12/18/2025
Yesterday we talked about the new FICO 10T update—but how do you actually win with this new system? 🏆
Because FICO 10T looks at your "trended data" (your behavior over the last 24 months), consistency is king. If you’re planning to buy a home in 2026, here is your #1 power move:
Reduce your revolving balances. 💳
The new model rewards borrowers who are actively paying down debt rather than just making minimum payments. It’s not just about where your balance is today; it’s about the direction it’s heading!
Confused about your score? Let’s chat. We can look at your profile and help you get "mortgage ready.
Mountain Financial Mortgage Group, Inc., your Colorado hometown mortgage broker since 1994.
☎️ 303-838-7300
📱 720-663-8522
📳 www.mfmloans.com apply online

Your Hometown Mortgage Broker Since 1994 Mountain Financial Mortgage has been offering a full menu of loan products and personalized customer service since 1994. Our mission is to ensure our customers get the best possible financing and have a smooth experience from start to finish. Apply Online Con...