello to Roy and bring your questions about VFBL and Workers’ Compensation coverage.

Register by Oct. 30: https://cafda.net/event/fall-educational-seminar/

10/22/2026

For six consecutive years, FDM has maintained an A- (Excellent) Financial Strength Rating from AM Best. The outlook is Stable.

Behind the rating is the work our member policyholders rely on: specialized coverage under the Volunteer Firefighters’ Benefits Law and New York State Workers’ Compensation Law, along with responsive claims service tailored to New York’s fire service.

Read more about this year’s affirmation: https://bit.ly/485o5Om

Rating effective Sept. 30, 2026. For the latest Best’s Credit Rating, visit ambest.com.

10/05/2026

We are proud to share that FDM Executive Vice President and Chief Operating Officer Roy Denny has been appointed to the Advisory Board of Le Moyne College’s McNeil Institute for Risk and Uncertainty. 🏛️

The McNeil Institute, housed in Le Moyne’s Madden School of Business & Economics, is a nationally recognized center for insurance education and leadership. Through his service on the Advisory Board, Roy will contribute his industry experience and perspective while helping support the next generation of insurance and risk-management professionals.

👉 Read the full announcement in our latest newsletter and sign up for monthly FDM updates: https://bit.ly/4iWwxX1

10/02/2026

Are you headed to Saratoga Springs for the 2026 AFDSNY Annual Meeting & Vendor Expo October 7–10? FDM will be out in force! 🚒🤝

Stop by our exhibit hall booth to connect with our team, ask questions about Volunteer Firefighter Benefit Law and workers’ compensation coverage, and get a head start on your district’s 2027 planning.

09/30/2026

Good news for FDM policyholders: FDM expects rate decreases of approximately 10% to 12% for Volunteer Firefighter Benefit Law and Workers' Compensation Insurance, effective Oct. 1, 2026! 📉

Because insurance rates are a key part of your district’s annual budgeting process, now is the time to connect with your broker and FDM representative to review your 2027 budget estimates. Keep in mind that final premiums depend on several factors, including your Experience Modification Factor (EMF) and local district details.

➡️ Read the details in our September newsletter and subscribe to get monthly NYS fire service updates delivered to your inbox: https://bit.ly/4iWwxX1

09/15/2026

Link for application: https://acrobat.adobe.com/id/urn:aaid:sc:US:9e1fad77-5c60-4bec-9424-39aa615076d2

This program provides fire district and department officers with nationally recognized training focused on the role and responsibilities of the Incident Safety Officer, with an emphasis on improving firefighter safety, reducing injuries, and strengthening incident safety practices within their departments.

The Nassau and Suffolk County Fire District Officers Associations have been instrumental in supporting the program and helping bring this training opportunity directly to the districts in their respective counties. It is a valuable opportunity for individual fire districts and departments to invest in the education and development of their officers while enhancing their overall safety and risk-management practices.

Importantly, participation is not limited to Fire District Mutual clients. Seating and any available reimbursement opportunities are open to eligible fire districts regardless of their insurance carrier or relationship with Fire Districts Mutual.

09/04/2026

This program provides fire district and department officers with nationally recognized training focused on the role and responsibilities of the Incident Safety Officer, with an emphasis on improving firefighter safety, reducing injuries, and strengthening incident safety practices within their departments.

The Nassau and Suffolk County Fire District Officers Associations have been instrumental in supporting the program and helping bring this training opportunity directly to the districts in their respective counties. It is a valuable opportunity for individual fire districts and departments to invest in the education and development of their officers while enhancing their overall safety and risk-management practices.

Importantly, participation is not limited to Fire District Mutual clients. Seating and any available reimbursement opportunities are open to eligible fire districts regardless of their insurance carrier or relationship with Fire Districts Mutual.

08/28/2026

Did you know we share curated industry articles in each issue of our newsletter? From firefighter safety and health to operational guidelines and facility leadership, stay up to date with the latest trends across the fire service.

Here is what we’re reading this month:
❤️ Firefighter Health for the Long Haul (via FireRescue1)
📜 Credentialing & Certification in the Fire Service (via Fire Engineering)
🏢 Future-Proofing Volunteer Fire Stations (via Firehouse Magazine)

Check out the articles in our newsletter and start the conversation in your district:
https://bit.ly/4hAKqtf