Santin Insurance Agency

Santin Insurance Agency Nationally Medicare trained and recently attended LTC Consulting seminar.

Mary offers unique insight into the needs of the mature client with almost two decades in the pharmaceutical industry complimented with the experience in the long term market as a Sales and Marketing Director for a national care facility.

07/19/2025

Time to contact your congressman, as Representative Schweikert (R-AZ) has drafted a bill, HR 3467, which would require mandatory enrollment into a Medicare Advantage plan for people turning 65. Anyone who has dealt with these plans recognizes the limitations of MA plans in our area. I have sent Congressman Adrian Smith a lengthy letter outlining the pitfalls and hardships that this would impose on Nebraskans. This would be disastrous for the rural hospitals, clinics, and providers.

07/26/2024

Heads up Will be some big changes for Medicare in 2025. Stay informed

Had to repost this as this hits the spot with so many who are trying to understand Medicare.  I speak Medicare!!
11/03/2023

Had to repost this as this hits the spot with so many who are trying to understand Medicare. I speak Medicare!!

Here is a simple explanation of the Coverage Limits with  Prescription Drug Plans (Part D).  Please make sure that you a...
11/03/2023

Here is a simple explanation of the Coverage Limits with Prescription Drug Plans (Part D). Please make sure that you are checking your drug plans annually as formularies change. The least expensive premium may end up costing you more money.

07/13/2023

All Medicare Beneficiaries... Please review your Medicare Summary sheets. There have been a large number of fraudulent claims for Covid kits and testing. If your Explanation of Benefits shows a service that you weren't receiving, please contact the Senior Health Insurance Office at 800-234-7119 to file a correction. Scammers are on the loose again attacking seniors.

Let me know if you are interested in some dental coverage that doesn't have an annual maximum.
02/13/2023

Let me know if you are interested in some dental coverage that doesn't have an annual maximum.

THURSDAY, Feb. 9, 2023 (HealthDay News) -- Without dental coverage, many American seniors on Medicare stop getting the fillings and crowns they may need, a new study finds.The result isn't pretty.“Without dental coverage for adults who are eligible [for] Medicare, we are seeing a rise in loss of t...

09/28/2022

Contact me if you have received an IRMAA. I will share an article that will help you to understand the IRMAA and what you need to do to reduce/change it.

09/13/2022

Contact me if you are interested in a Dental Policy. The international study shows the connection between dental hygiene and Alzheimer's

09/13/2022

Brush and floss every day to keep Alzheimer’s disease away, doctors say
SEPTEMBER 8, 2022
by Study Finds

KUOPIO, Finland — An international study finds that people with poor dental hygiene are 21 percent more likely to develop Alzheimer’s disease later in life.

Those with bad teeth or failing oral health are also 23 percent more likely to develop cognitive decline, which often leads to the devastating, memory-robbing condition. Scientists pooled data from 47 studies around the world. The results underline the importance of regular brushing and flossing, particularly during middle age.

Lead author Dr. Sam Asher from the University of Eastern Finland adds that tooth loss independently increases the risk of both cognitive decline (23%) and dementia (13%). The findings have clinical implications, as regular visits to the dentist may help prevent dementia, according to the researchers.

Globally, the number of dementia cases will triple to more than 150 million by 2050, estimates show. With no cure in sight, there is an increasing focus on lifestyle changes that keep the mind sharp.

“Periodontitis is the inflammation of tooth-supporting tissues which in severe cases leads to tooth loss. It affects about 10%–15% of the world’s adult population,” study authors write in the Journal of the American Geriatrics Society.

Gum disease can lead to problems throughout the body
Previous studies have linked gum disease to diabetes and cardiovascular illnesses. It can even lead to chronic systemic inflammation, Dr. Asher says.

Tooth loss may lead to people eating a less nutritious diet. Moreover, chewing boosts blood and oxygen flow to the brain. The analysis is among the biggest of its kind. It involved more than one million participants, many followed for over a decade.

“The findings of this review might indicate the involvement of multiple mechanisms in the association between periodontal and cognitive health,” researchers write.

Gum disease is believed to kill neurons by increasing the number of inflammatory chemicals in the blood.

“Systemic inflammation per se is an independent determinant of cognitive deterioration and links other risk factors including diabetes, high blood pressure and cholesterol and even ageing to cognitive deterioration.”

Tooth loss may also impair brainpower by reducing jaw strength, leading to loss of grey matter. Dr. Asher says dentists are well placed to track and intervene in early changes in gum health and oral self-care. However, services need to remain consistent over time, while patients also maintain their own dental health at home when dentists discover a problem.

“From a clinical perspective, our findings emphasize the importance of monitoring and management of periodontal health in the context of dementia prevention, although available evidence is not yet sufficient to point out clear ways for early identification of at-risk individuals, and the most efficient measures to prevent cognitive deterioration,” the authors conclude in a media release.

Seniors are victims of scams because they are very trusting.  Please read these tips to help you from being a victim
08/08/2022

Seniors are victims of scams because they are very trusting. Please read these tips to help you from being a victim

Medicare fraud preys on vulnerable, older people and costs the government billions of dollars a year. Seniors and their families can take steps to avoid it.

Upcoming changes for my Medicare clients.
08/08/2022

Upcoming changes for my Medicare clients.

The monthly amount that Medicare beneficiaries will pay for drug coverage is projected to inch downward, on average, according to program officials.

08/08/2022

While most Medicare enrollees pay the standard premium amounts for Part B (outpatient care) and Part D (prescription drugs), some pay more due to higher income.

Address

499 Elk Creek Road
Palmer, NE
68864

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