Lindsey Chapman - Cross Country Mortgage

Lindsey Chapman - Cross Country Mortgage Discover your dream home in the Florida Panhandle with Lindsey Chapman Lending. Senior Loan Originator NMLS #1749240

Our expert team specializes in residential and VA home loans, offering personalized solutions to simplify your mortgage process! Lindsey Chapman, Senior Loan Originator #1749240
CrossCountry Mortgage
NMLS #3029
www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3029
Equal Housing Opportunity
55 W. 5th Street, Panama City, FL 32401

Georgia Residential Mortgage Licensee

🚨 REALTOR PSA: Laketown Wharf financing doesn’t have to be a nightmare. 🚨If you’ve got a condo deal at Laketown Wharf th...
05/11/2026

🚨 REALTOR PSA: Laketown Wharf financing doesn’t have to be a nightmare. 🚨

If you’ve got a condo deal at Laketown Wharf that’s feeling shaky, send it my way before it falls apart. We currently have the project fully approved through May 30, 2026, which means we are not having to chase down condo docs or fight for project approval on every file.

At that point, the focus is simply on underwriting the borrower — not the condo association itself.

✔️ DSCR investor options available
✔️ Up to 75% LTV
✔️ Condotel financing expertise
✔️ Portfolio solutions for tougher scenarios

Laketown Wharf is one of those projects where financing can make or break the transaction, so having an already-approved project can save valuable time, stress, and surprises before closing.

If you have a buyer under contract — or a deal another lender is struggling with — let’s talk. 📩

Coffee & Contracts is officially happening ☕️If you’ve ever had a mortgage question, a tricky deal, or just wanted to pi...
03/31/2026

Coffee & Contracts is officially happening ☕️

If you’ve ever had a mortgage question, a tricky deal, or just wanted to pick my brain without feeling like you’re “in a meeting”… this is for you.

No pressure. No agenda. Just coffee + real conversations.

Realtors, buyers, friends—come hang out, ask questions, and let’s talk through anything you’ve got going on.

📍 Panama City Coffee Co, 809 Harrison Ave
📅 Friday, April 10
⏰ 8:30am

Come as you are, grab a drink, and let’s chat.

🚨 NEW 2026 LOAN LIMITS… AVAILABLE NOW! 🚨Yes, you read that right — you don’t have to wait until 2026 to take advantage o...
11/17/2025

🚨 NEW 2026 LOAN LIMITS… AVAILABLE NOW! 🚨
Yes, you read that right — you don’t have to wait until 2026 to take advantage of the increased Conventional Loan Limit of $842,250 for a 1-unit home. 🤩🏡✨

If you’ve been thinking about upgrading, refinancing, or finally stepping into that dream home, this bump in loan limits can open doors you didn’t even know were possible — today.

As always, I’m here to run numbers, explore options, and help you make the smartest move for your budget and your long-term wealth strategy. 💸💪🏼

Send me a message and let’s see what this new limit means for you!

📲 Lindsey Chapman 850.628.7447
www.LindseyChapmanLending.com
CrossCountry Mortgage
NMLS #3029

👻 Spooky Season: Shutdowns & the State of the Market 🏠🗓 Wednesday, October 15th | ⏰ 4:00 PM📍 Atelier & Co | 100 Harrison...
10/11/2025

👻 Spooky Season: Shutdowns & the State of the Market 🏠

🗓 Wednesday, October 15th | ⏰ 4:00 PM
📍 Atelier & Co | 100 Harrison Avenue, Downtown Panama City

Presented by CrossCountry Mortgage and Blue Marlin Title Group

The headlines might sound haunting, but not everything that goes bump in the night is bad for housing. Here’s what we know this week:

🕸️ Government shutdown chatter can spook the market — but not all loan programs are affected the same way.
💀 Rates remain a moving target, reacting to inflation data and Fed whispers.
🎃 Housing inventory is still hauntingly low, keeping prices more stable than expected.
🧛‍♀️ Buyers still have options — from temporary buydowns to seller credits, the right strategy keeps your dreams alive.
🔮 Knowledge kills fear — stay informed, not afraid.

