Rene Stone

40+ year Residential Mortgage Expert with local knowledge & national reach, proudly serving Monmouth County, NJ and beyond!

Founder of Serenity Stables (serenitystablesfcc.org) serving our veteran community.

📌NMLS #227334

04/14/2026

Another happy client!

11/25/2025

🏠 Applying for a mortgage?
🗝️ A few small details can make or break how fast and smoothly you close. Don’t let the avoidable stuff slow you down. ⚡

📌 Save this post so you know the do’s & don’ts when you’re applying!

11/21/2025

🏠 Scared of that big monthly mortgage payment?
💡 What if I told you you're already paying one—it's your landlord's. It’s time to start paying your own & building your wealth—I'm here to help get you there. 📈

📬 DM me and let’s create your exit plan from the rent cycle!

11/19/2025

💡 Getting approved doesn’t have to be complicated.
🏡 A few smart moves—like checking credit + holding off on new purchases—can make all the difference. I’m here to guide you through it! 🧭

📩 Let’s get you mortgage-ready—send me a DM to start!

11/17/2025

🏡 Dreaming of owning a home in 2026?
💳 Start prepping your credit today! Let’s build your credit together—step by step. 🤝

📲 DM me for a personalized credit improvement plan—let’s make your dream home a reality together. ✨

11/11/2025

🎖️ Grateful today and every day for the men and women who’ve served. Helping veterans achieve homeownership through the VA loan is one of the best parts of what I do. 🏠

📩 Reach out if you or someone you know could qualify—I’d be honored to help. 🤝

11/07/2025

The 2026 countdown is on! 📆 If you’re hoping to close before January, here’s your timeline:

1️⃣ App & pre-approval: 1–3 days
2️⃣ Processing: around 2–3 weeks
🎯 Pro Tip: Start now to finish strong!

Reach out now so we can lock in your home goals before January! 📬

11/05/2025

🏡 The best buyers are prepared buyers.
💡 Start with the basics: debt, assets, income, budgeting, and more. The sooner you start, the smoother it’ll go. ✨

📲 DM me to get your game plan started today.

07/31/2025

Gift money is a great way to make buying your first home easier—just keep these key tips in mind:

🎁 Most loans allow gifts from close family
💸 Direct transfers to escrow are best
🕵️‍♂️ Lenders need to verify where funds came from

Got questions about using gift funds? Let’s talk! 📞

07/29/2025

Feeling lost in mortgage language? Start with these 3 key acronyms:

📊 APR = Total loan cost (rate + fees)
📉 DTI = Debt vs. income (under 43% is ideal)
🛡️ PMI = Insurance added for

Address

Parsippany, NJ
07054

Website

https://cfmtg.com/rstone/, https://www.serenitystablesfcc.org/

Alerts

Be the first to know and let us send you an email when Rene Stone posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Rene Stone:

Want your business to be the top-listed Finance Company in Parsippany?