Healthcare Navigator

10/24/2026

Come join us for a free Medicare seminar in Omaha on November 5th. No fear-mongering, no sensationalism, no sales. Just factual, unbiased Medicare education. See you there!

🚨 FREE MEDICARE SEMINAR 🚨
When: Nov. 5 at 10am
Where: 11620 Arbor Street, Suite 101

We're here to help you understand what Medicare program is best for you or your loved one. Donuts and coffee provided! 🍩 ☕

10/22/2026

Well, the Medicare Misinformation machine keeps churning. I can’t express how physically ill it makes me to read some people’s Medicare “facts”. I’m officially pi**ed. I made a couple errors when speaking.

This is a direct attack on anyone perpetrating this behavior. If you do not have at LEAST proficient understanding of: Medicare legislation, ACO’s, medical usage rates, loss ratios, pharmacy benefit managers, retirement trends, medical inflation, and (and, not or) business/basic economics,

Talk about something else. This is not your arena. It is okay to be wrong, but not wrong and loud. Not when it costs people access to their healthcare or their retirement income. Remember that fear sells. Sensationalism breeds clicks and clicks bring ad revenue. You’re being played. Talk to a professional about your healthcare.

10/21/2026

Most people don’t understand Medicare enough to be giving advice (or even opinions). Taking guidance from a friend or neighbor could cost you financially—and physically. Every person’s body and health has different needs. Every person’s income is different. Some people retired with TRICARE, federal benefits, and some have Medicaid. Others have health plans that are only available in certain zip codes, to folks with certain health conditions. One person may have $30k in an HSA. Stop letting other people scare you into making your Medicare decisions. All it takes is one diagnosis or one accident to differentiate your health needs from a neighbor, friend, or even your spouse.

On top of that, foreign Medicare call centers are on the rise and commit some of the most predatory marketing practices known to any industry. I know your phone is blowing up. Your mailbox is certainly overflowing.

You are a target. You cannot be confused and vulnerable while you are a target. Arm yourself with knowledge, connect with a local Medicare advisor, and take control of your healthcare. Stop allowing other people’s emotions and life experiences to influence decisions that impact your health and money.

10/09/2026

All of the acronyms that come with Medicare can be confusing, but not understanding what they mean could have major implications to your healthcare.

The enrollment periods: what they mean, and when to use them. The first step of taking control in Medicare is understanding what is expected of you. You are expected to learn and be aware of these enrollment periods as they apply to you.

AEP is coming up and Medicare marketing is grimier than ever. Do your homework now; protect yourself with knowledge.

10/05/2026

Omaha seniors - listen to this before you do anything Medicare related this fall! Protect yourselves; stay in control of your healthcare.

RTBS programming including: Nebraska Life, Community Calendar, Veterans Hour, Huskerholics, Blindness & Disability Hour, Program Guide, and special programming.

10/02/2026

If you are feeling overwhelmed with Medicare, give this a listen. Steph and I break down some of the biggest myths and clear up common misconceptions about Medicare. GREAT info right before AEP! Stay safe out there ✌🏽

Joining us on Commumity Conversations at 12:30 today - Brittany Stickney (Owner of Healthcare Navigator .

Brittany has been helping folks transition from employment to retirement for 9 years. She loves being a resource for people at such an important stage in their lives. Over the years, she's developed a passion for clarifying healthcare topics that have historically confused consumers. Medicare can be tricky on its own, but with the added stress of aging, a massive schedule change, and limited income, many seniors find themselves unable to understand their coverage or how to improve it. Managing healthcare and finances in retirement doesn't have to be difficult. Brittany has learned that educating clients and empowering them to take control of their healthcare and finances is much easier than scaring them into making a decision they are unsure of. Healthcare Navigator is intentionally small to provide maximum advocacy for clients. They don't care what coverage you choose--they care that the client understand it and can afford it. Healthcare Navigator does not fear-monger, and they don't push specific plans. They handle Medicare differently than any other agency; this is why thousands of clients trust Healthcare Navigator to manage their health insurance and income in retirement. Brittany does not just sell insurance plans-- she provides peace of mind. When she is not fully immersed in the world of insurance and finance, you can find her curing meats and making sausages, playing guitar, or running around the house with her puppies. Although she is a huge Yankees fan, she has been in Nebraska my entire life, so it's GBR all day for her!"

Listen here: https://rtbs.org/ways-to-listen/

09/28/2026

Contributing to your HSA while you’re on Medicare has tax implications. Unfortunately, most people learn this the hard way.

HSA funds can be used for:

Part A premiums (if you aren’t entitled to premium-free coverage)
Part B premiums
Part D and Medicare Advantage premiums
All medically related out of pocket costs—at the doctor and the pharmacy

HSA funds can NOT be used for:

Medigap premiums
A new set of tires
Concert tickets
Vintage Pyrex bowls

09/24/2026

Medicare misinformation is abundant. Alas, we have another headache about starting Medicare: which parts do you actually need, and why not all four?

Original Medicare and Medicare Advantage are separate programs under the same framework. MA plans are required to offer the minimum coverage one would have under Original Medicare. Both sides share the same enrollment period for different purposes. Know how Medicare works, and which path is best for your needs before EVER looking at plans.

09/19/2026

Some people will be automatically enrolled into Medicare when they turn 65. Some people won’t. If you assume, you put yourself at risk of penalties or overpaying on health insurance. Here’s a quick and simple way to know if you need to take action 3 months before your birthday, or if half the work is already done.

Remember: everyone’s situation and experiences on Medicare are different. Don’t assume your Medicare transition will be the same as your sister’s, or your neighbor’s or even your spouses.

Educate yourself, learn to filter out the BS, and take back control in your healthcare.

09/17/2026

Annual Enrollment is approaching VERY quickly. This time of year causes so much stress for Medicare beneficiaries, but it doesn’t have to.

So, to help you prepare for the smoothest AEP, I am going to be dropping some solid Medicare knowledge each day until October 15th. I’ve been doing this 9 years, and I know Medicare like the back of my hand. Unfortunately, there’s a ton of misinformation in this industry—and some of it is coming directly from agents. We’re not doing the Medicare myths and fear-mongering anymore. Only facts here.

And my personal guarantee: anyone who follows my page and watches my videos will be safe from making a Medicare mistake.

I did misspeak a couple of times: I said “December 2nd” instead of “7th”.

I also used the term “deniable” when I meant “declinable”. Oops. Sometimes my mouth and brain aren’t on the same page…you get it.

⚠️ I also want to add: if you enroll in a PDP while you have a Medicare Advantage plan, you will AUTOMATICALLY be disenrolled from your MA and will return to Original Medicare. Be sure you understand the implications before doing anything. You cannot use a PDP to supplement your MA’s Rx coverage. This is not a credit card application where you decide to accept or decline later. Do not apply unless you are intentionally changing your plan for better benefits that you actually understand.