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Chad Haskins, Mortgage Broker NMLS #2053136, 13009 S Parker Road Ste 313, Parker, CO (2026)

11/15/2021

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝟭𝟱𝘁𝗵, 𝟮𝟬𝟮𝟭

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝘄𝗼𝗿𝘀𝗲 👎
Average mortgage rates were slightly worse to end the week, as markets responded to the strongest inflation reading in 30 years. Strong consumer demand combined with shortages caused by supply chain issues are causing both wholesale and consumer inflation, which will contribute over time to higher interest rates.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗮𝘆 𝘄𝗼𝗿𝘀𝗲𝗻 𝗳𝘂𝗿𝘁𝗵𝗲𝗿 👎
Average mortgage rates this week could continue to get worse, although we shouldn't see any big rate jumps all at once. Instead rates are likely to be back in the range we saw near the end of October, before the recent dip, reflecting the strong labor and economic conditions. Although rates are rising slightly, they remain low compared to historic averages and it is still a great time to buy a home or refinance.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Economic data: Mostly housing data this week, which doesn't really affect rates. Tuesday has some early morning reports that could influence rates for the week.
- Fed stimulus: The Fed continues to buy Treasuries and mortgage bonds, helping keep mortgage rates low. Markets are now prepared for the Fed to begin reducing bond purchases in November, and to continue reducing them into 2022.

11/08/2021

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝟴𝘁𝗵, 𝟮𝟬𝟮𝟭

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝗯𝗲𝘁𝘁𝗲𝗿 👍
Average mortgage rates ended last week slightly better, with most of the gains coming on Friday. Wednesday saw some volatility after the Fed meeting and press conference, as we expected, but Friday's improvement to rates despite strong jobs data was a surprise.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗵𝗼𝘂𝗹𝗱 𝗿𝗲𝗺𝗮𝗶𝗻 𝗹𝗼𝘄 👍
Average mortgage rates are not likely to improve much, but should remain low this week. Wednesday could see rates move depending on the inflation data that comes in, and the bond market (and most lenders) will be closed on Thursday to observe Veterans Day.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Economic data: Consumer and wholesale inflation data comes out the middle of this week, and along with a couple of Treasury auctions could case rates to move slightly from day to day.
- Fed stimulus: The Fed continues to buy Treasuries and mortgage bonds, helping keep mortgage rates low. Markets are now prepared for the Fed to begin reducing bond purchases in November, and to continue reducing them into 2022.
- Veterans Day: Bond markets will be closed on Thursday, and most lenders won't issue new rates that day. You can check with your mortgage professional to find out if they will.

11/04/2021

🏡 𝗛𝗼𝘄 𝗱𝗼𝗲𝘀 𝘆𝗲𝘀𝘁𝗲𝗿𝗱𝗮𝘆'𝘀 𝗙𝗲𝗱 𝗮𝗻𝗻𝗼𝘂𝗻𝗰𝗲𝗺𝗲𝗻𝘁 𝗮𝗳𝗳𝗲𝗰𝘁 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗮𝘁𝗲𝘀? 🤔

I'm glad you asked.

Yesterday the Fed announced that it would leave its policy rate - the fed funds rate - unchanged, and would begin tapering bond purchases this month and would likely continue doing so into early next year. So what does that all really mean, and what does it do to mortgage rates?

Rather than give you a full economics lesson in this post, let's just talk about the bottom line... the Fed's actions yesterday are likely to help mortgage rates remain relatively steady and possibly creep up a bit through the end of the year. It also means we are not likely to revisit the lowest rates we saw earlier in the year, although rates do remain near historic lows.

✅ 𝗦𝗼 𝗶𝗳 𝘆𝗼𝘂'𝗿𝗲 𝗼𝘂𝘁 𝘁𝗵𝗲𝗿𝗲 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝘁𝗼 𝗯𝘂𝘆 𝗮 𝗵𝗼𝗺𝗲, it's a good sign that rates will still be low when you find one, helping you afford more home for your money.

