Bates Insurance Group, LLC

Bates Insurance Group, LLC We provide home, auto, business, life, and health insurance to all of Illinois and Missouri. Insurance should be personal, not transactional.

Bates Insurance Group, LLC is built on industry knowledge, ethical practices, and strong carrier partnerships. We focus on placing quality risks while maintaining underwriting discipline that supports long-term stability for both clients and carriers. We believe strong protection begins with education, transparency, and accountability. We proudly serve clients throughout Illinois, including Vandal

ia, Brownstown, Saint Elmo, Mulberry Grove, Saint Peter, Shobonier, Vernon, Patoka, Sandoval, Odin, Salem, Centralia, Altamont, Effingham, Highland, Edwardsville, O’Fallon, and Belleville, as well as across the state of Missouri.

06/04/2026

Having the right group benefits package can make the difference in attracting the most qualified talent for positions within your company. Our local IL insurance agents at Bates Insurance Group can help you explore your options and build a custom benefits package. Give us a call today at (618) 431-0222 or visit us at our website. https://www.batesinsurancegroup.net/

06/03/2026

With the rising costs of building materials, home values have changed drastically in the U.S. over the last few years. Make sure your home insurance offers adequate coverage by talking to one of our local IL insurance agents at Bates Insurance Group today at (618) 431-0222 or visit our website. https://www.batesinsurancegroup.net/

06/02/2026

If you've undergone a major life event, it may be time to reassess your life insurance coverage. Talk to one of our local IL insurance agents at Bates Insurance Group today to explore your options. Visit us at https://www.batesinsurancegroup.net/ or give us a call at (618) 431-0222.

05/31/2026

Here's to a fresh start and new season with the month of ! What are your goals for the coming month? Tell us about it in the comments!

05/30/2026

May is ! How do you dress your ? Let us know in the comments!

05/29/2026

Owning a seasonal business can be exciting, especially with summer right around the corner. Give our local IL at Bates Insurance Group a call today to learn how to obtain the right seasonal coverage for your business! Call (618) 431-0222 or visit https://www.batesinsurancegroup.net/.

05/28/2026

Did you know that May is ? Some ways you can observe this important holiday include scheduling a checkup with your doctor to ensure your brain is healthy, donating to a charity, or spreading awareness and preventative measures to your loved ones and friends. While you take care of your brain health, make sure your is supportive of your healthcare needs. Our local IL at Bates Insurance Group can help! Give us a call today at (618) 431-0222 or visit our website at https://www.batesinsurancegroup.net/.

🏢 Commercial Property Coinsurance — Why It MattersMany business owners don’t realize that being underinsured can lead to...
05/27/2026

🏢 Commercial Property Coinsurance — Why It Matters

Many business owners don’t realize that being underinsured can lead to a coinsurance penalty, even when they have coverage in place.

Example:
🔹 Building Value: $5,000,000
🔹 Coinsurance Requirement: 90%
🔹 Coverage Carried: $4,000,000
🔹 Loss: $1,000,000

Because the property was insured below the required amount, the claim payment was reduced — leaving the insured responsible for a larger portion of the loss.

Commercial coinsurance can have a major impact on claim outcomes. Regular reviews of property values and limits are critical to help avoid surprises.

Questions about your commercial property coverage? Let’s review it together.

05/27/2026

Believe it or not, the age, material, and shape of your home's roof may have a significant impact on your rate for . If your roof is newer and made of durable materials, like metal or slate, your homeowners policy may cost less than if you have an older roof with less durable material. Our local IL are happy to answer your home insurance questions and help you shop the market. Give us a call today at (618) 431-0222 or visit us at https://www.batesinsurancegroup.net/.

Address

848 S Spruce Street
Patoka, IL
62875

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 4:30pm

Telephone

(618)4310222

Website

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