Nikki James - Cross Country Mortgage

Nikki James - Cross Country Mortgage A mortgage is more than a transaction. It’s about people creating their greatest family memories in a place they call home.

Mortgage Advisor - Personal NMLS 293138, Corporate NMLS 3029 & Branch NMLS 1938353

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act We truly care about what we do – and are really good at it, too! My team is built of highly skilled mortgage experts in all types of lending, including bridge loans, RSU income, complex income str

uctures, and first-time homebuyers backed 30+ years of experience. It is important to us that we educate our clients on all aspects of a mortgage and the products available to them so they can move forward confidently with their home purchase. In addition, we look at the question of affordability along with qualifications to help you with the question of what is the right price range and loan amount for your situation. With constant communication, you can feel assured you’ll be informed about the mortgage process every step of the way. We’ll discuss the stages between pre-approval and closing, and we’ll answer any questions you may have about your home buying journey. I can’t wait to show you the difference we can make for your home financing.

Signing your closing day docs is the most exciting moment of the mortgage process — but it doesn’t happen without a Nota...
09/08/2026

Signing your closing day docs is the most exciting moment of the mortgage process — but it doesn’t happen without a Notary Signing Agent. Get to know them: http://spr.ly/6187BEtyIW

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortga...
09/04/2026

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortgage-free by age 65 and paying a mortgage later in life. See how it adds up in our article: http://spr.ly/6184BG6TCI

An assumable loan allows a qualified buyer to take over a seller's existing mortgage, including rate and terms. Eligible...
09/03/2026

An assumable loan allows a qualified buyer to take over a seller's existing mortgage, including rate and terms. Eligible FHA, VA and USDA loans may offer unique advantages for buyers exploring their financing options. Learn how they work: http://spr.ly/6182B1Ynmy

No matter where the market goes next, the best first step is understanding your options and having a strategy in place w...
09/02/2026

No matter where the market goes next, the best first step is understanding your options and having a strategy in place when the right opportunity comes along. See what's driving today's housing market: http://spr.ly/6180B17dBa

A VA home loan is a Veteran’s most powerful homebuying tool. Want to see for yourself? Check out our calculator to find ...
09/01/2026

A VA home loan is a Veteran’s most powerful homebuying tool. Want to see for yourself? Check out our calculator to find out your monthly VA loan payment.

🔗http://spr.ly/6189BEeH8U

Be steady where you stand.
08/31/2026

Be steady where you stand.

Homeowners are building equity while staying in their homes longer. If you're not staying in touch, you could be missing...
08/28/2026

Homeowners are building equity while staying in their homes longer. If you're not staying in touch, you could be missing opportunities to help clients make the most of it.

Your home may be one of the most valuable assets you've built over the years. For eligible homeowners, a reverse mortgag...
08/27/2026

Your home may be one of the most valuable assets you've built over the years. For eligible homeowners, a reverse mortgage can be one way to leverage home equity while continuing to live in the home you love. Explore whether it could support your retirement goals: http://spr.ly/6189BECY4b

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While na...
08/26/2026

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While national activity slowed, opportunities continue to emerge in many local areas. Let's connect and help buyers move ahead.

“Homeowner” is great, but “real estate investor” has a nice ring to it, too. If you’re interested in leveling up to land...
08/25/2026

“Homeowner” is great, but “real estate investor” has a nice ring to it, too. If you’re interested in leveling up to landlord, we’re here with everything you need to know and plenty of loan options to help you get there.

Start here: http://spr.ly/6187BEyMbc

Address

Palo Alto, CA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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