✅ 𝗔𝗻𝗱 𝗶𝗳 𝘆𝗼𝘂'𝗿𝗲 𝘁𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗼𝗳 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴, it means now is a great time for that conversation, before rates creep up further through the end of the year as expected.

👉 𝗥𝗲𝗺𝗲𝗺𝗯𝗲𝗿, 𝗶𝗳 𝘆𝗼𝘂'𝗱 𝗹𝗶𝗸𝗲 𝘁𝗼 𝘁𝗮𝗹𝗸 𝗺𝗼𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝘆𝗼𝘂𝗿 𝘂𝗻𝗶𝗾𝘂𝗲 𝘀𝗶𝘁𝘂𝗮𝘁𝗶𝗼𝗻 𝗼𝗿 𝗶𝗳 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝗮𝗻𝘆 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗼𝗿 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲 𝗿𝗲𝗹𝗮𝘁𝗲𝗱 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀, 𝗜'𝗺 𝗵𝗲𝗿𝗲 𝘁𝗼 𝗵𝗲𝗹𝗽. 𝗥𝗲𝗮𝗰𝗵 𝗼𝘂𝘁 𝗮𝗻𝘆𝘁𝗶𝗺𝗲!

11/01/2021

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝟭𝘀𝘁, 𝟮𝟬𝟮𝟭

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝗯𝗲𝘁𝘁𝗲𝗿 👍
Average mortgage rates last week improved to their best levels through the middle of the week, before ending the week just slightly improved from the week before. Most of the gains were in rebate pricing, meaning that consumers saw slightly lower closing costs, as markets reacted to economic data showing the economy had slowed down in the 3rd quarter and that inflation was still high.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝘃𝗼𝗹𝗮𝘁𝗶𝗹𝗲 ⚠️
This week will see two big events that could affect mortgage rates. The first is on Wednesday, when the Fed will conclude this month's Fed meeting and release its policy statement, followed by Fed Chair Jerome Powell's press conference. The second is on Friday, when we will get this month's jobs reports and unemployment data. The potential for volatility makes this a good week to stay in touch with your mortgage professional.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Economic data: A quiet week for data other than Friday's jobs data, which could cause volatility in mortgage rates to end the week.
- Fed meeting: Wednesday the Fed will release its policy statement, which will likely include a reduction in monetary stimulus and could cause rate volatility.

10/28/2021

🏡 𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗶𝘀 𝗻𝗼𝘁 𝗮 𝗰𝗵𝗶𝗹𝗱'𝘀 𝗴𝗮𝗺𝗲. 😲

A lot can go wrong during the mortgage process, and whether you're getting a mortgage to buy a home or to refinance a home you already own, problems can range from a big deal to downright catastrophic.

𝗗𝗼𝗻'𝘁 𝘄𝗼𝗿𝗿𝘆 𝘁𝗵𝗼𝘂𝗴𝗵, 𝗜'𝗺 𝗵𝗲𝗿𝗲 𝘁𝗼 𝗵𝗲𝗹𝗽. 👍

I can guide you through the process, and make getting a low rate mortgage a much easier and simpler process. My experience can help us avoid problems during the process that could risk ruining your home purchase or cost you your refinance savings.

𝗜𝗳 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘁𝗼 𝘁𝗮𝗹𝗸 𝗮𝗯𝗼𝘂𝘁 𝘆𝗼𝘂𝗿 𝘂𝗻𝗶𝗾𝘂𝗲 𝘀𝗶𝘁𝘂𝗮𝘁𝗶𝗼𝗻, 𝗜'𝗺 𝗵𝗲𝗿𝗲 𝘁𝗼 𝗵𝗲𝗹𝗽 𝗮𝗻𝘆𝘁𝗶𝗺𝗲. 𝗦𝗶𝗺𝗽𝗹𝘆 𝗰𝗼𝗻𝘁𝗮𝗰𝘁 𝗺𝗲 𝗱𝗶𝗿𝗲𝗰𝘁𝗹𝘆 𝗼𝗻 𝘁𝗵𝗲 𝘄𝗲𝗯 𝗼𝗿 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝘁𝗲𝘅𝘁 𝗼𝗿 𝗲𝗺𝗮𝗶𝗹, 𝗼𝗿 𝗲𝘃𝗲𝗻 𝗰𝗮𝗹𝗹 𝗺𝗲 𝗶𝗳 𝘆𝗼𝘂'𝗱 𝗹𝗶𝗸𝗲. 𝗜'𝗱 𝗹𝗼𝘃𝗲 𝘁𝗼 𝗵𝗲𝗹𝗽.

