Nikki James - Cross Country Mortgage

Nikki James - Cross Country Mortgage A mortgage is more than a transaction. It’s about people creating their greatest family memories in a place they call home.

Mortgage Advisor - Personal NMLS 293138, Corporate NMLS 3029 & Branch NMLS 1938353

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act We truly care about what we do – and are really good at it, too! My team is built of highly skilled mortgage experts in all types of lending, including bridge loans, RSU income, complex income str

uctures, and first-time homebuyers backed 30+ years of experience. It is important to us that we educate our clients on all aspects of a mortgage and the products available to them so they can move forward confidently with their home purchase. In addition, we look at the question of affordability along with qualifications to help you with the question of what is the right price range and loan amount for your situation. With constant communication, you can feel assured you’ll be informed about the mortgage process every step of the way. We’ll discuss the stages between pre-approval and closing, and we’ll answer any questions you may have about your home buying journey. I can’t wait to show you the difference we can make for your home financing.

The best marketing doesn’t come from ads. It comes from clients. Done well and treated with care, every opportunity has ...
06/10/2026

The best marketing doesn’t come from ads. It comes from clients. Done well and treated with care, every opportunity has the potential to deliver even more.

If wide open spaces and small‑town charm are calling your name, a USDA loan could help you answer the call. No down paym...
06/09/2026

If wide open spaces and small‑town charm are calling your name, a USDA loan could help you answer the call. No down payment and big opportunities await. Learn more at: http://spr.ly/6186B81v1O

06/08/2026

Each step to your dream home matters, and we’ll help you get there.

5.0 star review received on Experience.com for Nikki James by Diane D - Clear, concise and timely communication. Knowin...
06/06/2026

5.0 star review received on Experience.com for Nikki James by Diane D - Clear, concise and timely communication. Knowing Nikki and her team are always a step ahead of the next step in the in the process to assure a timely close of escrow affords a stress-free transaction.

Click to see all 46 reviews of Nikki James at CrossCountry Mortgage, Mortgage Advisor | NMLS #293138

Visibility still wins. With 88% of sellers relying on the MLS, having the right systems, and the right partners, behind ...
06/05/2026

Visibility still wins. With 88% of sellers relying on the MLS, having the right systems, and the right partners, behind every listing is critical.

A little negotiating can lead to big savings on closing day. How? Seller concessions. Learn more: http://spr.ly/6182B629...
06/04/2026

A little negotiating can lead to big savings on closing day. How? Seller concessions. Learn more: http://spr.ly/6182B629g0 💸

Buy. Sell. Repeat. Half of sellers aren’t switching agents in between— they’re staying loyal to a relationship that work...
06/03/2026

Buy. Sell. Repeat. Half of sellers aren’t switching agents in between— they’re staying loyal to a relationship that works. The other half? Keeping the process smooth by partnering with an expert loan officer could keep them coming back.

The CCM Smart Start loan program for first-time homebuyers covers up to $5,250 of your down payment so you can buy your ...
06/02/2026

The CCM Smart Start loan program for first-time homebuyers covers up to $5,250 of your down payment so you can buy your first home. That's a great head start on your home purchase. 👉 See if you’re eligible: http://spr.ly/6184B81v1n

Strength is shaped over time.
06/01/2026

Strength is shaped over time.

Most sellers aren’t shopping around for an agent. They want a reputation and relationship they already trust.
05/29/2026

Most sellers aren’t shopping around for an agent. They want a reputation and relationship they already trust.

Address

Palo Alto, CA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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