Mortgage Consultant - Vaneh Hartouni - Equity Smart Loans

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Pasadena, CA
Mortgage Consultant - Vaneh Hartouni - Equity Smart Loans

Mortgage Broker About Myself:
I am a Federally Licensed Mortgage Loan Originator that specializes in residential mortgages. Not all clients fit in the same box!

As a licensed mortgage professional, I help individuals realize their dreams through financing backed by real estate. I ensure my clients are well informed by educating them on various loan strategies. I love to develop long-term relationships with my clients and realtors even after your transaction is complete. My confidence and attention to detail allows my clients to feel comfortable and at eas

e. I know that buying or refinancing a home is one of the biggest decisions that you will make, and for that reason, I do everything possible to make your experience a smooth and enjoyable one. I am a proud graduate from UCLA with a Masters degree and Bachelors of Science from Cal Poly Pomona in Electrical Engineering. I have worked in the real estate industry for the last several years. I enjoy scuba diving, sailing and traveling in my spare time. About Option One Lending:
Since 2004, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs. We work with a large network of lenders which gives us the opportunity to offer highly competitive rates to our clients. We have Conventional (Conv) Fixed, FHA, VA, ARM Stated Income, Non-QM, bank statement, VOE only, Hard Money (Private Money) and other loan products. Option One Lending currently works with top agents from Keller Williams, Pinnacle Estate Properties, Century 21, Re/Max and many more. Our underlying objective is to secure the best loan possible and provide superb service to each and every client, and that's a promise that our clients can depend on.

10/03/2024

Another happy client! Grateful for the opportunity for their trust and as usual, I love helping first time buyers! Congrats to all parties! ⭐️ ⭐️ ⭐️ ⭐️ ⭐️

10/19/2022

September 7, 1981, the interest rates were around 18.2%. At the start of 2022, many housing economists expected mortgage rates to hit 4% by year end. Last week, they nearly reached 7% — the highest point in 20 years. But the rates are not the highest its ever been. Most investors having been waiting for along time to leverage from high interest rate market to capitalize on their gains. The affordability may be difficult for some buyers but if you can afford the mortgage payments, this is a much better time to invest in real estate than it was last year. What are your thoughts?

08/08/2022

Ok, today we are going to talk about how to start investing… Obviously, there are several things to take care of before you can start investing. You need to cover rent or mortgage payments, monthly bills, groceries, etc., and you also need some money set aside for emergencies. But once you’ve accomplished that, it’s time to start investing for the future. Here are 5 steps to help you start investing… https://1l.ink/MD74GVV

08/01/2022

Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… https://1l.ink/LMHHGZD

07/25/2022

Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages… https://1l.ink/V7RH26F

07/18/2022

Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works… https://1l.ink/FFSH5NK

07/11/2022

Ok, today we are going to talk about how much home renovations can cost… Renovations can help make your home more comfortable and easier to sell. But depending on what you’re planning, they can also be expensive. To help you budget for your next project, the HomeAdvisor website has published a list of typical costs for renovation projects. Here’s a list of the most common renos and how much they cost… https://1l.ink/54XZGPJ

07/04/2022

Ok, today we are going to talk about 10 factors that determine your home’s value… Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth… https://1l.ink/5WWJKTN

06/27/2022

Ok, today we are going to talk about 6 things to do before you list your house… If you’re thinking of selling soon, you’ve probably already started working on enhancements like painting, replacing appliances, installing new flooring or re-grouting bathrooms. But there are lots of little maintenance items you need to take care of too. Here are 6 things to do before you list your house… https://1l.ink/D4NHNN6

06/20/2022

Ok, today we are going to talk about how to maximize the sale price of your home… Selling your home isn’t as simple as putting up a For Sale sign. There are many things to do in advance to prepare yourself financially and make sure your home sells for top dollar. Here are 5 ways to maximize the sale price of your home… https://1l.ink/SCLKGMQ

06/13/2022

Ok, today we are going to talk about how to build your savings up FAST! Have an unexpected financial need? Rather than borrowing or putting it on your credit card—which just makes your financial situation worse—consider accelerated saving. Here are 7 ways to accelerate your savings… https://1l.ink/W7LMCW4

Address

1499 Huntington Drive, Suite 500
Pasadena, CA
91030

Website

https://vhlends.com/

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