10/25/2021

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟱𝘁𝗵, 𝟮𝟬𝟮𝟭

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝘄𝗼𝗿𝘀𝗲 👎
Average mortgage rates last week got slightly worse as markets continued to adjust to higher inflation and a steadily improving economy, as well as the likelihood that the Fed will start removing some of the monetary stimulus that has kept rates low throughout the pandemic.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗵𝗼𝘂𝗹𝗱 𝗿𝗲𝗺𝗮𝗶𝗻 𝗹𝗼𝘄 👍
Average mortgage rates are likely to remain relatively unchanged this week, ahead of next week's Fed meeting. We may see some opportunity to get better rebate pricing early in the week, before some of the economic data later in the week. Rebate pricing is the credit you get towards closing costs from your lender, or the fee you pay to get a lower rate, often called 'points'.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Economic data: GDP data on Thursday and consumer spending data on Friday could have a small effect on rates this week.
- Inflation concerns: Concerns about inflation are still pressuring mortgage rates.
- Fed stimulus: The Fed continues to buy Treasuries and mortgage bonds, helping keep mortgage rates low. However, rates are creeping up as investors prepare for the Fed to reduce the amount of bonds being purchased, with expectations that tapering could start in November.

10/21/2021

"𝗪𝗵𝗮𝘁 𝗶𝘀 𝘁𝗵𝗲 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝘁𝗵𝗲 𝗔𝗣𝗥 𝗮𝗻𝗱 𝘁𝗵𝗲 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗿𝗮𝘁𝗲?" 🤔

👉 Answer: One of the most confusing aspects of a mortgage is trying to compare interest rates and APRs. Here is a simple explanation to make it easy for you to get a low rate mortgage without the hassle.

The interest rate is only the interest that you will pay on the mortgage. Mortgage interest rates are often quoted in .125% increments.

The APR is a calculation designed to more easily compare mortgage offers. It includes the interest rate above, PLUS other fees and costs such as: lender fees, origination fees, discount points, and some closing costs. Some banks and lenders will change what they call certain fees to avoid having to include them in the APR calculation, making it even harder to compare. An APR is required anytime a bank or lender advertises an interest rate, to help get a more accurate comparison. The interest rate and the APR should never be exactly the same unless there are no fees on the loan.

🏡 𝗜𝗳 𝘆𝗼𝘂'𝗿𝗲 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝘁𝗼 𝗴𝗲𝘁 𝗮 𝗹𝗼𝘄 𝗿𝗮𝘁𝗲 𝗮𝗻𝗱 𝘁𝗮𝗸𝗲 𝘁𝗵𝗲 𝗵𝗮𝘀𝘀𝗹𝗲 𝗼𝘂𝘁 𝗼𝗳 𝘁𝗵𝗲 𝗽𝗿𝗼𝗰𝗲𝘀𝘀, 𝗜 𝗰𝗮𝗻 𝗵𝗲𝗹𝗽. A quick and easy conversation can help make sense of it all, and I can show you how to make sure you're getting a good mortgage offer.

Getting a mortgage doesn't have to be a hassle. Let me make it easy.

