Schaben Insurance & Financial, Inc.

Schaben Insurance & Financial, Inc. Schaben Insurance & Financial is a firm of proven professionals and caring and conscientious people: the kind of people you can depend on.

Schaben Insurance & Financial serves the insurance needs of many individuals and families, and the insurance needs of businesses in Iowa, Nebraska, South Dakota, Missouri and surrounding areas. We are committed to a high standard of excellence in all that we do. We establish a firm relationship of mutual trust and service with each of our cleints. Established in 1998, our company has grown to a fu

ll service insurance agency with two locations. Our offices are located in Panama, Iowa on the southeast corner of 2nd and Main; and in Harlan, Iowa on Market, East of the Square. We do not work for an insurance company; we work for you. When you have a loss we follow through to see that you get fair, prompt payment. We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.

We will be closed Monday Sept 7th. Have a great Labor Day weekend!
09/03/2026

We will be closed Monday Sept 7th. Have a great Labor Day weekend!

Labor Day weekend travel is quickly approaching! One fender-bender without uninsured motorist coverage can cost you $15,...
09/02/2026

Labor Day weekend travel is quickly approaching! One fender-bender without uninsured motorist coverage can cost you $15,000+ out of pocket. Is your auto policy ready? Call (712) 489-2696 or visit our website: https://www.schabeninsurance.com/.
Photo by Joshua Sortino () on Unsplash

A life insurance policy purchased before marriage, children, a mortgage and a career trajectory is built around a financ...
08/31/2026

A life insurance policy purchased before marriage, children, a mortgage and a career trajectory is built around a financial picture that no longer exists. The people depending on you today may need significantly more protection than your twenty-something self anticipated. A policy review is not complicated. It is just overdue! We are here to assist, call us today to review: (712) 489-2696.

In honor of National Beach Day, we want to know, what is the beach you keep going back to? The one that feels like yours...
08/30/2026

In honor of National Beach Day, we want to know, what is the beach you keep going back to? The one that feels like yours? Drop it in the comments and tell us what makes it special. We would love to build a list of places worth visiting, courtesy of our community.

Filing a claim with an agency that knows your name, knows your policy and has an existing relationship with your carrier...
08/28/2026

Filing a claim with an agency that knows your name, knows your policy and has an existing relationship with your carrier is a different experience from calling an 800 number and starting from scratch. The relationship your independent agent builds with you before something goes wrong is what makes the process manageable when it does. Get started on our website, https://www.schabeninsurance.com/, or call us at (712) 489-2696.

Whether your dog is a hundred pound lab who thinks he is a lap dog, a three pound chihuahua with the confidence of somet...
08/26/2026

Whether your dog is a hundred pound lab who thinks he is a lap dog, a three pound chihuahua with the confidence of something much larger, or anything in between, today is their day. From everyone at Schaben Insurance & Financial, Inc., happy National Dog Day. Give them something good today. They have earned it.

Wildfire smoke damage has become a relevant coverage question for homeowners well beyond the immediate fire perimeter as...
08/24/2026

Wildfire smoke damage has become a relevant coverage question for homeowners well beyond the immediate fire perimeter as smoke events affect regions hundreds of miles from active fires. Whether smoke infiltration that damages interior air quality, finishes and personal property triggers coverage under a standard homeowner's policy depends on specific policy language and the circumstances of the event. Reach out to review your coverage: (712) 489-2696.

The best commercial insurance program is one you never think about, because it was built correctly, reviewed regularly a...
08/21/2026

The best commercial insurance program is one you never think about, because it was built correctly, reviewed regularly and is sitting exactly where it needs to be when something happens. The goal is not exciting insurance, it's coverage that performs without drama when the moment arrives. We build "boring" insurance programs with great coverage! Let us help you find your policy today: (712) 489-2696 or https://www.schabeninsurance.com/.

Full coverage is one of the most commonly used and least defined terms in auto insurance. It generally implies a combina...
08/19/2026

Full coverage is one of the most commonly used and least defined terms in auto insurance. It generally implies a combination of liability, collision and comprehensive coverage, but the specific limits, deductibles and endorsements that make a policy genuinely protective vary enormously. If your policy description is full coverage and you have never examined what that specifically includes, let's review: (712) 489-2696.

Deductibles, coinsurance and copays continue after your insurance processes a claim in ways that catch most people off g...
08/17/2026

Deductibles, coinsurance and copays continue after your insurance processes a claim in ways that catch most people off guard. Understanding what you owe after insurance pays is as important as understanding what it covers. We help clients know both numbers before they need care. Review your plan today, call us at (712) 489-2696.

Address

123 Main Street
Panama, IA
51562

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+17124892696

Website

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