Park City Wealth Advisors

06/15/2026

It's halftime, and the scoreboard matters.

Most families don't look at their financial strategy until January 1st. By then, half the year's planning opportunities are gone.

Halfway through the year is a good time to step back and ask: Are we still on track? We’re opening time for mid-year strategy conversations with families who have $5M+ in investable assets.

This is a chance to review your current plan, talk through what has changed, and consider any moves worth making before year-end.

Call or text: (435) 500-5979
[email protected]

06/12/2026

Why are our clients so happy? Let us count the ways. 🙌

1. We call you first 📞 You never have to wonder what’s going on with your money. We’re proactively reaching out before you even think to ask — whether markets move, tax law changes, or a new opportunity shows up on our radar. No news is not good news in our world.

2. We never stop problem-solving 💡 Cost segregation. Direct indexing. Premium-financed life insurance. We’re constantly scanning for creative strategies that could get you to your goals faster — not waiting for you to bring it up at your annual review.

3. We educate, not just advise 📚 From our Budget Breakthrough workshops to our Annual Investment Summit, we create spaces where you can actually understand your wealth — not just trust us blindly with it. An informed client is an empowered client.

4. We show up for your whole family 👨‍👩‍👧 That means sitting down with your adult kids, helping the next generation build smart financial habits, and making sure the wealth you’ve built doesn’t evaporate in the hands-off.

5. We sweat the small stuff so you don’t have to 🧾 Coordinating with your CPA and estate attorney. Watching for Roth conversion windows. Tracking your equity comp vesting schedule. The details that fall through the cracks with other advisors? That’s our full-time job.

If you have a financial advisor who only calls you when you call them — you deserve better.

Let’s chat. ☕

06/12/2026

Parents- send your Gen Z! Let’s get them dialed.

06/12/2026

The verdict from the 10 questions people ask most:

The right financial advisor is a fiduciary. They're fee-only. They hold a CFP® designation. They proactively manage your entire financial picture not just your portfolio. And they earn their fee not by outperforming an index, but by building and executing a plan that compounds over decades.

At Park City Wealth Advisors, that's exactly how we work. We serve high-net-worth and ultra-high-net-worth clients across Utah and beyond who want comprehensive, planning-first wealth management, not product sales dressed up as advice.

If any of these questions resonated with you, let's talk.

→ Schedule a complimentary consultation at

Park City Wealth Advisors, financial advisors in Park City, help high net worth entrepreneurs and families make the most of their wealth.

06/11/2026

There are three primary compensation models:

Fee-only: The advisor charges you directly either a percentage of assets under management (AUM), a flat retainer, or hourly. No commissions. No product sales. This is the cleanest model.

Fee-based: A hybrid charges fees AND can earn commissions on products sold. Watch the fine print here. Ask about additional fees that the advisor may be getting paid for different types of investments.

Commission-based: Paid entirely through commissions on what they sell you. This has the maximum potential for conflict of interest.

At Park City Wealth Advisors, we operate on a fee-only model. Our incentive is simple: the better your financial outcomes, the longer you work with us. That alignment matters to us.

A 1% - 1.5% AUM fee is the industry standard and often reasonable but only if you're getting comprehensive planning, not just investment management. If your "advisor" is only rebalancing a portfolio and sending quarterly statements, you're probably overpaying.

Ask for a full fee disclosure in writing before you sign anything.

06/11/2026

Can't I Just Invest in Index Funds and Skip the Advisor Entirely?

Yes, and for many people, especially early in their career, a diversified Vanguard Funds portfolio or index tracking ETF is genuinely excellent advice.

But here's what index funds don't do:

➡️They don't build your estate plan.
➡️They don't harvest tax losses strategically or coordinate Roth conversions.
➡️They don't review your insurance gaps.
➡️They don't help you structure a business sale.
➡️They don't model the income sustainability of a portfolio in retirement.
➡️They don't call you when you're about to make an emotional decision that costs you five years of progress.

Index funds solve for investment cost and diversification. Comprehensive financial planning solves for a lot more than that.

The wealthier and more complex your situation gets, the more the "just buy index funds" advice leaves money, and sometimes significant money on the table.

06/10/2026

Should I Fire My Current Advisor?

Ask yourself these questions:

-Does your advisor reach out proactively, or only when you call?

-Can they clearly articulate your financial plan, not just your portfolio allocation?

-Have they proactively discussed your tax strategy, estate planning, or insurance?

-Do you feel informed, or managed?

-When markets dropped, did they call you or hide?

-Are they holding educational events to keep you informed?

Poor communication and reactive-only service are the most common reasons people switch advisors. They're legitimate reasons.

Switching advisors is less painful than most people expect. Accounts transfer, relationships move on, and the right fit is worth finding.

If you're questioning it, trust that instinct. Schedule a second-opinion conversation with another advisor. A good advisor will welcome that conversation not pressure you out of it.

06/09/2026

CFP vs. CFA vs. Other Designations -- What Actually Matters?

The designations that most matter for individual wealth planning:

CFP® (Certified Financial Planner): The benchmark for comprehensive financial planning. Covers investments, taxes, insurance, estate planning, and retirement. Requires rigorous coursework, an exam, and ongoing continuing education. This is what you want for a holistic planning relationship.

CFA (Chartered Financial Analyst): Extremely rigorous but focused on investment analysis and portfolio management, not comprehensive planning. More common in institutional money management.

CPA/PFS: A CPA with a Personal Financial Specialist designation. Excellent for tax-heavy situations.

There are dozens of other designations some meaningful, some not. When in doubt, look it up at FINRA's designation database. Anyone can put letters after their name.

06/08/2026

You don’t need a perfect plan to begin. 🏔️

The first meeting isn’t about performance.

It’s not about having the “right” answers or showing up prepared.

It’s about finally taking everything that’s been living in your head — the investments, the taxes, the business decisions, the family questions — and placing it on the table in one place.

Most people leave that first conversation feeling something unexpected: relief.

Not because everything is solved, but because there’s a path forward.

If you’ve been carrying the weight of complexity alone, you don’t have to anymore.

🔗 email [email protected] to schedule an introductory conversation.

06/08/2026

What Questions Should I Ask When Interviewing a Financial Advisor?

Here's the short list that actually separates good advisors from great ones:

-Are you a fiduciary 100% of the time?

-How are you compensated and can I see that in writing?

-What credentials do you hold, and who is your typical client?

-What does your planning process look like beyond investment management?

-How often will we meet, and what does
communication look like between meetings?

-What happens to my account if something happens to you?

-Can you walk me through a financial concept I'm wrestling with right now?

That last one is underrated. A great advisor can think on their feet. They don't need to go back to the office.