Alex G Cruz - Vice President of Mortgage Lending NMLS 589200

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Paramus, NJ
Alex G Cruz - Vice President of Mortgage Lending NMLS 589200

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Alex G Cruz - Vice President of Mortgage Lending NMLS 589200, Mortgage brokers, 16 Arcadian Avenue 3rd Floor, Paramus, NJ.

11/02/2026

As parents get older, conversations about retirement, monthly expenses and staying in their home become more important.

If your parents are 62 or older and own their home, a Reverse Mortgage could be one option worth learning about. For many families, it's not about making a fast decision, it's about understanding what choices are available.

The first step is often just a conversation.

Message me if you'd like a simple explanation you can share with your parents.

http://GRARate.com/AlexCruz

11/02/2026

Big news for property investors. Ready to scale your portfolio without draining your cash reserves? Let's talk about how you could use this advantage to expand your portfolio.
* Options up to 90% LTV on 1-unit investment properties
* Options up to 85% LTV on 2-4 unit properties
* No mortgage insurance required

http://GRARate.com/AlexCruz

10/28/2026

Don't fear mortgage rates. RateReduce offers temporary and permanent buydown options that could lower your monthly mortgage payments. Whether you're searching for your next home or already have one in mind, connect with a Loan Officer to see how RateReduce could help make the numbers feel a little less scary.

https://www.grarate.com/article/ratereduce?LOID=50427

10/14/2026

For more homeowners, home equity is one of the most valuable financial tools they have. Whether you're planning a remodeling project or want to know how much value you've built, our latest blog walks you through how to calculate and leverage home equity without refinancing.

https://www.grarate.com/article/am-i-rich-in-home-equity?LOID=50427

10/01/2026

Each new season is a great time to reimagine your space. Use the home equity you've earned to create that kitchen, bath, or outdoor retreat you've been dreaming of - without the pressure of a lump-sum loan. With a Home Equity Line of Credit, you can borrow what you need, when you need it, and enjoy your new space for years to come. Explore your options and jumpstart your reno plans.

https://www.grarate.com/article/energy-efficient-renovations-HELOC?LOID=50427

09/24/2026

Pumpkin spice isn't the only thing in season - so are homebuying advantages. From less competition to price drops, autumn might surprise you with what it could bring to the (closing) table. Get the full list of fall perks

https://www.grarate.com/article/why-fall-is-a-great-time-to-buy?LOID=50427

09/22/2026

Why wait? Our higher conforming loan limits are available ahead of the FHFA announcement, helping you maximize buying power sooner. Contact me to see what this could mean for your home search.

http://GRARate.com/AlexCruz

09/18/2026

If you've got any home financing questions this weekend, feel free to give me a call or send me an email.

http://GRARate.com/AlexCruz

09/01/2026

Understanding the numbers is one of the biggest homebuying advantages. If you have a clear picture of who's buying and how, you can adjust your strategy to beat out the competition. This link has all the info to get you up to speed (or give me a shout if you want to talk through it)

https://www.grarate.com/article/amazing-homeownership-stats?LOID=50427

Address

16 Arcadian Avenue 3rd Floor
Paramus, NJ
07652

Telephone

(862)7036938

Website

https://www.grarate.com/loan-officers/alex-cruz-589200

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