06/05/2026
Men who reach 65 today can expect to live to about 83. Women to about 86. But in a recent survey, only 32% of people estimated those numbers correctly.
The ones who missed it didn't overestimate. They guessed low. And that's a problem, because your retirement may be longer than you think.
That gap in understanding has real consequences. A retirement that runs 35 or 40 years is a fundamentally different planning challenge than one built for 30, and a lot of plans weren't designed with the longer horizon in mind.
This video covers why people consistently underestimate their own lifespan, what that costs them financially, and what it looks like to build a plan that holds up across all three phases of retirement.
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