Josie Strickland Insurance

09/09/2026

If your children are denied Medicaid in Florida, don’t stress, you may still have options!

They may qualify for subsidized coverage through Florida KidCare (CHIP), or you may be able to add them to your Marketplace health plan.

A Medicaid denial doesn’t necessarily mean your children have to go without health insurance. Reach out, and I’ll help you explore the options available for your family. ☎️ 850-814-5793

09/07/2026

Wishing everyone a safe and relaxing Labor Day! 🇺🇸

09/06/2026

🚗 Hey, parents! Target’s Car Seat Trade-In Event is coming up September 20 through October 3!

If your child has outgrown their car seat, it’s expired, damaged, or has been involved in an accident, you can bring it to a participating Target store for recycling and receive a 20% off Target Circle bonus toward a new car seat, base, stroller, travel system, or select baby gear.

And something I didn’t realize before—the 20% bonus can be used twice through October 17 and can be combined with other eligible offers! So if you’re due for an upgrade, keep an eye out for sales and you may be able to save quite a bit. *Must be signed up for Target’s free Circle Membership*

More information: https://www.target.com/c/car-seat-trade-in-event/-/N-v41nu

Please share with another parent who may need this! ❤️

09/04/2026

09/03/2026

Open enrollment is coming—and HMO, EPO and PPO aren’t just insurance alphabet soup! 🩺

These letters describe how a plan’s provider network works:

🔹 HMO: Usually requires you to use a specific network of doctors and hospitals. You may need to select a primary care doctor and obtain referrals for specialists.

🔹 EPO: Also uses a specific provider network, but referrals usually aren’t required. Coverage outside the network may be limited, depending on the plan.

🔹 PPO: Generally offers a larger provider network and more flexibility to receive care outside the network—but that flexibility may come with higher premiums and out-of-pocket costs.

There isn’t one type that is automatically best for everyone. The right fit depends on your doctors, preferred hospitals, travel needs and budget.

As open enrollment approaches, I’ll be sharing more information to help make health insurance a little less confusing. 💙

🚨 Important: Regardless of whether your major medical plan is an HMO, EPO or PPO, emergency care is covered even when the emergency provider or facility is outside the network. Your plan’s emergency-room deductible, copay or coinsurance may still apply.

08/31/2026

On Medicare and looking for weight loss options? You may have a new option.

The Medicare GLP-1 Bridge Program may help certain people with Medicare Part D access covered weight-loss medications for $50 per month.

Eligibility depends on things like BMI and certain health conditions, and a prescription and prior authorization are required.

Some people may qualify based on:
• BMI of 35 or higher
• BMI of 30–34.9 with certain qualifying conditions
• BMI of 27–29.9 with certain qualifying conditions

The Bridge Program is separate from coverage of GLP-1 medications for conditions such as diabetes, sleep apnea, or MASH.

Covered medications may include Wegovy, Zepbound, and other medications included in the program, depending on eligibility and program requirements.

Want to read more about Medicare coverage for weight-loss medications?

https://www.medicare.gov/coverage/weight-loss-drugs

08/30/2026

💙 Can I ask a small favor?

If I’ve ever helped you with health insurance, Medicare, answered a question, or simply helped make insurance a little less confusing, I would really appreciate a Google review.

I’m working on building my online presence so more local families can find me when they need help. Your recommendation means more to me than you probably realize!

⭐ Leave a review here:
https://g.page/r/CcYxzGDLQ2jCEBI/review

Thank you so much for supporting a local mom and insurance agent. It truly means a lot to me. 💙

Post a review to our profile on Google

08/29/2026

💙 Insurance Tip to Keep in Mind for 2027

A lower monthly premium can look like the best deal until you actually need to use your insurance.

I recently worked with someone who knew she might need surgery. We discussed a higher-premium plan with a much lower deductible, but she chose the lower-premium option.

After surgery, she was frustrated because she felt like her insurance “didn’t pay for anything.”

Her deductible was around $6,500.

That doesn’t mean the insurance didn’t work. It means she may have been responsible for a large portion of the cost before the plan began paying more.

This is why I always encourage people to look beyond the monthly premium.

If you already know you may have a baby, need surgery, or expect significant medical care in 2027, compare the deductible, hospital costs, and maximum out-of-pocket too.

The lowest monthly premium isn’t always the lowest overall cost. 💙

When Open Enrollment comes around, keep me in mind. I’d be happy to help you compare more than just the premium.

📱 850-814-5793

08/28/2026

📬 Did you receive a notice that your Medicare Advantage plan will not be available next year?

Don’t panic — you have options.

If your Medicare Advantage plan is ending or will no longer be offered in your area, you may be able to:

✅ Choose another Medicare Advantage plan

✅ Return to Original Medicare and enroll in a separate Part D prescription drug plan

✅ Return to Original Medicare and use guaranteed-issue rights for certain Medicare Supplement plans. If you choose a Medicare Supplement, you would also need to enroll in a separate Part D prescription drug plan for prescription coverage.

The right choice depends on your doctors, prescriptions, budget, and how you prefer to receive your Medicare coverage.

If you receive a plan termination or non-renewal notice and aren’t sure what it means, feel free to reach out. I’m happy to help you review your options.
📞 850-814-5793

📍 Serving Medicare beneficiaries throughout Florida.

08/25/2026

💵 Have an Aflac or USAble policy (or any supplemental health policy)? Don’t forget your wellness benefit!

Many supplemental policies include a wellness benefit that pays cash directly to you once per year for completing an eligible routine exam or screening.

If you’ve already had your annual physical or other qualifying wellness visit this year, you may have money waiting to be claimed.

Already one of my clients? Reach out if you need help figuring out how to file your wellness claim.

And remember—the exact benefit and qualifying services depend on your specific policy.