Doug Trumbower, Owner/President/CEO - Wealth & Insurance Strategies

06/09/2026

Understanding dental insurance can feel overwhelming, and misconceptions often make it even harder. At Wealth & Insurance Strategies, we want to help our community make confident, informed choices about coverage.

Here are a few common dental insurance myths our team hears often:

• “Dental insurance works just like medical insurance.” Most dental plans focus on preventive care and predictable cost-sharing. They often include annual maximums and tiered coverage for preventive, basic, and major services.

• “If nothing hurts, there’s no need for a checkup.” Many dental issues develop quietly before symptoms appear. Routine preventive visits help catch problems early and reduce the chances of costly treatment.

• “Indemnity plans pay whatever the dentist charges.” These plans usually reimburse based on standard fee benchmarks. If a provider charges more than the benchmark, the remaining balance may fall to the patient.

Our team is here to help you understand your benefits and make the most of your coverage. Have questions about your dental plan? We’re happy to walk through it with you.

[email protected]
608-843-3300
https://www.wais4u.com/

06/05/2026

Dental insurance can feel confusing, and misunderstandings can lead to missed benefits or higher out‑of‑pocket costs. With Oral Health Month reminding everyone to stay on top of preventive care, our team at Wealth & Insurance Strategies is breaking down a few common myths.

Here are a few misconceptions we often see:

• “Cleanings aren’t covered.” Many plans prioritize preventive care, and routine exams and cleanings are often covered at a high percentage.

• “Waiting to treat issues saves money.” Delaying treatment usually leads to bigger, more expensive procedures over time.

• “All dentists are in‑network.” Networks vary by plan, and seeing an out‑of‑network provider without checking first can lead to higher costs.

We’re here to help you understand your dental benefits so you can get the most value out of your coverage. Have questions about your plan? Reach out anytime.



[email protected]
608-843-3300
https://www.wais4u.com/

06/02/2026

June 6th is recognized as Visually Impaired People Day, and it’s an important reminder of how Medicare treats vision care and eye health.

Original Medicare focuses on medical needs, meaning it typically covers exams and treatments related to eye diseases or injuries. Routine eye exams, glasses, and contacts usually aren’t included unless medically necessary. Medicare Advantage plans, however, often provide broader vision benefits, including routine exams.

We put together a quick overview to help you understand the difference between the two types of coverage.

If you’d like help reviewing your current Medicare plan and how it supports your vision needs, our team at Wealth & Insurance Strategies is here to guide you.



[email protected]
608-843-3300
https://www.wais4u.com/

06/02/2026

June is Men’s Health Month, and our team at Wealth & Insurance Strategies is encouraging men in our community to take advantage of the preventive screenings included in many health coverage plans. Early detection plays a major role in improving long-term health outcomes.

Here are a few important screenings and the typical ages they begin:

• Cholesterol checks: Start around age 17 and repeat every 4–6 years
• Diabetes screening: Recommended starting at 35 and every 3 years after, or sooner with risk factors
• Prostate cancer screening: Generally begins around age 50, earlier for higher‑risk individuals
• Colorectal cancer screening: Colonoscopies typically begin at 45 and repeat every 10 years for average risk
• Mental health screenings: Conducted at any age during annual checkups

Everyone’s health needs are different, so it’s always a good idea to talk with a doctor about what’s right for your age, history, and lifestyle.

If you’re unsure what your health coverage includes, our team is here to help you make the most of your benefits. Reach out anytime.



[email protected]
608-843-3300
https://www.wais4u.com/

05/28/2026

As summer gets closer, our team at Wealth & Insurance Strategies knows how quickly schedules fill up. This is often when routine preventive care gets pushed aside, but taking advantage of these services early can make a big difference in staying healthy all season.

Many health plans include a range of preventive benefits designed to catch potential issues early. Common services may include:

- Annual wellness visits and physical exams
- Screenings for blood pressure, cholesterol, and diabetes
- Cancer screenings
- Well-child visits and developmental checkups
- Recommended vaccinations
- Preventive counseling on nutrition, to***co use, or mental health

Booking ahead can help you avoid long wait times and ensure you get the most from your coverage.

If you're unsure what your plan includes, our team is here to help you understand your benefits and make informed decisions. Reach out anytime.



[email protected]
608-843-3300
https://www.wais4u.com/

05/21/2026

For a limited time, American Equity is offering a 14% bonus on all deposits in the first year for their Fixed Index Annuity.

Key highlights:
• 14% bonus applied to all deposits in year one
• $5,000 minimum** initial deposit
• No risk of losing your deposit or the bonus
• Opportunity to **share in market gains**
• Zero exposure** to market losses — your principal stays protected
• No Fees

If you're interested in strategies that offer upside potential with downside protection, I’m happy to walk you through the details!
Call 608-843-3300

05/19/2026

Life changes fast, and your health insurance should keep pace. At Wealth & Insurance Strategies, our team is here to help you adjust your coverage as your needs evolve.

Whether you're reviewing plan options, adding dependents, or considering extra protection, we make the process simple and supportive.

If you’re unsure about your current coverage or want to explore what else is available, reach out anytime. We’re here to help you stay protected every step of the way.



[email protected]
608-843-3300
https://www.wais4u.com/

05/18/2026

05/15/2026

Financial scams can be overwhelming, but taking the right steps quickly can make a real difference. At Wealth & Insurance Strategies, we want to make sure you have the resources you need to protect your financial well-being.

Here are trusted places to start if you or someone you know has been affected:

• FTC Fraud Reporting: https://reportfraud.ftc.gov/
• FBI Internet Crime Complaint Center (IC3): https://www.ic3.gov/
• Identity Theft Recovery: https://www.identitytheft.gov/
• AARP Fraud Watch Network: https://www.aarp.org/money/scams-fraud/helpline/

Reporting fraud as soon as possible is one of the strongest steps you can take. And remember, you’re not alone—support is available.

If you have questions about how fraud impacts your financial planning or insurance protection, our team is here to help.



[email protected]
608-843-3300
https://www.wais4u.com/

05/14/2026

Scams are getting more sophisticated, and our team at Wealth & Insurance Strategies wants to help you stay ahead of them. Here are some red flags to watch for:

• A sense of urgency that pressures you to act immediately
• Messages impersonating trusted organizations
• Offers that seem too good to be true
• Poorly constructed emails, suspicious links, or misspelled domains

When something feels off, take a moment to verify the source. If it appears to come from someone you know, reach out to them directly. If it's from an organization, contact them through the official website rather than any link provided.

We hope these tips help you stay protected. Have questions or need guidance? Our team is always here to help.

[email protected]
608-843-3300
https://www.wais4u.com/