Michelle Aponte Boksa - Loan Officer / Branch Manager

Michelle Aponte Boksa - Loan Officer / Branch Manager NMLS # 559937 | Company NMLS # 222982 I welcome the opportunity to serve your needs with quick and accurate real estate financing advice.

A a licensed Mortgage Professional in Illinois, Indiana, Florida and Wisconsin (NMLS #559937 | 3029), I can assist you with your home loan needs, including: First-Time Purchase, Second-Home Purchase, Refinance, FHA and VA, Conventional, 203(k) Renovation and Jumbo loans. I have the expertise and knowledge that will help you understand the features associated with the loan program that best meets y

our unique financial situation. Feel free to contact me by phone, email or Facebook for personalized service and expert advice. Disclaimer: Illinois Residential Mortgage Licensee. For licensing information, go to: www.nmlsconsumeraccess.org

When buyers tell me their ideal monthly payment, I always look at the whole payment, not just the loan amount and intere...
09/01/2026

When buyers tell me their ideal monthly payment, I always look at the whole payment, not just the loan amount and interest rate. 🏡

Property taxes, homeowners insurance, mortgage insurance and HOA dues can all affect what that final number looks like.

That is why I like to start with the payment you are comfortable with and work backward from there.

Want to know what a realistic monthly payment could look like for you? Let’s run the numbers. 💚

Success is not just about the next goal. It is about appreciating what you have while continuing to build what you want....
08/31/2026

Success is not just about the next goal. It is about appreciating what you have while continuing to build what you want. 💚

A good reminder as we close out August: keep working, keep growing, and enjoy the life you are creating along the way.

Happy Monday! ☀️

Congratulations to our buyers on their new home in Round Lake Beach!There are a lot of moving pieces behind every closin...
08/28/2026

Congratulations to our buyers on their new home in Round Lake Beach!

There are a lot of moving pieces behind every closing, and I am always grateful for the teamwork that helps bring it all together. Thank you to Realtor Jairo Cruz, SRS, RENE, CSC - BHGRE Star Homes for the partnership and for taking great care of our clients.

Wishing the new homeowners many happy memories ahead! 💚

One of the best compliments I can receive is hearing that we made the mortgage process easy to understand.There are a lo...
08/27/2026

One of the best compliments I can receive is hearing that we made the mortgage process easy to understand.

There are a lot of details behind a home loan, but my clients should never feel like they have to figure them out alone.

Thank you, Vincent, for trusting our team! 💚🏡

Your preapproval still needs to be protected until closing day.Opening new credit, making a large purchase, transferring...
08/26/2026

Your preapproval still needs to be protected until closing day.

Opening new credit, making a large purchase, transferring money, or changing jobs can affect your mortgage approval or create additional documentation requirements.

Before making a financial or employment change, check with your lender first. One quick conversation could prevent a last minute surprise.

DM CLEAR before making changes.

Buying a home is about more than knowing the purchase price.Before you start shopping, make sure you understand the comp...
08/25/2026

Buying a home is about more than knowing the purchase price.

Before you start shopping, make sure you understand the complete picture, including cash to close, monthly housing expenses, and how to handle your funds during the loan process.

A little planning upfront can help prevent surprises later.

Thinking about buying this fall? Send me a message and let’s build a realistic plan around your numbers.

08/25/2026

Mortgage rate check for August 25, 2026 👀

National 30 year fixed mortgage averages are currently in the mid to upper 6% range. But that does not automatically mean that is your rate.

Credit, down payment, loan program and property type all matter.

The better question is: What does today’s rate mean for your monthly payment?

DM me “RATE” and let’s run your numbers.

Rates and terms vary by borrower and loan scenario. This is not a rate quote.

08/24/2026

Buying now, later this year, or maybe 2027?

Knowing where you stand early gives you options.

Sometimes you’re closer than you think. Sometimes we just make a plan.

Either way, you don’t have to wait until you’re “ready” to start the conversation. 🏡

A new week is a fresh opportunity to reset your focus and move with purpose.You do not have to accomplish everything tod...
08/24/2026

A new week is a fresh opportunity to reset your focus and move with purpose.

You do not have to accomplish everything today.

Choose what matters most and give it your best energy. 💛

Another home funded in Elgin! 🏡Congratulations to our clients, and thank you to Realtor Lucy Rivera for the trust, com...
08/21/2026

Another home funded in Elgin! 🏡

Congratulations to our clients, and thank you to Realtor Lucy Rivera for the trust, communication, and teamwork throughout the process.

Every successful closing begins with a clear plan and the right team. If homeownership is one of your goals, let’s talk through your numbers and options.

Address

700 Busse Highway, Suite #11
Park Ridge, IL
60068

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