10/23/2018
Get Your Hurricane Michael Claim Paid! What your insurance company may not disclose to you about your recovery rights. Tip of the Week:
Weekly Hurricane Damage Claim Tips.
Week #1) Roof shingles/tiles are primarily decorative in nature, if your roof is leaking, that is evidence that the waterproofing membrane attached to your roof decking has been compromised. Repairing tiles/shingles solely is not a sufficient repair methodology. You more likely than not qualify for full roof replacement.
Florida Statute 626.9744 Claim settlement practices relating to property insurance outlines when insurance companies must replace undamaged portions of your roofing system.
If the insurance company chooses to pay you to repair your roof rather than replacing the entire roof and that repair does not return the roof back to its pre-loss condition as it pertains to its original continuity in color, shape or size, then your insurance company may owe you to replace the entire roofing system.
We have successfully prevailed in thousands of claims when some insurance companies only allowed for inappropriate roof repairs when full roof replacement was warranted.