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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 5pm Friday 9am - 6pm

Premier Mortgage Xpress

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United States
Palmdale, CA
Premier Mortgage Xpress

We are direct lenders offering several home loan programs such as FHA, VA, Conventional, Refinance & First Time Home Buyers for all in Antelope Valley, CA.

We are direct lenders offering several home loan programs such as FHA, VA, Conventional, Refinance &

Premier Mortgage Xpress powered by Alameda Mortgage
Equal Housing Lender | NMLS 271603
1401 W Rancho Palmdale CA 93551
📲 661-406-0663

05/21/2026

"Escrow is falling through because the bank denied the loan." 🛑

That is a phone call no Real Estate Agent or buyer ever wants to get. But when a traditional lender drops the ball because of "complicated self-employed income" or "lack of tax returns," that is exactly where we step in.

At Premier Mortgage Xpress, we look past the rigid guidelines of big banks to find a path to YES. 🌟

How we save the deal:
💼 Self-Employed Solutions: Perfect for business owners with high write-offs.
📁 Alternative Documentation: No income docs or no tax return options.
🏠 Rate Protection: Cash-out options via Second Liens and HELOCs so you don't lose your low first mortgage rate.

🔗 Agents & Buyers: Don't let a tough scenario stop a closing.
Call Hadia or Karol:
👤 Hadia Rafeh | NMLS # 314105 | 📞 (661) 406-0663
👤 Karol Masri | NMLS # 1862198 | 📞 (818) 746-0810
🌐 www.mortgagex.net

05/21/2026

We are thrilled to announce another successful closing for $495,000. At Jobah’s Commercial and Premier Mortgage Xpress, we pride ourselves on making the path to homeownership as smooth as possible with easy pre-approvals and a stress-free closing process.

Big congratulations to our clients on this milestone! 🏡✨

📞 Ready to start your journey? Contact us today:
👤 Hadia Rafeh | NMLS # 314105 | 📞 (661) 406-0663
👤 Karol Masri | NMLS # 1862198 | 📞 (818) 746-0810
🌐 www.mortgagex.net

MortgageExpert HomeBuyingProcess

05/19/2026

Don't let a tax bill stop your home search! 🛑🏠

Think owing the IRS means you're stuck renting? Think again. The truth is, you can still qualify for a mortgage even with tax debt, as long as you have the right strategy in place.

The Game Plan:

Get on an approved payment plan.
Keep your DTI in check.
Ensure all returns are filed.

Work with a team that knows how to navigate these files!

Whether it’s FHA, VA, or Conventional, there is a path forward. Check out our latest breakdown of the requirements for each loan type! 📈

DM us to see if your current repayment schedule qualifies you for a new home! 💬
Contact Hadia or Karol:
👤 Hadia Rafeh | NMLS # 314105 | 📞 (661) 406-0663
👤 Karol Masri | NMLS # 1862198 | 📞 (818) 746-0810
🌐 www.mortgagex.net

05/19/2026

The dream team you didn’t know you needed—until now. 🤝✨

When you pair Salah Jobah’s 20+ years of real estate mastery with PMX’s elite lending power, the result is simple: Results. 📈

From commercial investments to your next family home, we’re bringing you:
✅ Easy Pre-Approval
✅ Seamless Process
✅ White-Glove Service

Stop dreaming and start closing. Let’s get to work! 🚀

05/18/2026

New week, new goals, same service. ⚡️🌴

Don't let the market wait for you. Whether you're eyeing a beach house or a mountain retreat, we’re here to make financing the easiest part of your journey.

Let’s get your Monday moving. Tap the link in our bio for a Premier Mortgage Xpress pre-approval! 💨
Contact Hadia or Karol:
👤 Hadia Rafeh | NMLS # 314105 | 📞 (661) 406-0663
👤 Karol Masri | NMLS # 1862198 | 📞 (818) 746-0810
🌐 www.mortgagex.net

05/18/2026

Think refinancing is a headache? 🤯 Think again. Things move fast, and so do we. ⚡️

Most homeowners think it takes months to lock in a better rate, but we can get you from application to funding in as little as 30 days. 📉💰

The 4-Step Sprint:

Week 1: Apply & Docs (5-7 days).
Week 2-3: Appraisal to confirm that SoCal value (5-10 days).
Week 3-4: Underwriting review (7-10 days).
Week 4-5: Final approval & Closing (3-7 days).

