Certified Financial Services

Certified Financial Services CFS is a 40-year-old wealth management firm with headquarters in Paramus, NJ and Farmington, CT. OSJ: 52 Forest Avenue Paramus, NJ 07652, ph # 201.843.7700.

Certified Financial Services is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. PAS is a wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Certified Financial Services is not registered in any state or with the

U.S. Securities and
Exchange Commission as a Registered Investment Advisor. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.
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06/03/2026

What an incredible day at our CFS Summer Kickoff Meeting! ☀️

It was a pleasure bringing our team together to connect, collaborate, celebrate achievements, and look ahead to all the exciting things ahead for our firm. Thank you to everyone who attended and helped make the day such a success. We are proud of the momentum we are building together and can’t wait for what’s next.

Heading into retirement with confidence can be easier if your strategy includes steps to help mitigate taxes. Even thoug...
06/03/2026

Heading into retirement with confidence can be easier if your strategy includes steps to help mitigate taxes. Even though your income is likely to decline.

Heading into retirement with confidence can be easier if your strategy includes steps to help mitigate taxes.

06/01/2026

Have you ever had to deal with a "white elephant" inheritance? Learn how to avoid holding on to a burden in our latest article.

Do you know how long it may take for your investments to double in value?
05/29/2026

Do you know how long it may take for your investments to double in value?

Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.

Getting a raise is certainly something to celebrate but how you spend this money can impact your financial health. Here ...
05/27/2026

Getting a raise is certainly something to celebrate but how you spend this money can impact your financial health. Here are a few tips to help you manage more money in a way that’s both productive and protective.

There are a lot of things you can do with a pay raise, but how you spend this money can impact your financial health. 

Why save your bucket list for later? Find fulfillment and adventure by experiencing your bucket list items today.
05/25/2026

Why save your bucket list for later? Find fulfillment and adventure by experiencing your bucket list items today.

Bucket lists don’t have to be for tomorrow.

The best time to talk about disability insurance is before you need it. Talk to your financial advisor about the importa...
05/25/2026

The best time to talk about disability insurance is before you need it.

Talk to your financial advisor about the important role that disability insurance can play in protecting you and your family from unexpected injury or illness.

Today, we remember and honor the brave men and women who made the ultimate sacrifice for our country. Their courage and ...
05/25/2026

Today, we remember and honor the brave men and women who made the ultimate sacrifice for our country. Their courage and service will never be forgotten. Wishing everyone a meaningful and reflective Memorial Day.

Do you know how missing the best and worst market days might affect your portfolio?
05/22/2026

Do you know how missing the best and worst market days might affect your portfolio?

All about how missing the best market days (or the worst!) might affect your portfolio.

If your finances have you feeling stressed, these smart money practices can help increase your financial and emotional c...
05/20/2026

If your finances have you feeling stressed, these smart money practices can help increase your financial and emotional confidence.

These eight strategies can help you confidently decrease your financial stress and boost your well-being

Address

52 Forest Avenue
Paramus, NJ
07652

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12018437700

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