Close With Pam

04/30/2026

A NEW Pasco County homeowner! Congratulations, Jesse... job well done! and Thank you, Lynne, for helping Jesse find his home! Grateful, Pam😀

04/30/2026

Another NEW homeowner in Pasco County! Congratulations, Jesse.... and Thank you, Lynne, for all of your work getting Jesse into a home!

09/18/2024

https://www.mpamag.com/us/mortgage-industry/market-updates/fed-announces-big-rate-cut/506184?hsmemberId=2870172&tu=&utm_campaign=&utm_medium=20240918&_hsenc=p2ANqtz-_bwOZgTG11sLUdkzch_Ay-q81A9g-XlSG6G7Ap6vcLT3NJDSy_fA5fNZfGpo8S0STQaxpHOYViBArhqMGGcpeo76pwHQ&_hsmi=325254207&utm_content=&utm_source=😃

Larger-than-expected move marks first rate drop for over four years

03/28/2024

Mortgage professionals, this is really important!

The 2024 Legislative session has concluded and FAMP had lots of success in Tallahassee. However, one issue remains and we need your help ASAP. SB 770 expands the current PACE loan program to include septic systems, landscaping, drainage, seawalls, and many other home improvements. This expansion will likely result in more Florida homeowners going upside down on bad loans that take lien priority over mortgages, but must be paid off in full before a home is sold or refinanced. Previous versions of the bill contained a crucial protection, capping the loan to value at 97%. During the last week of Legislative Session, this crucial consumer protection was removed.

We urge the Governor to VETO this bill and direct the Legislature to protect Florida homeowners from these predatory products without expanding the program. Take action now!

FAMP is a statewide trade association specializing in the advancement of the common business interests of Florida's licensed loan originators and mortgage professionals through education, advocacy, networking, technology, and ethical practices.

08/11/2023

Outstanding, Toshia Drummond and UWM! Down Payment Assistance is greatly needed now and both parties went over and beyond! Bravo to you and the #1 wholesaler in the US!

'Devastated' when loan collapsed, she went above and beyond

07/07/2023

Mark July 19th in your Calendar! Our Brokers and Bagels Zoom meeting will be diving into the complexities of Florida's new condo laws. This is more than just a meeting - it's a comprehensive MLO education session tailored to navigate the changing landscape of condominium transactions.

Uncover the crucial details of Senate Bill 154, understand how to avoid last-minute documentation needs, and learn to ask the right questions upfront to condo management companies. This event is all about equipping you to streamline your loan transactions and prevent potential setbacks.

Don't miss this opportunity to expand your knowledge and fortify your MLO practices. Secure your spot now and join us as we turn potential pitfalls into successful closings. Register here: https://www.eventbrite.com/e/floridas-new-condo-law-landscape-what-mlos-need-to-ask-for-upfront-tickets-673852118827?aff=oddtdtcreator

See you there!

Join us online on July 19th at 11am to learn all about Florida's new condo laws and discover the essential questions MLO's should ask.

02/21/2023

Cherry, raspberry, lemon, strawberry and custard — today, you have options. Just like you do when you work with an independent mortgage broker, like me. Call me to get started.

02/14/2023

Why Every City Should Consider ADUs

Accessory Dwelling Units (ADUs) are small, separate living spaces that are built on the same property as a single-family home. They have gained popularity in recent years as a way to provide additional housing options in urban areas. In this article, we will examine how ADUs can benefit cities, including through increased revenues, multigenerational living, vacation and rental opportunities, and increased security.

ADUs Increase Revenues For Cities

One significant advantage of ADUs for cities is...

Read more at https://www.closewithpamandtara.com/why-every-city-should-consider-adus














Pam Marron | NMLS # 246438
Tara Jerse | NMLS # 2105127
Innovative Mortgage Services, Inc. | NMLS # 250769
Equal Housing Lender

01/27/2023

Mortgage Loan Originators, Realtors and HUD Housing Counselors Who Need to Find and Promote Down Payment Assistance (DPA) to Clients Need this Tool!

Downpaymentresource.com is a free public-facing website that offers prospective home buyers the ability to find down payment assistance programs they may qualify for.

But did you know that there is a back-end tool called Down Payment Connect that mortgage loan originators (MLO), Realtors and HUD housing counseling agencies (HCA) can use to find nearly all down payment assistance (DPA) programs in the United States?

Read more: https://www.closewithpamandtara.com/down-payment-connect-is-a-game-changer-for-mortgage-loan-originators

Pam Marron | NMLS # 246438
Tara Jerse | NMLS # 2105127
Innovative Mortgage Services, Inc. | NMLS # 250769
Equal Housing Lender

01/04/2023

Beating the winter blues by dreaming of the warmer days to come? You're not alone. Reach out today to get pre-qualified for your summer oasis or to refi your backyard construction project.

Start a residential mortgage application with Pam & Tara today!
Visit closewithpamandtara.com/mortgage-application to get started.

01/01/2023

Happy New Year! Call us and we can keep the celebration going when we save you money on your home.
Start a residential mortgage application with Pam & Tara today!
Visit closewithpamandtara.com/mortgage-application to get started.