Karen Chiu, Mortgage Lender NMLS #611778

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Karen Chiu, Mortgage Lender NMLS #611778 Or you could be considering refinancing a home you already own in the area.

Providing low rate, no hassle mortgages to home buyers, and homeowners looking to refinance

Personal NMLS611778
Branch NMLS2571339
Company NMLS3029
Equal Housing Opportunity I work with home buyers and home owners looking for a low rate mortgage in Los Angeles county, or possibly in Ventura, Riverside, San Bernardino, Orange or San Diego counties.

Before you can lead, you have to learn how to follow. I spent years watching, listening, and learning from the people ah...
10/16/2026

Before you can lead, you have to learn how to follow.

I spent years watching, listening, and learning from the people ahead of me. Now, I try to pass those lessons on to my team and my children.

http://spr.ly/6189BGA9ot

I may have decades of experience, but I'm still asking questions, studying what's changing, and learning from the people...
10/15/2026

I may have decades of experience, but I'm still asking questions, studying what's changing, and learning from the people around me.

That's how I want to keep growing.💚

http://spr.ly/6188BGA9os

Choosing CrossCountry Mortgage wasn't just a choice for my business. It was also a choice for my clients. Having access ...
10/14/2026

Choosing CrossCountry Mortgage wasn't just a choice for my business.

It was also a choice for my clients.

Having access to a wider range of products, resources, and expertise means I have more ways to look for solutions when the obvious answer isn't the right one.

And that's something I value every day.

http://spr.ly/6188BGA9oi

If you're hoping to spend the upcoming winter in a home of your own, now is a good time to start figuring out what that ...
10/13/2026

If you're hoping to spend the upcoming winter in a home of your own, now is a good time to start figuring out what that could look like.

http://spr.ly/6186BGA9og

Mortgage rates are moving, and you're probably hearing “rate lock” a lot right now. But what does it actually mean for y...
10/12/2026

Mortgage rates are moving, and you're probably hearing “rate lock” a lot right now.

But what does it actually mean for your loan?

Swipe through for a simple breakdown. →

http://spr.ly/6189BGA9oc

Employment changes during a mortgage transaction aren't unheard of, but they can affect the loan depending on the circum...
10/09/2026

Employment changes during a mortgage transaction aren't unheard of, but they can affect the loan depending on the circumstances.
If you're thinking about changing jobs, starting a new position, moving from salary to commission, becoming self-employed, or making another significant employment change, talk to your lender first.

Your lender may need to review things like:
• Your new position and income structure
• Whether the new income can be used for qualifying
• Your employment history
• Documentation needed to verify the change
My biggest advice? Don't surprise your lender.

If something changes, tell us as soon as you know. It's much easier to work through a change when we have time to understand it and plan for it.

http://spr.ly/6184BGQ6Jp

I've been in this industry for a long time, and every now and then I stop and think about why I stayed. It's the problem...
10/08/2026

I've been in this industry for a long time, and every now and then I stop and think about why I stayed.

It's the problem-solving. The people. The relationships. The moments when a complicated situation finally comes together.

But most of all, it's knowing that the work I do can be part of something that matters to a family for years.

That's why I still love what I do. 💚

http://spr.ly/6180BGQ6Ju

Of course, the numbers matter. But when you're making a major financial decision, the person behind those numbers matter...
10/07/2026

Of course, the numbers matter.
But when you're making a major financial decision, the person behind those numbers matters too.

I want my clients to know what they're choosing, understand their options, and feel like someone is actually looking out for them throughout the process.

http://spr.ly/6182BGt466

One thing I've learned over the years: protecting a closing date starts long before closing day. I want my clients to kn...
10/06/2026

One thing I've learned over the years: protecting a closing date starts long before closing day.
I want my clients to know upfront what could create questions or delays so we can address things before they become problems.
http://spr.ly/6184BGtNh2

Looking back, there are things I learned through experience that I wish someone had told me in my first year. These five...
10/05/2026

Looking back, there are things I learned through experience that I wish someone had told me in my first year.
These five stand out the most.

http://spr.ly/6182BGtNh0

Address

Pasadena, CA
91106

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm
Sunday 9am - 6pm

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