09/03/2026
The kitchen gets you emotionally attached.
Then the insurance questions show up with a clipboard.
If you are buying a home, start the insurance conversation early enough to look at roof information, deductibles, flood questions and the coverage your lender requires. And a useful reminder: your lender can require homeowners insurance, but you get to choose the insurance company.
You do not have to automatically take the first quote that lands in the closing file.
Let Daffin shop the home while you keep deciding whether the kitchen island is big enough.