C2 Financial- Generational Lending Expertise

C2 Financial- Generational Lending Expertise NMLS: 252514

Mortgage Advisors & Strategy - Financial Education Financial Wellness will Change the World. or any Caliber Home Loans, Inc.

We know that how you manage your mortgage and how you learn about finances has everything to do with you Financial Wellness! We have the Knowledge, Experience and Passion to Change the World - One Family - One Mortgage and One Home at a time! Licensed by the Department of Business Oversight under the CRMLA, an Equal Housing Opportunity. Privacy Policy: http://firstpriorityfinancial.com/about-us/p

rivacy-policy/

“If you would like to review the licensing for Caliber Home Loans, Inc. Loan Originator, please feel free to check them out at the NMLS Licensing Consumer Access site: http://www.nmlsconsumeraccess.org/”

Terms of Use: This is a public, social forum. Any information you choose to share here may be seen by others. We encourage you contact us directly and privately with any non-public personal mortgage related questions or complaints using the contact information on our corporate website. https://myaccount.caliberhomeloans.com/contactus or by phone to 1-800-401-6587. To make sure this is a productive and safe environment, please note the following: Please stay on topic. We reserve the right to remove any posts or comments that contain profanity, are intrusive of anyone’s privacy, use a fake account, or which are unlawful, hateful, misleading, malicious, threatening, defamatory, discriminatory, derogatory, inflammatory, inappropriate, sexually explicit or pornographic in nature, contain spam, or which violate copyright or trademark law, or which are otherwise deemed inappropriate by the management of Caliber Home Loans, Inc.

Please don't waste time!
08/06/2026

Please don't waste time!

We know there's no such thing as a national housing market, but there are regional markets...
08/05/2026

We know there's no such thing as a national housing market, but there are regional markets...

Sellers are getting realistic, and buyers are taking note. Prices may have fallen a little bit, but pending sales have r...
08/03/2026

Sellers are getting realistic, and buyers are taking note. Prices may have fallen a little bit, but pending sales have risen.

Home equity can be a source of liquidity when used appropriately, managed effectively, and never treated as income.
08/02/2026

Home equity can be a source of liquidity when used appropriately, managed effectively, and never treated as income.

It is very clear why the mortgage conversation should never be reduced to simply a conversation about rates. This is fa...
07/30/2026

It is very clear why the mortgage conversation should never be reduced to simply a conversation about rates. This is far too big a liability planning dilemma! Certified Liability Advisors are specifically trained to produce better outcomes for families.

Here's a scenario based on the Freddie Mac forecast of the number of boomer households that will be released into the ma...
07/28/2026

Here's a scenario based on the Freddie Mac forecast of the number of boomer households that will be released into the marketplace in the relatively near future. Inventory is going to get better.

Imagine 76 million people having birthdays... one year at a time. 🎂That's essentially what's happening with the Baby Boo...
07/27/2026

Imagine 76 million people having birthdays... one year at a time. 🎂

That's essentially what's happening with the Baby Boomer generation.

Every birthday doesn't create a home sale.

But over time, aging changes:

housing needs
borrowing needs
inheritance planning
retirement decisions

Nobody knows exactly when supply will peak.

But we know the calendar isn't changing.

The market doesn't have to crash.
It simply has to age..

Last week we showed how many years of income it takes to buy a home in your state.Here's the other side. The salary you ...
07/20/2026

Last week we showed how many years of income it takes to buy a home in your state.
Here's the other side. The salary you need just to rent one — without spending more than 30% of your paycheck.
National average: $70,000 a year. For a two-bedroom apartment.
You can't afford to buy. You can barely afford to rent. And the gap between wages and housing costs keeps widening.

Work hard, make sacrifices, be creative - to find a way to get into a home, as that is still the foundation for building wealth!

After 36 years of helping families get into homes, this data makes me a little bit sad!Median home price. Median househo...
07/16/2026

After 36 years of helping families get into homes, this data makes me a little bit sad!

Median home price. Median household income. The most average home. The most average family.
Iowa: 3.7 years of total income to buy it. California: 7.8. Montana: 8.7.
This isn't about luxury. It isn't about bad decisions. It's the middle of the market vs. the middle of the paycheck — and the gap keeps growing.

There are a bunch more after the SPACE X IPO! ... Billionares
06/25/2026

There are a bunch more after the SPACE X IPO! ... Billionares

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99 S Lake Avenue Ste 207
Pasadena, CA
91101

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