Oswego County Mutual Insurance Company - OCMIC

Oswego County Mutual Insurance Company - OCMIC Contact Us: Oswego County Mutual Insurance Address: 2975 West Main St. PO Box 505 Parish, NY 13131

🎒 Back-to-School Season = Increased Foot Traffic. Is Your Business Ready?As summer winds down, back-to-school shopping b...
09/03/2026

🎒 Back-to-School Season = Increased Foot Traffic. Is Your Business Ready?

As summer winds down, back-to-school shopping brings a surge of customers through local business doors — which means heightened liability exposure.

General liability reminders as foot traffic increases:
✅ Review your per-occurrence and aggregate liability limits
✅ Ensure your premises are well-maintained and hazard-free
✅ Confirm coverage for temporary staff or seasonal hires
✅ Update your agent on any changes to your operations

Oswego County Mutual Insurance — a trusted neighbor in this community since 1878.

📞 Call your OCMIC agent or visit ocmic.com

📋 Do You Know Your BOP Coverage Limits?As summer wraps up, now is a great time to review the limits on your Business Own...
08/31/2026

📋 Do You Know Your BOP Coverage Limits?

As summer wraps up, now is a great time to review the limits on your Business Owner's Policy.

BOP coverage limits to check with your agent:
🔹 Building & property replacement value — does it reflect current costs?
🔹 Business personal property — equipment, inventory, furniture
🔹 General liability limits — adequate for your industry?
🔹 Business interruption — how many days of lost income are covered?
🔹 Additional endorsements — cyber, equipment breakdown, professional liability

Insurance needs evolve as your business grows. An annual review ensures you're not underinsured when it matters most.

📞 Schedule a coverage review with your OCMIC agent today.

⚠️ Slip & Fall Claims Spike in Summer — Here's What to KnowWith summer rain showers and high foot traffic, slip-and-fall...
08/28/2026

⚠️ Slip & Fall Claims Spike in Summer — Here's What to Know

With summer rain showers and high foot traffic, slip-and-fall accidents become more common at business entrances.

General liability insurance is your financial safety net — but prevention is your first defense.

✅ Summer prevention tips:
• Post visible wet floor signs at all entrances
• Use anti-slip mats at doorways
• Inspect and repair uneven pavement promptly
• Maintain good lighting in walkways
• Document any incidents immediately

📞 Ask your OCMIC agent to review your liability coverage today.

🏗️ After the Storm: A Business Owner's Property Assessment GuideFollowing any severe weather event, assess your commerci...
08/28/2026

🏗️ After the Storm: A Business Owner's Property Assessment Guide

Following any severe weather event, assess your commercial property promptly and document everything for a potential claim.

📋 Post-storm assessment steps:
1️⃣ Ensure the property is structurally safe before re-entering
2️⃣ Document all visible damage with photos and video
3️⃣ Make temporary repairs to prevent further damage (keep receipts)
4️⃣ Contact your insurance agent as soon as possible
5️⃣ Do not dispose of damaged property until your adjuster has reviewed it

OCMIC is committed to guiding local businesses through the claims process every step of the way.

📞 Call your OCMIC agent to start a claim.

🌩️ Pre-Storm Business Property ChecklistSummer storms across Oswego County can develop fast. Use this checklist to help ...
08/27/2026

🌩️ Pre-Storm Business Property Checklist

Summer storms across Oswego County can develop fast. Use this checklist to help protect your commercial property:

✅ Inspect roof for loose shingles or membrane issues
✅ Clear gutters and downspouts of debris
✅ Secure outdoor equipment, signage, and furniture
✅ Check sump pumps and drainage systems
✅ Back up critical business data to the cloud
✅ Know your policy's claims contact number

Preparing now can reduce damage — and speed up your claims process.

Oswego County Mutual Insurance — here for local businesses when storms hit.

📞 Questions? Call your OCMIC agent.

🏪 Is Your Business a Good Fit for a Business Owner's Policy?✅ Typically eligible for a BOP:• Retail shops• Offices and p...
08/26/2026

🏪 Is Your Business a Good Fit for a Business Owner's Policy?

✅ Typically eligible for a BOP:
• Retail shops
• Offices and professional services
• Restaurants (under a certain size)
• Service contractors

❌ May need separate or specialty policies:
• Manufacturing or heavy industrial
• Large-scale construction
• Businesses with significant professional liability exposure

Every business is different. Your OCMIC agent can help determine the right coverage structure.

Since 1878, protecting the businesses that make Oswego County great.

📞 Let's talk about your options.

🌿 Running Outdoor Business Activities This Summer? Review Your Liability Coverage.From sidewalk sales to outdoor seating...
08/25/2026

🌿 Running Outdoor Business Activities This Summer? Review Your Liability Coverage.

From sidewalk sales to outdoor seating and mobile operations, summer brings new liability exposures.

Key liability considerations:
🔸 Does your policy cover activities beyond your primary address?
🔸 Are temporary structures (tents, canopies) covered?
🔸 Is your coverage adequate for increased customer volume?
🔸 Are hired or contracted workers properly covered?

A quick conversation with your OCMIC agent can clarify your coverage gaps before they become costly surprises.

Address

2975 Main Street W
Parish, NY
13131

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+13156257066

Website

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