10/18/2021

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟭𝟴𝘁𝗵, 𝟮𝟬𝟮𝟭

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝘄𝗼𝗿𝘀𝗲 👎
Average mortgage rates ended the week just slightly worse, as concerns about inflation pushed yields higher. Overall rates remained low though, with only a small increase in rebate pricing - the credit you get towards closing costs from your lender, or the fee you pay to get a lower rate, often called 'points'.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝘄𝗶𝗹𝗹 𝗿𝗲𝗺𝗮𝗶𝗻 𝗹𝗼𝘄 𝗯𝘂𝘁 𝘂𝗻𝗹𝗶𝗸𝗲𝗹𝘆 𝘁𝗼 𝗶𝗺𝗽𝗿𝗼𝘃𝗲 👎
Average mortgage rates are not likely to get much worse this week, but are also unlikely to improve from here. Rates are slowly creeping higher as the economy continues to recover and we get closer to the Fed tapering back bond purchases that have kept rates low during the pandemic.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Economic data: Although there is a lot of housing data this week, there is little data that should have a direct impact on mortgage rates.
- Inflation concerns: Continued concerns about inflation could pressure rates higher this week.
- Fed stimulus: The Fed continues to buy Treasuries and mortgage bonds, helping keep mortgage rates low. However, rates are creeping up as investors prepare for the Fed to reduce the amount of bonds being purchased, with expectations that tapering could start in November.

10/12/2021

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟭𝟭𝘁𝗵, 𝟮𝟬𝟮𝟭

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝗵𝗶𝗴𝗵𝗲𝗿 👎
Average mortgage rates crept up last week as markets reacted to lower unemployment and the likelihood that the Fed will begin reducing the bond purchases that have kept mortgage rates low for over a year.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗹𝗶𝗸𝗲𝗹𝘆 𝘁𝗼 𝗴𝗲𝘁 𝘄𝗼𝗿𝘀𝗲 👎
Average mortgage rates this week could continue to get worse during a holiday shortened week as markets react to both consumer and wholesale inflation data and retail sales reports. It is unlikely that we will see rates improve from here, so you may want to discuss the benefits of locking in a rate with your mortgage professional.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Economic data: A busy week for data, with both consumer and wholesale inflation as well as retails sales data that could affect rates. There are also a few Treasury auctions that investors may react to that could affect rates. Overall this week's economic data isn't likely to help rates improve.
- Fed stimulus: The Fed continues to buy Treasuries and mortgage bonds, helping keep mortgage rates low. However, rates are creeping up as investors prepare for the Fed to reduce the amount of bonds being purchased, with expectations that tapering could start in November.

10/06/2021

𝗪𝗵𝗮𝘁 𝗱𝗼 𝗿𝗶𝘀𝗶𝗻𝗴 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗮𝘁𝗲𝘀 𝗺𝗲𝗮𝗻 𝗳𝗼𝗿 𝘆𝗼𝘂? 😲

Well, that depends.

💰 𝗜𝗳 𝘆𝗼𝘂'𝘃𝗲 𝗯𝗲𝗲𝗻 𝘁𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 but putting it off thinking low rates would be around for awhile or waiting for rates to hit bottom, then it means it is time for us to talk. Procrastinating from here could cost you money, so you might want to make a conversation a priority.

🏡 𝗜𝗳 𝘆𝗼𝘂'𝗿𝗲 𝗼𝘂𝘁 𝗵𝗼𝘂𝘀𝗲 𝗵𝘂𝗻𝘁𝗶𝗻𝗴, rising rates are not something to panic about. Rates remain very near record low levels, and although they are creeping up a bit they won't keep rising for long. You should however reach out to me so we can discuss if it affects your purchasing power, and how much of a payment change you may see. For most borrowers, it will not be a large monthly increase, and in some cases may simply mean a little bit more in closing costs to get that same low rate you've had your eye on.

👉 𝗙𝗲𝗲𝗹 𝗳𝗿𝗲𝗲 𝘁𝗼 𝗿𝗲𝗮𝗰𝗵 𝗼𝘂𝘁 𝘁𝗼 𝗺𝗲 𝘀𝗼 𝘄𝗲 𝗰𝗮𝗻 𝗱𝗶𝘀𝗰𝘂𝘀𝘀 𝘆𝗼𝘂𝗿 𝗶𝗻𝗱𝗶𝘃𝗶𝗱𝘂𝗮𝗹 𝘀𝗶𝘁𝘂𝗮𝘁𝗶𝗼𝗻, 𝗮𝗻𝗱 𝘄𝗵𝗮𝘁 𝗿𝗶𝘀𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝗺𝗲𝗮𝗻 𝘁𝗼 𝘆𝗼𝘂. Let me take the guesswork out of it, and I can help you take the right steps to get a great low rate before rates go up too much further. You can call or text me, or reach out by private message or email... whatever is easier for you.