So while spooky season brings a few market scares, remember: it’s not all tricks… there are still plenty of treats for smart, strategic buyers. 🍬✨

Hosted by:
Lindsey Chapman • Stacey Grimes • Taelor Messer • Marisa Clark—CrossCountry Mortgage
With special guest Gina Dake Harrell, Blue Marlin Title Group

Join us this Wednesday for our September “What We Know Wednesday” 🏡  👩‍🏫We will be discussing investor loans, the value ...
09/16/2025

Join us this Wednesday for our September “What We Know Wednesday” 🏡 👩‍🏫

We will be discussing investor loans, the value of accurate rental projections, and marketing strategies to help you win the short-term rental game.

We are excited to welcome special guests, Sunbelt Title Agency & Maranta Copy!✨🍊🥂

🚨 The Hometown Heroes Program is BACK! 🚨Now is the perfect time to turn your dream of homeownership into reality 🏡✨✅ Up ...
08/21/2025

🚨 The Hometown Heroes Program is BACK! 🚨
Now is the perfect time to turn your dream of homeownership into reality 🏡✨

✅ Up to $35,000 in down payment assistance
✅ Available with FHA, VA, USDA, or Conventional loans
✅ Must meet income & occupational requirements
✅ Designed for first-time homebuyers like YOU!

Don’t wait—funds are limited, and homes are moving fast. Let’s make 2024 the year you get your keys! 🔑

📍 Proudly serving:

👉 Message me today to see if you qualify!

✨ Condotel Financing Just Got an Upgrade ✨Realtors — want to help your buyers score that beachfront dream without the fi...
07/15/2025

✨ Condotel Financing Just Got an Upgrade ✨
Realtors — want to help your buyers score that beachfront dream without the financing headache? I’ve got you 👇

🌴 Condotel Loans Made Simple 🌴
✔️ Credit scores down to 620
✔️ 100% of rental income used to offset PITIA
✔️ Close in an LLC, Corporation, or Trust — no extra fees
✔️ Portfolio product = flexible + exception-friendly
✔️ Loan amounts up to $3M
✔️ DSCR cash-flow options available
✔️ Pre-approved project list — 2025 ready!

🏖️ Already approved? Projects like The Summit, Long Beach, Tidewater, Horizon South & more!
📲 Let’s talk project pre-approvals and get your buyers in before high season hits.

Cheers to another amazing What We Know Wednesday! 🍉🍷✨We’re so thankful for everyone who came out to learn, laugh, and co...
06/19/2025

Cheers to another amazing What We Know Wednesday! 🍉🍷✨
We’re so thankful for everyone who came out to learn, laugh, and connect at this month’s educational happy hour!

A big round of applause to Omega National Title–Bay County for co-sponsoring and helping make it all happen! 🙌🏽🏡
And of course, endless thanks to Atelier & Co. for sharing their stunning space with us each month. 🥂

Mark your calendars—we can’t wait to do it all again next month! 🎉🤝

Welp, Chat GPT did not disappoint on this one…Apparently all it thinks I do is marketing and drink champagne 😂🍾     sorr...
04/09/2025

Welp, Chat GPT did not disappoint on this one…
Apparently all it thinks I do is marketing and drink champagne 😂🍾

sorry it’s not the right HEX code, but Chat did a decent job with the logo and font! 🤪 new swag anyone? 🎀

Closed out March with $1.7 MILLION in mortgage volume — and I’m just getting started! 💫Helping families find their dream...
04/05/2025

Closed out March with $1.7 MILLION in mortgage volume — and I’m just getting started! 💫
Helping families find their dream homes never gets old. Thank you to my amazing clients and referral partners for trusting me every step of the way!
Let’s keep building! 💪🏼

Address

55 W. 5th Street
Panama City, FL
32401

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18506287447

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