ThreePoint Private Client Group, LLC

06/19/2026

Have You Considered the Role a RILA Could Play in Your Portfolio?

As markets evolve, so does portfolio construction.

RILAs are moving beyond niche use—becoming more strategic tools to help balance growth
potential with downside protection across client portfolios.

Their flexibility is key: depending on the objective, they can complement equities or serve as
an alternative to traditional fixed income.

We encourage you to review this article to better understand the role and potential value of
RILAs within a thoughtfully constructed plan.

Connect with us to evaluate how a RILA could align with your long-term planning goals.

As markets grow more complex, registered index-linked annuities (RILAs) have emerged as a powerful tool for retirement portfolios.

06/15/2026

Read the Park Avenue® Wealth Management June Monthly Market Commentary for our latest market analysis. Global equities reached new all-time highs in May led by emerging markets.

https://guardianpublic.hartehanks.com/AssetDisplay?acc=11GI&itemCode=PAS018119

06/11/2026

06/05/2026

06/02/2026

Protecting what you've built is not a one-time decision - it's an ongoing strategy.

When was the last time you reviewed your auto and homeowners' insurance?
🔼Is your coverage aligned with the life you’re living today—not the one you had when the policy was first written?

Do you have an umbrella policy in place to protect against the unexpected?
🔼 Is your coverage keeping up with your evolving lifestyle?

Protection works best when it evolves with you. The goal is to obtain maximum protection at a minimum cost.

At ThreePoint Private Client Group, we help ensure your coverage supports your lifestyle, your assets, and the financial future you’re building.

05/28/2026

Why ThreePoint Is Different

In a space where many firms lead with investments, we take a different path—we start with protection.

At ThreePoint Private Client Group, we believe true wealth isn’t just about growth. It’s about building a strong foundation first—so everything you’ve worked for is properly protected before you take on risk.

What that looks like in practice:

• We put protection before growth, helping safeguard income, assets, and long-term plans from day one
• We integrate investments, insurance, tax, estate, and business planning into one coordinated strategy
• We take a proactive approach to risk, not a reactive one
• We align your personal, business, and legacy planning so nothing is overlooked
• We design custom strategies for clients with complex financial lives
• And we treat insurance and risk management as core tools, not afterthoughts

At the end of the day, our goal isn’t just to help you build wealth—it’s to help you protect it, coordinate it, and feel confident in every decision you make.

That’s the ThreePoint difference.

05/26/2026

Experience That Brings Perspective

Built on decades of experience, founded with purpose.

ThreePoint Private Client Group was established in 2022, but the vision behind the firm was shaped over decades in the financial services sector. The founding partners came together with one shared belief: clients benefit from a more coordinated approach to financial planning.

By bringing investments, insurance, tax strategies, and estate planning together into one integrated approach, ThreePoint helps clients navigate financial decisions with greater clarity and organization.

With more than 60 years of combined experience, the team provides thoughtful guidance through different stages of life while helping clients align various aspects of their financial picture.

Because when financial planning is approached collaboratively, decisions can be made with a broader perspective in mind.

05/21/2026

▶️Why Protection Matters

When most people think about financial planning, they focus on growth. Investments. Returns. Accumulation.

But in reality, a strong plan doesn’t start with growth—it starts with protection.

Because before you can build wealth, you have to protect what creates it.

🔹 It’s Not About Probability—It’s About Consequence
Insurance isn’t about predicting if something will happen. It’s about understanding the magnitude of loss if it does.

A low-probability event with a high financial impact—such as a disability, premature death, or major liability—can derail even the most well-constructed financial plan. Protection exists to transfer that risk so your plan can stay intact.

🔹 It Protects Your Most Valuable Asset
For most people, their greatest asset isn’t their portfolio—it’s their ability to earn income over time.

Disability insurance, life insurance, and liability coverage are foundational because they protect the cash flow that everything else depends on.

🔹 It Creates Stability in an Uncertain World
Markets fluctuate. Life happens.

A well-structured protection strategy creates a level of certainty where it matters most—so you’re not forced to make financial decisions under pressure.

🔹 It Supports the Entire Plan
Investments, tax strategy, estate planning—they all rely on one key assumption: that the plan has time to work.

Protection helps ensure that unexpected events don’t interrupt that process.

At the end of the day, protection isn’t about fear—it’s about control.

It’s about making sure that the people and goals that matter most are secure, regardless of what happens along the way.

05/18/2026

Read the Park Avenue® Wealth Management May Monthly Market Commentary for our latest market analysis. U.S. stocks rebounded 10% in April despite ongoing geopolitical tensions.

https://www.parkavenuewealthmanagement.com/monthly-market-commentary-may-2026

05/14/2026

Why Saving Matters:

Your income is more than a paycheck—it’s the engine that drives every part of your financial plan.

One of the most consistent patterns we see with clients who build long-term financial independence is simple:

⭐they make saving a priority, not an afterthought.

A disciplined approach—targeting around 20% of income—isn’t about restriction. It’s about creating flexibility, control, and alignment with what matters most.

Here’s why it matters:

🔹 It Builds a Durable Financial Foundation
Savings act as your first line of defense against the unexpected—career transitions, health events, or opportunities you didn’t see coming. It allows you to respond thoughtfully instead of reacting under pressure.

🔹 It Reduces Reliance on Market Outcomes
The more you save, the less dependent you are on achieving a specific rate of return to reach your goals. Conversely, the less you save, the more pressure you place on your investments to perform.

In other words, saving is one of the few variables you can fully control—and it meaningfully reduces the need to take unnecessary risk.

🔹 It Fuels Long-Term Growth
Consistent saving is what makes investing work. Over time, disciplined contributions—combined with compounding—can meaningfully support goals like retirement, education, or legacy planning.

🔹 It Brings Intentionality to Your Plan
When you allocate a portion of income toward your future first, the rest of your spending naturally becomes more aligned with your priorities.

It’s not about cutting back—it’s about being purposeful.

🔹 It Expands Optionality
Whether it’s stepping away from work earlier than expected, investing in a business, or making a lifestyle change, saving creates choices. And in our experience, flexibility is one of the most valuable assets you can have.

At the end of the day, saving ~20% isn’t just a target—it’s a framework that supports everything else in your financial life.

Done consistently and in coordination with a broader plan, it can create the foundation for long-term independence and flexibility.