First Federal Bank

First Federal Bank As a mutual bank, we are owned by our customers and not stockholders, which allows us to be uniquely focused on our customers’ needs.
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First Federal Bank is a community-based mutual bank that serves over 60,000 customers from branches and mortgage offices in Florida, Georgia, Kansas, and the Carolinas. From our beginning in 1962, we’ve been passionate about helping our neighbors and local communities thrive. We offer a range of personal and business banking solutions, services, and loans. Visit us or call to learn more about: che

cking and savings accounts, business loans - including SBA and USDA, and mortgages or refinancing your home.

💪🏆Our team enjoyed a full day of community activities! Jason and Zac joined local businesses at the Bay County Chamber o...
05/13/2026

💪🏆Our team enjoyed a full day of community activities! Jason and Zac joined local businesses at the Bay County Chamber of Commerce co****le tournament, while Priscilla volunteered at the Beach Care Services Annual Duck Races. We are proud to support organizations that strengthen the communities we serve!

For Teacher Appreciation Week, our Panama City branch team showed their appreciation for the incredible faculty and staf...
05/12/2026

For Teacher Appreciation Week, our Panama City branch team showed their appreciation for the incredible faculty and staff at Cedar Grove and Callaway Elementary schools by creating “Relaxation Stations.” The space gave teachers and staff a chance to take a well deserved break and recharge during their busy day.

✏️🍎Thank you teachers!! Team members Zac and Jason were honored to deliver breakfast to Mowat Middle School as a small t...
04/29/2026

✏️🍎Thank you teachers!! Team members Zac and Jason were honored to deliver breakfast to Mowat Middle School as a small thank you for the big impact they make every day.

Proud to support United Way of Northwest Florida with a donation through our First Federal Way program!! We are so thank...
04/15/2026

Proud to support United Way of Northwest Florida with a donation through our First Federal Way program!! We are so thankful for the meaningful work they do to strengthen our community.

We had a great time participating in the Panama City Beach Chamber of Commerce golf tournament! A great day of connectio...
04/13/2026

We had a great time participating in the Panama City Beach Chamber of Commerce golf tournament! A great day of connection and community! 🏌️⛳

We had a fantastic time at the 13th Annual Bay County Chamber of CommerceBlock Party last night. A big congratulations t...
03/27/2026

We had a fantastic time at the 13th Annual Bay County Chamber of Commerce
Block Party last night. A big congratulations to our First Federal team for racing to a 1st place finish in the T-Rex race—way to go, team! 🏆😀

Proud to support the Boys & Girls Clubs of Bay County, Inc. with a donation today! Their work creates a safe, positive p...
03/04/2026

Proud to support the Boys & Girls Clubs of Bay County, Inc. with a donation today! Their work creates a safe, positive place for local kids to learn, grow, and thrive—and we’re grateful for all they do for our community every day. ✨👏

02/18/2026

"Together, We Go Further" is about more than banking- at First Federal, it’s how we show up every day.

For our customers, it means personalized guidance and support; for our employees, it means collaboration, growth, and a shared purpose; and for our communities, it means investing in the places we call home.

It's about building together, creating real impact, and fostering growth and connection. Our strength comes from our shared dedication every day, in every branch, because together, we go further.

Address

700 W 23rd Street
Panama City, FL
32405

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 5pm

Telephone

+18502572621

Website

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