Rick Purkins - Branch Manager

09/19/2025

No maximum income limit!! Minimum 600 Score.

09/19/2025

100% FHA Loan, no maximum income limit! 600 minimum credit score. Apply at www.southwestfunding.com/enswf/rick.purkins

09/13/2025

Mortgage rates aren’t likely to drop after the upcoming Federal Reserve meeting, when the central bank is expected to cut interest rates, economists say.

08/25/2025

If you like Salmon, this has to make your mouth water!

08/25/2025

Sounds interesting!!

Poems & Prayers - Revival Book Tour
book + tickets : poemsprayers.com

08/25/2025

Looks like Texas is pretty good. Everyone acts like our prices are so high. We're in the bottom 40% of states. My other state, Kentucky is way down there.

U.S. Home Prices by State.

08/15/2025

Looking for a Real Estate Agent or Attorney if need be, that is well versed in Owner Financing or Lease Purchase option in Texas. Anyone know of a good one!

07/28/2025

Easy program to qualify! Call me with any questions!

Get a mortgage loan for your home purchase or refinance. We offer a variety of home loan options including FHA loans, conventional loans, VA loans, USDA loans and more.

07/27/2025

No Income Verification
Designed for the Renovation
Investor
Our DSCR product gives the renovation investor the opportunity to utilize the appraised value of the subject property when the property was acquired < 6 months from application and the property was subsequently renovated. Under the DSCR program, loan qualification is not based on personal income documentation.
The loan is qualified based on DSCR, where the borrower utilizes cash flow from the subject property only.
• 660 Minimum FICO
• Low or no DSCR Ratio
• Max loan amounts up to $2.5 million
• Up to 80% LTV on purchase, rate/term refinances, and cash-out up to 75%
• Borrowing in the name of domestic LLC is allowed including foreign nationals
When the property was acquired < 6 months from application and the property was subsequently renovated,
the appraised value can be used, subject to the below requirements
• Provide original listing photos and/or original appraisal from purchase illustrating property condition
prior to renovation.
• Full appraisal required reflection improvements made since purchase.
• FNMA Collateral Underwriter/FHLMC Loan Collateral Advisor Review with a score of 2.5 or less
(must include a copy of the Submission Summary Report) is required.

Apply at:

Get a mortgage loan for your home purchase or refinance. We offer a variety of home loan options including FHA loans, conventional loans, VA loans, USDA loans and more.

07/24/2025

05/22/2025

Are you a Veteran and want to buy a home, but have questions? Get my free ebook to learn about the VA mortgage process. Click the link or scan the QR code, below.

https://forms.office.com/r/si4sAYrWLR