Lacey Agans, Mortgage Loan Originator, NMLS #811735

08/03/2026

Why this week's economic reports matter for mortgage rates ⬇️ If you're thinking about buying, selling, or refinancing, keep an eye on these key reports:

📌 Tuesday: JOLTS (Job Openings) – Measures labor market strength. A cooling job market can help put downward pressure on mortgage rates.

📌 Wednesday: ADP Employment Report – A preview of private-sector hiring that can influence market expectations ahead of Friday's jobs report.

📌 Thursday: Jobless Claims – Rising unemployment claims may signal a slowing economy, which can be favorable for mortgage rates.

📌 Friday: BLS Jobs Report – The biggest market mover of the week. This report on payrolls, unemployment & wage growth often has the largest impact on Treasury yields and ultimately mortgage rates.

Mortgage rates don't wait for the Fed to act. They react daily to economic data that influences inflation expectations and the bond market. Stronger-than-expected data can push rates higher, while weaker data can help rates improve. I'll be watching these reports closely all week - DM your questions.

07/31/2026

Relocation Buyer. We make it easy. 🏡

This one hit different.

She was a first-time homebuyer, purchasing completely on her own, from an entirely different state. She had never done this before, and she was doing it without anyone holding her hand - just her determination and a dream of starting fresh in Arizona.

Life had thrown her some curveballs. But she didn't let that stop her. She made the decision, packed up, and bet on herself.

And she won.

We went from contract to clear to close in just 6 business days and her closing docs were sitting at title a full week before she even signed. When she got here, all she had to do was show up and start her new chapter.

That's what this job is about for me. Not just the numbers - but being the steady hand for someone who's doing something incredibly brave. To every woman out there doing it on her own - you've got this. And you deserve a team in your corner that makes the hard part feel easy.

📲 Thinking about making a move to Arizona? DM me or find my at the link in bio.

Lacey Agans | Loan Officer
District Lending
NMLS #811735

07/22/2026

If you're looking for practical, easy-to-understand financial tips, this is a page worth following.

Whether you're planning for retirement, looking for smart tax strategies, or simply want to feel more confident about your financial future, you'll find valuable insights shared regularly.

I'm a big believer in surrounding yourself w/knowledgeable professionals & this is one of the resources I recommend.

Give the page a follow, you never know when one post could make a big difference in your financial journey.

Creating confidence in life’s biggest transitions- for individuals in & approaching retirement and advisors building their forever practice

06/26/2026

Hey friends! 👋

As many of you know, I've been in the mortgage industry for years helping people navigate one of the biggest financial decisions of their lives and I absolutely love what I do.

I'm in the process of building out my new Google Business page, and if we've ever worked together - whether I helped you buy your first home, refinance, or answered questions along the way - I would be SO grateful if you could take 2 minutes to leave me a review.

Your words mean the world to me and they help other families find someone they can trust when they're ready to make a move. Even just a sentence or two goes a long way. Thank you so so much!

LACEY AGANS GOOGLE PAGE
https://g.page/r/CYKfcXtgVIPDEAI/review

06/25/2026

Why your friend's interest rate may not be your rate 👇

I hear this all the time “But my friend got 5.875%... why is mine different?"

Here's the truth: your rate is never just a number pulled from thin air. It's built around YOU - your credit, your down payment, your loan type, your debt, and even the exact day you lock.
No two borrowers are the same, and no two rates should be compared side by side.

So before you get discouraged by what someone else got - let's actually look at YOUR picture and find out what you qualify for.

You might be surprised. 😊

📲 DM me or find me at the link in bio — let's get your real number.

06/24/2026

Applied Monday - Approved Friday. 🏡

One of my clients came to me with a simple goal: replace their A/C and consolidate some debt. They didn't need the money, but they were smart enough to know their home equity could be put to some good use. We pulled out the equity, took care of both, and their monthly expenses ended up lower than where they started. That's the power of the right strategy..

Does your home have equity. Let's put it to work.

Whether you're looking to:
🏠 Purchase another property
❄️ Replace that A/C before the Arizona heat hits
🔨 Fund a renovation
💳 Consolidate debt

I make the process simple, fast, and stress-free.
You've already built the equity. Now let it work for you.

📲 Ready to get started? Link in bio or DM me directly.

Lacey Agans | Loan Officer
District Lending
NMLS #811735

06/08/2026

Interior Design Trends 2026 🤎🤎

06/03/2026

Top 5 Concerns Home Buyers Have Right Now!

Most buyers ask these 5 questions. The good news: most buyers have more options than they realize.

🖤Let’s talk affordability: down payment, monthly payment, closing cost.
🖤Will you qualify: credit score requirements, income verification.
🖤Interest rate: impact on monthly payment, rate changes.
🖤How much cash: down payment options, first-time home buyer programs.
🖤Is this the right time: home prices, interest rate environment, fear of waiting versus buying now.

Send me a message if you’d like to see what you qualify for before you start house hunting.

05/20/2026

Trying to time the market perfectly can be frustrating, full of missed opportunities and disappointment.

The right time to buy is when the payment makes sense for your budget and the home fits your goals. Every buyer’s situation is different which is why having a strategy matters as well as a trusted expert, team & friend in your corner.

Thinking about buying this year? Let’s talk through your options. 📲

Lacey Agans
Loan Officer
NMLS:811735
District Lending