Oswego County Mutual Insurance Company - OCMIC

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Oswego County Mutual Insurance Company - OCMIC Contact Us: Oswego County Mutual Insurance Address: 2975 West Main St. PO Box 505 Parish, NY 13131

❓ FAQ: 'What is a deductible, and how does it affect my homeowner's insurance?' Your deductible is the amount YOU pay ou...
10/14/2026

❓ FAQ: 'What is a deductible, and how does it affect my homeowner's insurance?' Your deductible is the amount YOU pay out of pocket before your insurance kicks in for a claim. For example, if you have a $1,000 deductible and file a $10,000 claim — you pay $1,000, OCMIC covers the rest. 💡 Higher deductibles = lower premiums. Lower deductibles = more coverage up front. Our agents can help you find the right balance: https://ocmic.com/homeowners-insurance-oswego-ny/

🧊 OSWEGO COUNTY ALERT: Ice dams are a major threat to Oswego County homes every winter. When snow melts on your warm roo...
10/13/2026

🧊 OSWEGO COUNTY ALERT: Ice dams are a major threat to Oswego County homes every winter. When snow melts on your warm roof and refreezes at the cold edges, it creates dams that can force water UNDER your shingles — causing serious interior damage. ❄️ Prevention tips: ✅ Keep attic well-insulated ✅ Ensure proper ventilation ✅ Remove snow from roof edges after heavy snowfalls. Homeowner's insurance can help when prevention isn't enough: https://ocmic.com/homeowners-insurance-oswego-ny/

🏨 COVERAGE SPOTLIGHT: Additional Living Expenses (ALE) — What happens if your home becomes uninhabitable after a fire or...
10/12/2026

🏨 COVERAGE SPOTLIGHT: Additional Living Expenses (ALE) — What happens if your home becomes uninhabitable after a fire or major storm? ALE coverage pays for temporary housing, meals, and other living costs while your home is being repaired. 🛏️ It's the coverage most people forget about — until they need it most. Make sure you have it: https://ocmic.com/homeowners-insurance-oswego-ny/

🚨 MYTH: 'My homeowner's insurance will cover anything that happens to my home.' FACT: Homeowner's policies have exclusio...
10/11/2026

🚨 MYTH: 'My homeowner's insurance will cover anything that happens to my home.' FACT: Homeowner's policies have exclusions — things like normal wear and tear, certain water damage types, earthquakes, and intentional damage are typically NOT covered. 📋 Know what you're covered for BEFORE you need to file a claim. Our OCMIC agents are happy to walk you through your policy: https://ocmic.com/homeowners-insurance-oswego-ny/

🏘️ Oswego County is more than just our home — it's our community. From Parish to Fulton, Mexico to Pulaski, OCMIC has be...
10/10/2026

🏘️ Oswego County is more than just our home — it's our community. From Parish to Fulton, Mexico to Pulaski, OCMIC has been protecting Oswego County homeowners since 1878. 🤝 We understand the unique challenges of living in one of the snowiest regions in the US, and we're here to help you weather every storm. Literally. ❄️ Get covered by your neighbors: https://ocmic.com/homeowners-insurance-oswego-ny/

📋 REMINDER: When did you last review your homeowner's insurance policy? 🏡 If you've made renovations, bought new applian...
10/09/2026

📋 REMINDER: When did you last review your homeowner's insurance policy? 🏡 If you've made renovations, bought new appliances, or added a deck or garage — your coverage needs may have changed! Don't leave yourself underinsured. Contact OCMIC today for a FREE policy review: https://ocmic.com/homeowners-insurance-oswego-ny/

🚰 FALL TIP #4: Insulate your pipes before winter hits! Frozen and burst pipes are one of the most common — and most exp...
10/08/2026

🚰 FALL TIP #4: Insulate your pipes before winter hits! Frozen and burst pipes are one of the most common — and most expensive — winter homeowner's insurance claims in Oswego County. ❄️ A few dollars in pipe insulation now can save you thousands in water damage later. And yes, OCMIC covers burst pipe damage! Get covered: https://ocmic.com/homeowners-insurance-oswego-ny/

❓ FAQ: 'How do I file a homeowner's insurance claim with OCMIC?' It's simpler than you think! 1️⃣ Contact us or your loc...
10/07/2026

❓ FAQ: 'How do I file a homeowner's insurance claim with OCMIC?' It's simpler than you think! 1️⃣ Contact us or your local agent right away 2️⃣ Document the damage with photos/video 3️⃣ We'll guide you through every step of the process. We're here when you need us most. Learn more: https://ocmic.com/homeowners-insurance-oswego-ny/

📱 HOME INVENTORY TIP: Take 5 minutes this weekend to walk through your home and VIDEO every room, open every drawer, and...
10/06/2026

📱 HOME INVENTORY TIP: Take 5 minutes this weekend to walk through your home and VIDEO every room, open every drawer, and document your valuables. 📹 Save the video to the cloud so it's safe even if your home is damaged. This one simple step can make filing a homeowner's insurance claim MUCH smoother. 🏡 Questions about your coverage? We're here: https://ocmic.com/homeowners-insurance-oswego-ny/

🛍️ COVERAGE SPOTLIGHT: Personal Property Coverage — Your homeowner's insurance doesn't just protect your house — it prot...
10/05/2026

🛍️ COVERAGE SPOTLIGHT: Personal Property Coverage — Your homeowner's insurance doesn't just protect your house — it protects the STUFF inside it! Furniture, appliances, clothing, electronics, and more can be covered if damaged or stolen. 💡 Pro tip: Keep a home inventory to make claims faster and easier! Learn more about what OCMIC covers: https://ocmic.com/homeowners-insurance-oswego-ny/

Address

2975 Main Street W
Parish, NY
13131

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+13156257066

Website

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