Tracey Russell, Mortgage Loan Originator, NMLS #1719385

Tracey Russell, Mortgage Loan Originator, NMLS #1719385 Mortgage Loan Originator with Centennial Bank NMLS #466091. Equal Housing Lender. Member FDIC.

Have you or your spouse served our great nation? Would you like to purchase a home, or are you interested in refinancing...
07/31/2026

Have you or your spouse served our great nation? Would you like to purchase a home, or are you interested in refinancing? Centennial Bank is an approved VA Lender. Contact me anytime to get started or for more information!

VA loans only apply to a primary residence. Minimum credit scores and maximum loan limits apply. Not all applications may qualify. Some products may not be available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Centennial Bank NMLS #466091. Equal Housing Lender. Member FDIC.

https://myoc.io/traceyrussell

One thing we’ll never do? Overcomplicate the process. Our approach is simple: tell the truth, communicate clearly, and h...
07/29/2026

One thing we’ll never do? Overcomplicate the process. Our approach is simple: tell the truth, communicate clearly, and help clients make informed decisions. Because trust is earned—not marketed.
All loans subject to credit and property approval. Centennial Bank NMLS #466091. Equal Housing Lender. Member FDIC.
https://myoc.io/traceyrussell

Paying off credit cards with the highest interest rates first could help you save substantially over time in monthly pay...
07/24/2026

Paying off credit cards with the highest interest rates first could help you save substantially over time in monthly payments.

All loans subject to credit and property approval. Centennial Bank NMLS #466091. Equal Housing Lender. Member FDIC.

https://myoc.io/traceyrussell

Behind every closing is a story. A growing family. A fresh start. A retirement dream. A milestone years in the making. W...
07/22/2026

Behind every closing is a story. A growing family. A fresh start. A retirement dream. A milestone years in the making. We never forget that home financing is personal, and we’re grateful to help clients navigate some of life’s biggest moments.
All loans subject to credit and property approval. Centennial Bank NMLS #466091. Equal Housing Lender. Member FDIC.
https://myoc.io/traceyrussell

Looking for a home loan? Let me show you some key possibilities!All loans subject to credit and property approval. Cente...
07/17/2026

Looking for a home loan? Let me show you some key possibilities!

All loans subject to credit and property approval. Centennial Bank NMLS #466091. Equal Housing Lender. Member FDIC.

https://myoc.io/traceyrussell

Thinking about buying a home someday? Organizing important financial documents, building a savings plan, avoiding major ...
07/15/2026

Thinking about buying a home someday? Organizing important financial documents, building a savings plan, avoiding major financial surprises, and researching neighborhoods can help you prepare confidently. We’re always happy to help you understand the process before you begin house hunting.
All loans subject to credit and property approval. Centennial Bank NMLS #466091. Equal Housing Lender. Member FDIC.
https://myoc.io/traceyrussell

A mortgage experience should never leave you guessing. Our clients deserve clear communication, honest expectations, qui...
07/08/2026

A mortgage experience should never leave you guessing. Our clients deserve clear communication, honest expectations, quick updates, and a team that actually answers the phone. We’re proud to build relationships—not just transactions.
All loans subject to credit and property approval. Centennial Bank NMLS #466091. Equal Housing Lender. Member FDIC.
https://myoc.io/traceyrussell

All loans subject to credit and property approval. Centennial Bank NMLS  #466091. Member FDIC. Equal Housing Lender.http...
07/04/2026

All loans subject to credit and property approval. Centennial Bank NMLS #466091. Member FDIC. Equal Housing Lender.

https://myoc.io/traceyrussell

Most people have some type of debt. Lenders typically look at debt-to-income (DTI) ratio when determining whether a pote...
07/03/2026

Most people have some type of debt. Lenders typically look at debt-to-income (DTI) ratio when determining whether a potential borrower can afford a home loan. Typically, the higher your DTI, the risker you may appear as a mortgage candidate.

All loans subject to credit and property approval. Centennial Bank NMLS #466091. Equal Housing Lender. Member FDIC.

https://myoc.io/traceyrussell

Refinancing can support different financial goals depending on your situation. Some homeowners explore refinancing to si...
07/01/2026

Refinancing can support different financial goals depending on your situation. Some homeowners explore refinancing to simplify finances, change loan terms, access home equity for renovations, or prepare for future life changes. The most important thing is having a lender who explains your options honestly and helps you understand what makes sense for you.
All loans subject to credit and property approval. Centennial Bank NMLS #466091. Equal Housing Lender. Member FDIC.
https://myoc.io/traceyrussell

Address

Paragould, AR
72450

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