Stop “renting” your high-interest rate. Own your savings instead.
Ready to start your 30-day countdown to savings? 🗓️
Contact Hadia or Karol:
👤 Hadia Rafeh | NMLS # 314105 | 📞 (661) 406-0663
👤 Karol Masri | NMLS # 1862198 | 📞 (818) 746-0810
🌐 www.mortgagex.net

MortgageTips

05/15/2026

Timing the market vs. Time IN the market. ⏳🏠

In the Southern California market, inventory is tight. If you’re waiting on the sidelines for “the perfect rate,” you’re missing out on massive equity growth. Historically, home prices trend upward, meaning that a “cheaper” rate might come with a much higher price tag.

Stop waiting for the “drop” and start building your SoCal wealth. 🌊

Why work with us?

Custom rate options tailored to your budget.
Fast pre-approvals to beat the competition.

Contact us today.
👤 Hadia Rafeh | NMLS # 314105 | 📞 (661) 406-0663
👤 Karol Masri | NMLS # 1862198 | 📞 (818) 746-0810
🌐 www.mortgagex.net

Click the link in bio to Check Your Rate Options! 🔗

FirstTimeHomeBuyer

05/15/2026

Waiting for a “perfect” rate that may not come could cost you tens of thousands over the life of your loan. If you found the right home, the time to lock is now.

Standard 30-YR Fixed is sitting at 6.62%, but we still have aggressive options for FHA and VA buyers at 6.15% - 6.17%.

DM “LOCK” to see what your specific numbers look like today. 🏠💸
Contact Hadia or Karol:
👤 Hadia Rafeh | NMLS # 314105 | 📞 (661) 406-0663
👤 Karol Masri | NMLS # 1862198 | 📞 (818) 746-0810
🌐 www.mortgagex.net

viral

05/15/2026

Stop waiting for the “perfect” savings account balance. 🛑💰

Most people think you need 20% down to step into the SoCal market, but the data tells a different story! From gift funds to home equity, there are more ways to fund your dream home than just skipping your morning latte. ☕️✨

Whether you’re a first-time buyer in LA or looking to refinance in the Inland Empire, we specialize in finding the right strategy for your specific financial picture. 🌴🏠

Where is your down payment coming from?
1️⃣ Personal Savings
2️⃣ Gift from Family
3️⃣ Sale of Previous Home
4️⃣ Assistance Programs

Drop a “HOME” in the comments, and let’s see which path works for you! 📥
Contact Hadia or Karol:
👤 Hadia Rafeh | NMLS # 314105 | 📞 (661) 406-0663
👤 Karol Masri | NMLS # 1862198 | 📞 (818) 746-0810
🌐 www.mortgagex.net

viral

05/15/2026

❤️ Give Back for RED Day! ❤️
RED Day is almost here, and we’re still collecting donations for the wonderful seniors at Aurora Village! 👵👴

We are still accepting donations at the office to make this day extra special. We’re looking for:
🧩 Puzzles & Crossword books
🧶 Yarn & Crochet supplies
🎨 Art supplies & Coloring books
🛏 Plush blankets
🍿 Individually wrapped snacks
🧴 Self-care & thoughtful gifts

Every contribution helps us create a more meaningful experience for our neighbors. Drop off your donations at the office before the big day! 🎁✨

PremierMortgageXpress KellerWilliams

05/13/2026

Stop Waiting!
Think you can’t buy in Southern California with a lower credit score? Think again.

Our Down Payment Assistance (DPA) Program is a game-changer for those dreaming of homeownership but facing credit hurdles. We can qualify you with a FICO score as low as 600!

Whether you are a buyer ready to start or an agent looking to save a deal, Hadia Rafeh and Karol Masri are here to help.
Contact Hadia or Karol:
👤 Hadia Rafeh | NMLS # 314105 | 📞 (661) 406-0663
👤 Karol Masri | NMLS # 1862198 | 📞 (818) 746-0810
🌐 www.mortgagex.net

Address

Palmdale, CA
93551

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 5pm
Friday	9am - 6pm

Website

http://alamedamortgage.com/hadia-rafeh/

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