Josie Strickland Insurance

06/08/2026

Did you know your Marketplace health insurance can affect your tax return?

When you apply for Marketplace coverage, your monthly premium may be lowered based on the income you estimate for the year.

That savings is called an advance premium tax credit.

At tax time, your estimated income is compared to your actual income using your 1095-A form.

If your income ends up higher than expected, you may have to pay back some or all of the credit you received.

If your income ends up lower than expected, your tax preparer can determine whether you qualify for any additional premium tax credit.

This is why it’s so important to update your Marketplace application if your income, household size, job, or coverage situation changes during the year.

Marketplace coverage can be a great option, but it’s important to understand how it works so there are fewer surprises at tax time.

Have questions about your Marketplace plan? Give me a call or text 850-814-5793

06/07/2026

Is your family growing? Your need for life insurance is probably growing too! Now is the time to talk to an insurance professional about options.

06/06/2026

Honored to receive this Certificate of Appreciation from Oxford House Network in Florida.

I’m thankful I had the opportunity to be a vendor and support an organization that believes in second chances, third chances, and even tenth chances.

Everyone deserves the opportunity to rebuild, recover, and get back on their feet with support and resources around them.

Grateful to play even a small part in supporting that mission.

06/06/2026

Whether you have some sports gear you no longer use, or need some help equipping your littles for their sports league... the Play It Forward Youth Sorts Equipment Swap & Community Day happens tomorrow at Kinsaul Park from 9 AM to 12 Noon! A huge thank you to our sponsors and all who have dropped off donations over the past weeks. ⚽️⚾️🏈🏀 We'll see you there in the morning!

06/05/2026

Let’s talk HMO plans for a minute 👇

I know HMOs sometimes get a bad reputation, but for many people, they can actually be a really smart option, especially if you are shopping through the Marketplace and qualify for income-based savings.

Why an HMO may be a good fit:

✅ Lower monthly premiums
HMO plans are often one of the more affordable options, especially for individuals and families who qualify for Marketplace tax credits.

✅ Lower out-of-pocket costs
Depending on the plan, you may see lower copays, deductibles, or overall costs compared to some PPO options.

✅ Great for people who mainly use local doctors
If your doctors, specialists, and hospitals are in-network, an HMO can work very well.

✅ Coordinated care
Many HMO plans are built around having a primary doctor help guide your care, which can be helpful if you like having one place manage your health needs.

✅ Good option for budget-conscious families
If keeping the monthly premium affordable is your biggest concern, an HMO may be worth considering.

Of course, every plan has things to pay attention to. With an HMO, you usually want to make sure your doctors, medications, and preferred hospitals are in-network before enrolling.

That is where I come in. I can help you compare your options and make sure the plan you choose fits your needs, budget, and stage of life.

Call or text me if you want help reviewing your options.
850-814-5793

06/04/2026

One of the things I love most about being local is getting to meet people in all different stages of life.

Some are starting new jobs.
Some are self-employed.
Some are raising families.
Some are helping aging parents.
Some are just trying to figure out what in the world their health insurance actually covers. 😅

That’s why I love what I do. Health insurance can feel confusing, but you don’t have to figure it out alone.

Whether you recently lost coverage, had an income change, moved, started a new job, became self-employed, or just have questions about your options, I’m happy to help you understand what may be available.

Call or text me anytime at 850-814-5793.

06/02/2026

Sharing because I’ve been doing this myself and it has been helping me. Sometimes the simple little things can make a difference.

That being said, I’m not a medical professional, and this is not medical advice. It’s always best to talk with your doctor or healthcare provider before trying anything new, especially if you have any health conditions or concerns.

Hope this helps someone else too. 💙

https://www.facebook.com/share/r/1F2J8Ybfni/?mibextid=wwXIfr

06/02/2026

Medicare + GLP-1 Update Starting July 1

CMS recently announced a temporary program called the Medicare GLP-1 Bridge, which is expected to begin July 1, 2026.

This program may allow eligible Medicare beneficiaries with Part D coverage to access certain GLP-1 medications for $50 per month.

A few important things to know:

This is not automatic coverage.

A medical provider must submit a prescription and prior authorization.

Eligibility depends on the medication, diagnosis, BMI, and other health conditions.

This applies to certain GLP-1 medications under the Medicare GLP-1 Bridge program, and CMS has specific rules about who may qualify.

If you or someone you know is on Medicare and has questions, I always recommend starting with your doctor to see if the medication is medically appropriate. You can also read the CMS details directly here:

https://www.cms.gov/medicare/coverage/prescription-drug-coverage/medicare-glp-1-bridge

As always, I’m happy to help you better understand your Medicare coverage options.

Josie Strickland
Licensed Insurance Agent
Call or text: 850-814-5793

Centers for Medicare & Medicaid Services (CMS) announced the Better Approaches to Lifestyle and Nutrition for Comprehensive hEalth (BALANCE) Model and a separate short-term demonstration (now called the “Medicare GLP-1 Bridge”)

06/01/2026

Port St Joe, here they come!

Port St. Joe we are coming!! 💥

Thank you Dog Academy LLC for hosting this awesome event for the community! 🐱🐶

This is a vaccine clinic only no surgery's! 💉

NOTE: LOOK AT THE TIME!! THIS IS EASTERN TIME!! ⏰

06/01/2026

June 1 means hurricane season is officially here in Florida. 🌀

Most people think about water, batteries, gas, and important documents, but don’t forget to think about your health insurance too.

A few quick reminders:

✔️ Make sure you know where your insurance cards are
✔️ Refill important prescriptions before a storm is close
✔️ Keep a list of doctors, medications, and pharmacy information
✔️ Save your insurance agent’s number somewhere easy to find
✔️ If you recently lost coverage, don’t wait until you need care to ask about your options

Being prepared isn’t just about your home. It’s about your health too.

Need help reviewing your coverage or figuring out your options? Call or text me at 850-814-5793.