Matthew Rios Farmers Agency

07/30/2026

05/14/2026

Clients often object to a flood policy stating that it doesn’t flood where they live. I then ask them, “Does it rain where you live?”

If it rains, you should strongly consider flood coverage since your homeowners policy does not include this type of coverage.

🚨 Parts of Katy have sunk MORE THAN 14 INCHES since 2007, according to new data from the Harris-Galveston Subsidence District.

Experts say the sinking is permanent and could worsen flooding and drainage issues across fast-growing Houston suburbs.

⚠️ Katy
⚠️ Fulshear
⚠️ Cypress
⚠️ Spring
⚠️ Tomball
⚠️ The Woodlands

All showing measurable subsidence, according to the Harris-Galveston Subsidence District.

Why it matters:
🌧️ Higher flood risk
🏠 Drainage and foundation concerns
💧 Explosive growth putting pressure on water supplies

04/15/2026

Strongly thinking of purchasing a new or pre-owned vehicle this year?

Consider then, which vehicles are most likely to be stolen.

Below is a summary of the article, just in case you don’t have time to read it.

A total of 659,880 vehicles were reported stolen in 2025 which was nearly a 25% decrease from the prior year.

Several states reported sharp declines in auto theft with Washington leading the way with a 39% decline. Texas did not even make the top 10.

Top 5 U.S metropolitan areas by total vehicle theft -

1. Los Angeles, Long Beach, Anaheim CA - 53,911 thefts reported in 2025

2. New York, Newark, Jersey City NY-NJ - 27,138 thefts reported in 2025

3. Chicago, Naperville, Elgin IL-IN - 24,299 thefts reported in 2025

4. Houston, Pasadena, The Woodlands TX - 23,659 thefts reported in 2025

5. San Francisco, Oakland, Fremont CA - 22,197 thefts reported in 2025.

California & Texas topped all states with the most vehicle thefts by a wide margin.

The most stolen vehicles in 2025:

1. Hyundai Elantra - 21,732 thefts
2. Honda Accord - 17,797 thefts
3. Hyundai Sonata - 17,687 thefts
4. Chevy Silverado 1500 - 16,764 thefts
5. Honda Civic - 12,725 thefts
6. KIA Optima - 11,521 thefts
7. Ford F150 - 10,102 thefts

Thefts of Hyundai & KIA have continued to decline for the 3rd consecutive year.

Prevention efforts are making a substantial dent in vehicle thefts across the nation, according to newly released data by the National Insurance Crime