𝗜 𝗹𝗼𝗼𝗸 𝗳𝗼𝗿𝘄𝗮𝗿𝗱 𝘁𝗼 𝗵𝗲𝗮𝗿𝗶𝗻𝗴 𝗳𝗿𝗼𝗺 𝘆𝗼𝘂 𝘀𝗼𝗼𝗻.

10/05/2021

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟰𝘁𝗵, 𝟮𝟬𝟮𝟭

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝗿𝗲𝗺𝗮𝗶𝗻 𝗹𝗼𝘄 𝗯𝗮𝘀𝗶𝗰𝗮𝗹𝗹𝘆 𝘂𝗻𝗰𝗵𝗮𝗻𝗴𝗲𝗱 👍
After seeing rates jump the week before, average mortgage rates were up slightly through the middle of last week before improving to end the week basically unchanged. Rates remain low, making it a good time to talk with your mortgage professional about buying a home or refinancing a home you already own.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝘃𝗼𝗹𝗮𝘁𝗶𝗹𝗲 𝘁𝗼 𝗲𝗻𝗱 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 ⚠️
Average mortgage rates this week are likely to be stable through most of the week, but could be volatile on Friday with the release of jobs data. If considering locking your mortgage, be sure to consult with your mortgage professional early in the week.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Economic data: A quiet week for data, the only real concern is Friday when we get jobs and wages reports that could cause mortgage rates to move. If the jobs report points to labor market strength, it could push rates slightly higher.
- Fed stimulus: The Fed continues to buy Treasuries and mortgage bonds, helping keep mortgage rates low. However, rates could creep up as investors prepare for the Fed to reduce the amount of bonds being purchased, starting in November.

09/30/2021

👍 𝗔𝘀 𝗮 𝗹𝗼𝗰𝗮𝗹 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹, 𝗺𝘆 𝗿𝗲𝗽𝘂𝘁𝗮𝘁𝗶𝗼𝗻 𝗱𝗲𝗽𝗲𝗻𝗱𝘀 𝗼𝗻 𝗽𝗿𝗼𝘃𝗶𝗱𝗶𝗻𝗴 𝗮 𝗯𝗲𝘁𝘁𝗲𝗿 𝗲𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲 𝘁𝗵𝗮𝗻 𝘁𝗵𝗼𝘀𝗲 𝗯𝗶𝗴 𝗯𝗮𝗻𝗸𝘀 𝗮𝗻𝗱 𝗼𝗻𝗹𝗶𝗻𝗲 𝗹𝗲𝗻𝗱𝗲𝗿𝘀.

Getting a mortgage doesn't have to be frustrating and confusing. 😠 If you have the right person guiding you through the process, it can be easy and more convenient! 😀

𝗜𝗳 𝘆𝗼𝘂'𝗿𝗲 𝘁𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲, 𝗼𝗿 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝘁𝗵𝗲 𝗵𝗼𝗺𝗲 𝘆𝗼𝘂 𝗮𝗹𝗿𝗲𝗮𝗱𝘆 𝗼𝘄𝗻, 𝗹𝗲𝘁 𝗺𝗲 𝗯𝗲 𝘆𝗼𝘂𝗿 𝗴𝘂𝗶𝗱𝗲.

There's never any obligation or fees when we talk. I can help you get a great low rate, find out how much home you can comfortably afford, and also help you get pre qualified or pre approved (ask me about the difference!).

I hope to hear from you soon!

Chad Haskins, Mortgage Broker NMLS #2053136

11/15/2021

11/08/2021

11/04/2021

11/01/2021

10/28/2021

10/25/2021

10/21/2021

10/18/2021

10/12/2021

10/06/2021

10/05/2021

09/30/2021

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