Schaben Insurance & Financial, Inc.

Schaben Insurance & Financial, Inc. Schaben Insurance & Financial is a firm of proven professionals and caring and conscientious people: the kind of people you can depend on.

Schaben Insurance & Financial serves the insurance needs of many individuals and families, and the insurance needs of businesses in Iowa, Nebraska, South Dakota and surrounding areas. We are committed to a high standard of excellence in all that we do. We establish a firm relationship of mutual trust and service with each of our cleints. Established in 1998, our company has grown to a full service

insurance agency with two locations. Our offices are located in Panama, Iowa on the southeast corner of 2nd and Main; and in Harlan, Iowa on Market, East of the Square. We do not work for an insurance company; we work for you. When you have a loss we follow through to see that you get fair, prompt payment. We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.

There is a fundamental difference between an agent who works for one insurance company and an independent agent who work...
06/10/2026

There is a fundamental difference between an agent who works for one insurance company and an independent agent who works for you. When you call us, we are not trying to fit your life into the products one carrier happens to offer. We are shopping the market on your behalf, asking the right questions, and building a coverage picture that reflects your actual situation. That distinction matters more than most people realize until they need it to. Visit our website to learn more: https://www.schabeninsurance.com/, or give us a call: (712) 489-2696!

A detached garage that houses a vehicle is one coverage conversation. A detached garage that has been converted into a w...
06/08/2026

A detached garage that houses a vehicle is one coverage conversation. A detached garage that has been converted into a workshop, a home gym or a small business operation is an entirely different one. How a structure on your property is used affects how it needs to be insured. If the use of any structure on your property has changed, your agent should know about it: (712) 489-2696!

The freedom to work, build and look out for one another in this community did not come without cost. Generations of Amer...
06/06/2026

The freedom to work, build and look out for one another in this community did not come without cost. Generations of Americans made sure of that. On this D-Day anniversary, we honor every one of them.

Your business did everything right: good wiring, working sprinklers, no hazards. Then the business next door had a fire ...
06/03/2026

Your business did everything right: good wiring, working sprinklers, no hazards. Then the business next door had a fire and the smoke and water damage spread to your space. Commercial property insurance does not just protect you from your own mistakes, but also from circumstances entirely outside your control. Learn more and get a quote today. Call us at (712) 489-2696 or visit our website https://www.schabeninsurance.com/.

11 years!! We are so lucky to have Brooke with us! Her expertise and attention to detail is unmatched. Thank you Brooke!...
06/01/2026

11 years!! We are so lucky to have Brooke with us! Her expertise and attention to detail is unmatched. Thank you Brooke!!

June means road construction season is in full swing across most of the country. Fines double in work zones, and so does...
06/01/2026

June means road construction season is in full swing across most of the country. Fines double in work zones, and so does the risk of an accident. Rear-end collisions in construction zones are among the most common summer auto claims. Slow down, stay alert and make sure your collision coverage is where it needs to be before you hit the orange cones. Call us at (712) 489-2696 or visit our website at https://www.schabeninsurance.com/!

A life insurance policy is only as good as its beneficiary designations. Outdated beneficiaries, like an ex-spouse, a de...
05/29/2026

A life insurance policy is only as good as its beneficiary designations. Outdated beneficiaries, like an ex-spouse, a deceased parent or a child who is now an adult, can create serious complications when a claim is filed. Reviewing and updating your beneficiaries regularly is one of the simplest and most important things you can do. When did you last check yours? Review today: (712) 489-2696!

Owning a historic or architecturally significant home is a point of pride, and a genuine insurance challenge. Replicatin...
05/27/2026

Owning a historic or architecturally significant home is a point of pride, and a genuine insurance challenge. Replicating original materials, craftsmanship and architectural details in the event of a loss can cost far more than standard replacement cost estimates account for. Specialty coverage exists for these properties, and it is worth exploring. Ask us for more information: (712) 489-2696!

Today we remember the fallen, and we also think about the families they left behind. To the spouses, the parents and the...
05/25/2026

Today we remember the fallen, and we also think about the families they left behind. To the spouses, the parents and the children who have carried a lifelong loss with quiet dignity. We honor them too this Memorial Day.

National Road Trip Day is here! What kind of road tripper are you? A) Mapped out every stop in advance, B) Totally wingi...
05/23/2026

National Road Trip Day is here! What kind of road tripper are you? A) Mapped out every stop in advance, B) Totally winging it, C) Somewhere in between, D) I just go where the snacks take me. Tell us in the comments!

Address

123 Main Street
Panama, IA
51562

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+17124892696

Website

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