Shane Feist - Ameriprise Financial Advisor

09/10/2026

Healthcare decisions don't stop at retirement, and neither does planning for them.

If you're approaching age 65, understanding how to sign up for Medicare is an important step in preparing for retirement. Getting familiar with enrollment timelines, coverage options, and potential healthcare costs can help you make more informed decisions about your future.

You can read more about how to enroll in Medicare for the first time ahead of open enrollment in the full article from our website linked here: https://bit.ly/4Ad9qO7

Looking for more guidance? Join us for our upcoming Healthcare in Retirement webinar, where we'll discuss Medicare, healthcare costs, and retirement planning considerations to help you prepare for the years ahead.

There's no cost or obligation to attend. Click the RSVP link below to receive access.
https://bit.ly/46PV6NT

09/09/2026

I work with high-income professionals who are earning great incomes but want to be more intentional about turning that income into long-term wealth.

Many are in their 30s, 40s, and early 50s. They're often physicians, executives, attorneys, engineers, sales professionals, and other successful professionals.

They've done well in their careers, but they're asking questions like:

• Am I saving enough for the future?
• Should I prioritize my 401(k), Roth accounts, HSA, or brokerage account?
• How can I reduce taxes while continuing to build wealth?
• Am I investing efficiently?
• How much can I afford to spend today without sacrificing tomorrow's goals?
• When does work become optional?

These aren't people struggling to make ends meet.

They're people who have built successful careers and are looking to make smarter decisions with the opportunities they've created.

I help them align their investments, tax strategy, retirement planning, and cash flow decisions so their money is working toward the life they want to build.

Shane Feist is an Ameriprise Private Wealth Advisor serving the Palm Springs, CA area. Get the personal financial advice you need to achieve your goals.

09/01/2026

One of the most common retirement plans I hear sounds something like:

"Whatever I'm not spending, I'm saving. If I keep doing that, I'll have $X by retirement."

While that's a start, I don't think it's a complete plan.

First, spending and saving decisions don't happen in a vacuum. The impact on your future depends heavily on where you're saving. Money in pre-tax accounts and money in Roth accounts can create very different retirement outcomes, even if the account balances look identical.

Second, reaching a certain asset level is not the goal. It's just a number.

If your projection says you'll have $2 million when you retire, what does that actually mean?

-Can you travel the way you want?
-Can you help your children or grandchildren?
-Can you maintain your lifestyle?
-Are you spending confidently, or constantly worried about running out?

This is where a financial plan becomes valuable.

A real financial plan doesn't stop at projected account balances. It translates your assets into future cash flow, estimates the impact of taxes, stress-tests different scenarios, and helps answer the most important question:

What kind of life can my money support?

The purpose of financial planning isn't to accumulate the biggest possible account balance. It's to understand how your resources can support the life you want to live and identify adjustments today that can improve your options tomorrow.

Assets are a tool. Lifestyle is the objective.

Shane Feist is an Ameriprise Private Wealth Advisor serving the Palm Springs, CA area. Get the personal financial advice you need to achieve your goals.

08/29/2026

Business owners are some of my favorite people to work with.

They're builders. Problem-solvers. Risk-takers.

Yet many of the successful business owners I meet still have unanswered questions about their own financial future.

They're focused on serving customers, managing employees, growing revenue, and putting out fires every day.

That leaves little time to step back and answer questions like:

• Am I keeping too much cash in the business?
• Am I maximizing retirement plan opportunities?
• Is too much of my net worth tied to my business?
• What does a successful exit actually look like?

Those are the conversations I help business owners navigate.

My goal is to help them turn the success they've created in their business into long-term financial security for themselves and their families.

Because building a successful business is important.

Making sure it ultimately serves your life goals is just as important.

Shane Feist is an Ameriprise Private Wealth Advisor serving the Palm Springs, CA area. Get the personal financial advice you need to achieve your goals.

08/25/2026

Your business is not a retirement plan.

I know that statement may sound strange to a business owner.

After all, you've spent years building it, investing in it, and making sacrifices for it.

But I've found many business owners have a significant blind spot:

Most of their wealth is tied up in a single asset...their business.

The plan is often:

"I'll sell it someday and retire comfortably."

