06/03/2026
DID YOU KNOW?
Many personal auto insurance policies contain a public or livery conveyance exclusion. This means that if you use your personal vehicle to earn income by delivering food, groceries, packages, or other goods and are involved in an accident, your policy may not provide coverage for the loss.
To address this potential gap, some insurance carriers offer a Rideshare or Delivery Endorsement that can be added to your policy. However, not all insurers permit coverage for delivery or rideshare activities, making it important to review your policy and discuss your specific situation with your insurance agent.
If you use your vehicle for any type of income-producing delivery service, ensure you have the proper coverage in place before an accident occurs.