09/29/2022
Many times homebuyers ask if a pre-
approval requires a "hard credit pull" and the answer is YES! 🤔However, most people don't realize if you apply
with more than one lender within a 30 day window, your credit score will only be affected ONCE, and it should
never bring your score down more than 5 points. 👩💻
As long as you keep making your monthly payments on time, your score will quickly recover from whatever small drop it suffers. 🏡
💫The benefits of getting pre-approved, such as knowing how much home you can afford, far outweigh the tiny drop your credit
score will take.
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