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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Nikki James - Cross Country Mortgage

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United States
Palo Alto, CA
Nikki James - Cross Country Mortgage

A mortgage is more than a transaction. It’s about people creating their greatest family memories in a place they call home.

Mortgage Advisor - Personal NMLS 293138, Corporate NMLS 3029 & Branch NMLS 1938353

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act We truly care about what we do – and are really good at it, too! My team is built of highly skilled mortgage experts in all types of lending, including bridge loans, RSU income, complex income structures, and first-time homebuyers backed 30+ years of experience. It is important to us that we educate our clients on all aspects of a mortgage and the products available to them so they can move forward confidently with their home purchase. In addition, we look at the question of affordability along with qualifications to help you with the question of what is the right price range and loan amount for your situation. With constant communication, you can feel assured you’ll be informed about the mortgage process every step of the way. We’ll discuss the stages between pre-approval and closing, and we’ll answer any questions you may have about your home buying journey. I can’t wait to show you the difference we can make for your home financing.

11/03/2026

Do you know how much equity you have in your home? It might be more than you realize. If you’re curious, our home value estimator is a great place to start: http://spr.ly/6188BHXOEQ

11/02/2026

A simple thank you can make someone’s day.

10/30/2026

From caring for aging parents to creating space for extended family, multi-generational homes continue to serve an important purpose. We can help these buyers secure financing that fits the whole family.

10/29/2026

Big plans? Unexpected expenses? A CCM Signature Agency Cash Access refinance can help you access up to 90% combined loan-to-value, providing more available funds than a conventional cash-out refinance. See what may be possible: http://spr.ly/6187BHb4kP

10/27/2026

Own your home and your timeline. We'll help you buy when you’re ready — even if your current home isn’t. Get the Buy Now, Sell Later basic: http://spr.ly/6189BHraHt

10/26/2026

Passion brings life to every day.

10/23/2026

When buyers get cold feet, the right conversation can bring clarity and confidence. September’s 7.3% drop in pending home sales shows why thoughtful guidance matters. Let’s connect and help your clients move from hesitation to an informed next step.

10/22/2026

Your income may not look like everyone else's, and that's okay. We offer financing options designed for self-employed borrowers, independent contractors and business owners. Learn more: http://spr.ly/6188BGXS1O

10/21/2026

There’s no right age to buy a home — but there is aright mortgage for every buyer. We’ll help find it, no matter what stage they’re at.

10/20/2026

Having equity means having options. Let’s explore the best way for you to access yours. Learn more: http://spr.ly/6188BG7ZRO

Address

Palo Alto, CA

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.teamnikkijames.com/

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