Lay's Insurance Agency

Lay's Insurance Agency Founded in 1986 by Ronald Lay, we continue his legacy serving Florida with health, Medicare & supplemental coverage.

As a Florida Blue agency, we provide trusted, personalized guidance to help you find the right plan and protect what matters most.

Enjoying today’s BBIA Monthly Commercial Business Lunch and the opportunity to connect with other local professionals in...
06/01/2026

Enjoying today’s BBIA Monthly Commercial Business Lunch and the opportunity to connect with other local professionals in our community.

I’m excited to continue learning more about the building industry, meeting new people, and finding ways to be a helpful resource when it comes to health insurance options for business owners, self-employed individuals, employees, and families.

Thankful to be part of Bay Building Industries Association, a group that values connection, growth, and supporting our local community. 💙

We proudly serve Panama City Beach residents by helping individuals and families explore health insurance options, under...
05/31/2026

We proudly serve Panama City Beach residents by helping individuals and families explore health insurance options, understand supplemental coverage, and find solutions that fit their needs and budget.

Whether you are looking for a new plan, have questions about Special Enrollment, or want to better understand your coverage choices, we are here to help guide you through it.

At Lay’s Insurance Agency, we are proud to serve Panama City Beach and surrounding areas with trusted health insurance guidance.

Learn more at:
www.panamacityhealthinsurance.com

Had a great lunch with Rob with Hutt Insurance Agency, Inc. today talking about insurance, networking, and community con...
05/29/2026

Had a great lunch with Rob with Hutt Insurance Agency, Inc. today talking about insurance, networking, and community connections.

I love getting to sit down with others who care about building relationships and finding ways to help people. Conversations like this are such a good reminder that networking is not just about business. It is about trust, support, and community.

And of course, the food was delicious! Always a bonus when a good conversation comes with a great meal. 😋

Thankful for the connection!

A lot of people do not realize this, but money taken from certain retirement accounts can affect Marketplace subsidies.I...
05/28/2026

A lot of people do not realize this, but money taken from certain retirement accounts can affect Marketplace subsidies.

If you are withdrawing from a traditional 401(k), IRA, pension, or similar account, that may be considered taxable income and should be included in your Marketplace income estimate.

I’m not a tax professional, so I can’t give tax advice, but from a Marketplace standpoint, it is important to have a realistic income estimate for the year.

Curious if Marketplace coverage could be an option for you or your family? I’d be happy to help you look at what’s available.
📞 850-271-2710

Finding the right health insurance can feel overwhelming, but that is exactly where Lay’s Insurance Agency comes in.We h...
05/27/2026

Finding the right health insurance can feel overwhelming, but that is exactly where Lay’s Insurance Agency comes in.

We help Panama City Beach and nearby area residents find health insurance solutions that make sense for their needs, budget, and stage of life. Whether you are looking for individual coverage, family options, supplemental plans, or help understanding Special Enrollment opportunities, we are here to help guide you through it.

Health insurance is not one size fits all, and having the right guidance can make a big difference.

At Lay’s Insurance Agency, we are proud to help people across Panama City Beach and surrounding areas find the coverage solutions that fit them best.

Learn more at:
www.panamacityhealthinsurance.com

Dropped by to welcome Josh Hinson, Mortgage Broker to the Bay County Chamber of Commerce. Give him a call if you’re look...
05/27/2026

Dropped by to welcome Josh Hinson, Mortgage Broker to the Bay County Chamber of Commerce. Give him a call if you’re looking for a mortgage.

Exciting update for our community! 🌳🛝Cain Griffin Park has new playground equipment, and it is such a fun addition for l...
05/26/2026

Exciting update for our community! 🌳🛝

Cain Griffin Park has new playground equipment, and it is such a fun addition for local families! We stopped by to check it out, and my little climber gave it his full approval. 😄

I love seeing our parks continue to grow and improve. Spaces like this give kids a place to play, explore, build confidence, and make sweet childhood memories right here in our community.

Thank you to the City of Lynn Haven for investing in places where our kids and families can enjoy time together. 💚

If you haven’t been by yet, it’s definitely worth checking out!


Choosing the right health insurance agency matters more than most people realize.Before you trust someone to help guide ...
05/23/2026

Choosing the right health insurance agency matters more than most people realize.

Before you trust someone to help guide your coverage decisions, there are a few important questions you should be asking first.

We put together this guide to help you know what to look for, what to ask, and how to make a more confident choice when selecting a health insurance agency.

Read our guide here:
https://www.panamacityhealthinsurance.com/post/5-questions-to-ask-before-choosing-a-health-insurance-agency

Learn more at:
www.panamacityhealthinsurance.com

Selecting the right health insurance agency is one of the most important decisions you can make for yourself, your family, or your business. With so many options available, it’s easy to feel overwhelmed. Especially when policies, premiums, and coverage details can vary widely

05/21/2026

It can happen to anyone. Come join us to learn more. Call us at 850-233-5065 to reserve a seat.

Address

12118 Panama City Beach Parkway
Panama City Beach, FL
32407

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 12pm

Telephone

+18502712710

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