As a full-service mortgage company, we underwrite and fund our own loans across 36 states. After being a local banker since 1981 it was an easy transition to mortgage lending in 1996. I specialize in VA, FHA, FHA 203K (renovation), 100% USDA and Conventional (including Jumbo) financing along with all down payment assistance programs for first time home buyer’s through MS Home Corporation. Whether you are looking to purchase a home or refinance your present mortgage, Delmar Financial Company is the place to be! We have in house processing, underwriting, closing and funding to make your home buying process a breeze!