Frank V. Gatto - NMLS 265132

Frank V. Gatto -  NMLS 265132 Frank Gatto, VP of Mortgage Lending - NMLS 265132
Guaranteed Rate Affinity, LLC (d/b/a GR Affinity, LLC in New York state) - NMLS 1598647

Check out this interesting Newsletter. Please let me know your thoughts. Thanks!
04/23/2026

Check out this interesting Newsletter. Please let me know your thoughts. Thanks!

A monthly email with helpful business tips and tricks.

01/22/2026

Your credit score can make a big difference in the homebuying process, from qualifying for a mortgage to securing a better interest rate. By staying proactive, you’re setting yourself up to get the most favorable terms when you’re ready to buy. Small, consistent steps now can pay off in signific...

12/30/2025

Make tax season feel like a win next year. Keep your year-end mortgage tax documents on your radar before the busy holiday season takes hold. A smart move today could make 2026 your year to boost your financial gains.

Learn more: http://ms.spr.ly/6188ta4GK

Improving affordability, more inventory and easing mortgage rates are giving buyers renewed confidence as they look to t...
12/29/2025

Improving affordability, more inventory and easing mortgage rates are giving buyers renewed confidence as they look to the year ahead backed by the strongest performance in nearly three years. Pending home sales rose 3.3% in November increasing 2.6% year over year, with every U.S. region posting gains, according to National Association of REALTORS®.

See what’s driving the momentum at http://ms.spr.ly/6183tarYR

12/26/2025

Smart investments need smart loans that work hard to grow your business. Let your cash flow qualify you to expand your portfolio and close with confidence.

Learn more: http://ms.spr.ly/6181tQyGV

12/23/2025

Did you know you could apply and get approved for a mortgage in just one day? That means you could be kicking off 2026 in the home of your dreams.

Let’s connect to get the process started: http://ms.spr.ly/6188tsMW0

12/22/2025

Holiday spending adds up fast — but keeping an eye on your DTI now can protect your mortgage readiness in the new year. Smart debt management today helps keep you qualified and ready to compete when your perfect home hits the market.

Learn more: http://ms.spr.ly/6182tSM0m

November proved to be another positive month for homebuyers as existing-home sales grew by 0.5%. This, combined with rat...
12/19/2025

November proved to be another positive month for homebuyers as existing-home sales grew by 0.5%. This, combined with rates dropping from 6.81% to 6.24% over the last year, paints a promising picture.

See how winter opportunities are starting to heat up at http://ms.spr.ly/6187tUO2R

12/18/2025

With fewer buyers in the mix, winter could give you a smoother, less competitive path to your dream home.

Let’s talk about how this season could give you the edge you’ve been waiting for: http://ms.spr.ly/6183topdl

Address

16 Arcadian Avenue 3rd Floor Unit C-6
Paramus, NJ
07653

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