First Federal Bank

First Federal Bank As a mutual bank, we are owned by our customers and not stockholders, which allows us to be uniquely focused on our customers’ needs.
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First Federal Bank is a community-based mutual bank that serves over 60,000 customers from branches and mortgage offices in Florida, Georgia, Kansas, and the Carolinas. From our beginning in 1962, we’ve been passionate about helping our neighbors and local communities thrive. We offer a range of personal and business banking solutions, services, and loans. Visit us or call to learn more about: che

cking and savings accounts, business loans - including SBA and USDA, and mortgages or refinancing your home.

FFB Connect is almost here! FFB Connect, our brand-new Virtual Branch officially launches Monday.Join us August 12th at ...
07/31/2026

FFB Connect is almost here! FFB Connect, our brand-new Virtual Branch officially launches Monday.

Join us August 12th at 4:00 p.m. ET for a fun-filled Virtual Launch Party as we celebrate this exciting new way to serve our customers.

Get an exclusive behind-the-scenes tour of FFB Connect, discover its exciting features, test your knowledge with interactive games, and you'll even have the chance to win great giveaways.

We can't wait to celebrate with you online!

https://hubs.ly/Q04rtqTF0

07/31/2026

Banking should fit your life, not the other way around.

FFB Connect, our new virtual branch, makes it easier than ever to manage your accounts, stay connected to your finances, and bank with confidence, anytime, anywhere.

Thank you to everyone who joined us for our Customer Appreciation Day at our Panama City location last week!We loved spe...
07/20/2026

Thank you to everyone who joined us for our Customer Appreciation Day at our Panama City location last week!

We loved spending time with our customers, neighbors, and community members while celebrating the relationships that make First Federal Bank so special. Your trust and support mean everything to us, and we're grateful to serve such an incredible community.

We appreciate everyone who stopped by and look forward to seeing you again soon!

🍿🎉In honor of National Get to Know Your Customer Day, we invite you to stop by our lobby tomorrow and enjoy complimentar...
07/15/2026

🍿🎉In honor of National Get to Know Your Customer Day, we invite you to stop by our lobby tomorrow and enjoy complimentary popcorn and treats on us as a thank-you for being a valued First Federal Bank customer. We look forward to seeing you!

Congratulations to Clayton Hicks on being sworn into his new role of Rotary District Governor for District 6940, which i...
07/01/2026

Congratulations to Clayton Hicks on being sworn into his new role of Rotary District Governor for District 6940, which includes 54 individual clubs, and over 2000 Rotarians across the entire Florida Panhandle.

Rotary is a global service organization dedicated to improving communities through volunteerism, leadership, and its motto, “Service Above Self.” As District Governor, Clayton will work with Rotary clubs across the district to support initiatives that strengthen communities and create lasting impact both locally and around the world.

At First Federal, we value team members who invest their time and talents in serving others, and Clayton's commitment to Rotary is a great example of that spirit. Congratulations, Clayton, on this leadership opportunity, and thank you for your continued dedication to serving your community.

That’s a wrap on the 2026 Bay Point Billfish Open! 🎣The First Federal team had a fantastic time sponsoring and being par...
06/28/2026

That’s a wrap on the 2026 Bay Point Billfish Open! 🎣

The First Federal team had a fantastic time sponsoring and being part of this incredible community event. Thank you to everyone who stopped by to visit with us throughout the week.

Congratulations to our Saturday night’s $250 prize winner, Brent Patrick, and to all of this week’s giveaway winners! We also want to congratulate all of the anglers who participated and made this year’s Bay Point Billfish Open another outstanding success.
We can’t wait to see everyone again next year!

Another great night at the Bay Point Billfish Open! 🎣☀️ Congratulations to Kaisey Balsters, the winner of our $250 First...
06/27/2026

Another great night at the Bay Point Billfish Open! 🎣☀️ Congratulations to Kaisey Balsters, the winner of our $250 First Federal giveaway! 🎉 Tonight is the final night, so be sure to stop by and visit the First Federal team. We look forwar.d to seeing everyone as we wrap up an incredible week at the Bay Point Billfish Open!

Night 2 of the Bay Point Billfish Open was another great evening! 🎣Congratulations to Sarah Grace Klip, the winner of ou...
06/27/2026

Night 2 of the Bay Point Billfish Open was another great evening! 🎣
Congratulations to Sarah Grace Klip, the winner of our $150 gift card! 🎉
Be sure to stop by and see the First Federal team tonight for Night 3. We can’t wait to see everyone!

Night 1 of the Bay Point Billfish Open was a blast! 🎣🌅 We had a great time visiting with customers, friends, and our com...
06/25/2026

Night 1 of the Bay Point Billfish Open was a blast! 🎣🌅 We had a great time visiting with customers, friends, and our community.

Thank you to everyone who stopped by, and congratulations to Issac Carter in winning the $150 gift card. We’re already looking forward to an even better Night 2! Come see us!

💪🏆Our team enjoyed a full day of community activities! Jason and Zac joined local businesses at the Bay County Chamber o...
05/13/2026

💪🏆Our team enjoyed a full day of community activities! Jason and Zac joined local businesses at the Bay County Chamber of Commerce co****le tournament, while Priscilla volunteered at the Beach Care Services Annual Duck Races. We are proud to support organizations that strengthen the communities we serve!

Address

700 W 23rd Street
Panama City, FL
32405

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 5pm

Telephone

+18502572621

Website

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