But what happens if:

• The market isn't favorable when you're ready to sell?
• The value isn't what you expected?
• A buyer takes years to find?
• The business depends too heavily on you?

A successful business can be an incredible source of future wealth, but it shouldn't be the only source.

Many owners are surprised to learn how much they may be able to save through retirement plans such as:

✅ SEP IRAs
✅ Solo 401(k)s
✅ Other qualified retirement plans

Building assets outside your business can help create options, flexibility, and confidence as retirement gets closer.

If your business sold for less than expected tomorrow, would your retirement still be on track?

Shane Feist is an Ameriprise Private Wealth Advisor serving the Palm Springs, CA area. Get the personal financial advice you need to achieve your goals.

08/21/2026

How much cash should your business actually keep on hand?

One of the biggest blind spots I see with business owners isn't a lack of cash.

It's having too much cash sitting idle because they're afraid to make the wrong decision.

"What if revenue slows down?" "What if a big expense hits?" "What if we lose a major client?"

So the money stays parked in the business checking account earning next to nothing.

On the other hand, I've seen owners keep too little cash available and end up stressed every month about payroll, taxes, and unexpected expenses.

The challenge isn't accumulating cash.

It's determining how much is enough.

Every business should have an emergency reserve, but the amount depends on factors like:

✅ Revenue consistency
✅ Number of employees
✅ Industry volatility
✅ Access to credit
✅ Seasonal cash flow needs

The goal isn't to keep every dollar working.

The goal is to keep the right amount available while putting excess cash to work intentionally.

If you own a business, ask yourself:

Do I have an actual emergency fund strategy, or am I just guessing how much cash to keep in the bank?

Shane Feist is an Ameriprise Private Wealth Advisor serving the Palm Springs, CA area. Get the personal financial advice you need to achieve your goals.

08/13/2026

I’m honored to announce that I have received the distinct honor of being recognized as an Ameriprise Private Wealth Advisor. This status is earned through demonstrated excellence in client service, completion of industry-recognized qualifications, and extensive experience serving the complex financial needs of affluent clients. I am part of the approximately twenty-four percent of nearly 10,000 Ameriprise financial advisors to attain this. To my clients- thank you for your trust and loyalty. It's an honor to be working with you all.
https://bit.ly/4qdEf0p

03/31/2026

Market volatility is unavoidable, but how portfolios respond to it can vary.

Diversification plays a key role by spreading exposure across different areas of the market, rather than relying on any single outcome. When markets move unevenly, a diversified approach can help reduce the impact of sharp swings and keep short‑term noise from overwhelming long‑term objectives.

It’s not about eliminating risk or predicting what comes next. It’s about acknowledging uncertainty and building a structure designed to weather a range of market environments.

In a world where headlines change daily, a diversified approach can help keep long‑term goals in focus, even when markets are noisy.

Shane Feist is an Ameriprise Financial Advisor serving the Palm Springs, CA area. Get the personal financial advice you need to achieve your goals.

03/21/2026

When something financial comes up… who do you call?

A new investment opportunity.
A tax question.
A major purchase.
Helping your kids.
Selling a business.
Planning retirement.

Most high earners have accounts everywhere — but no single person who sees the whole picture.

That’s where I come in.

My role isn’t just to manage investments. It’s to be your first call for anything that touches your financial life.

You shouldn’t have to figure it out alone.
You should have someone in your corner who understands your full financial world.

Shane Feist is an Ameriprise Financial Advisor serving the Palm Springs, CA area. Get the personal financial advice you need to achieve your goals.

03/11/2026

If you’re within 3 years of retirement, this is not the time to “wing it.”

This is the transition zone — where small mistakes can have permanent consequences.

Right now, the questions matter more than ever:

• Is your portfolio positioned for income, not just growth?
• How will you handle market volatility in the first 5 years?
• When should you claim Social Security?
• What’s your tax strategy once paychecks stop?
• Do you have a clear withdrawal plan?

Retirement isn’t just about hitting a number.
It’s about turning assets into reliable income — without unnecessary risk or taxes.

The final 36 months are about precision, not guesswork.

Shane Feist is an Ameriprise Financial Advisor serving the Palm Springs, CA area. Get the personal financial advice you need to achieve your goals.