Kari Middleton, PPC

08/17/2024

🎹 The days of the IPOs have slowed due to the astromical expense to go public and the ongoing compliance requirements.

Start-ups have the highest amount of risk involved in them due to lack of historical data and cash flow. 🎹

08/05/2024

Today’s sell off was a radical ride…buckle up‼️⚠️

Two thoughts to put things into perspective:

1. The year 2024 is notable for the large number of elections being held worldwide: at least 97 countries,home to nearly half of the global population, will vote, including eight of the world's 10 most populous nations – Bangladesh, Brazil, India, Indonesia, Mexico, Pakistan, Russia, and the United States; in addition, the European Union held elections for the European Parliament in June.

Around 2 billion voters – approximately a quarter of the world's population – are eligible to vote in elections this year.✅

These elections will have a significant impact on the global 🌎economy —as change is in the air!

Japan 🇯🇵made headlines today but, expect more global economic news.

2. A healthy market never goes straight up. 🆙 It pauses. It consolidates. It sells off. It can reignite 🔥just as fast, as it cooled off.❄️

Are you wondering if you are defensive or poised for this wild ride or are you hoping to even out the dips and avoid big drops⁉️🎢

Let’s review your holdings together and reevaluate your goals. 📝🙋🏼‍♀️

⚪️760.409.2864
⚪️[email protected]

07/24/2024

Life events like getting married 💍trigger changes in your financial picture 📸

Ask what adjustments you should make to your financial decisions to accommodate your new spouse and your growing family. 👰‍♀️💒🤵‍♂️

Set up a pre-nuptial financial review or post-wedding consultation to ensure you are ready for the big day❣️

https://go.oncehub.com/KariMiddleton

📱760.409.2864
💻 [email protected]
www.karimiddleton.com

07/23/2024

⚠️We all need our dollar to stretch further these days….managing and strategizing for tax savings is critical❕⚠️

Please reach out for a private appointment to discuss your business or personal tax situation.

We are 1/2 way through tax year 2024 - NOW is the time!⏰

⚪️760.409.2864
⚪️[email protected]

07/18/2024

Getting ready to retire? It’s time to button up some details. *️⃣

Do you have a large 401k that you need to pay income tax on?

If so, let’s talk about the back door Roth IRA!🚪🔙🤚🏻 It’s a great way to look at saving money on taxes and may make sense for you!

📲[email protected]
760.409.2864
www.karimiddleton.com

07/16/2024

If you’ve had a job change…STOP!
🛑

I’d like you to take a look at you W-2 and check your year-to-date withholdings for 2024.

What amount have you withheld for the Feds and for the state of CA? Is it enough????

Many people last year failed to withhold enough from their paycheck and ended up owing tax for 2023. Plus, penalties.😳

Let’s try to even your withholdings
out, so there is no surprise at the end of the year by the tax man!$$$😱

If you need help with that, email me or call me for a short consultation. 📞

760.409.2864 phone 📳
[email protected]

07/13/2024

We have a Junior in High School this year and we’ve begun campus tours for colleges.

Today we are on campus at UCSD, my Alma Mater, and enjoying some cool weather. 🆒

If you haven’t heard about the new rules around 529 college savings plans, we should talk. They have quickly become more attractive savings vehicles with the January 2024 developments.

•760.409.2864
•[email protected]
www.karimiddleton.com

07/12/2024

This week, I spoke to two seperate families dealing with loved ones diagnosed with dementia.

It can be a long road for the family. 😭

Caregiver stress is a real thing. In my business, I primarily deal with the financial stress. Sometimes, I come into the financial picture too late…and all I can do is listen & offer my support.

The cost for care is astonomical.$$
• Debilitating, actually.

A spouse of a retired physician will likely file bankruptcy with over $200k in debt from his 24 hr care the last two years. His full time care was running about $8,000 a month. 🩺

Please if you are caring for a loved one - seek and accept help, find a day or two of respite, and get outdoors and breathe. 🧘‍♀️(Even if,it’s only for a few minutes in this summer 🔥heat!)

Here is your reminder:
It is not selfish to take care of yourself❣️🥰

•760.409.2864
•[email protected]

Financial Advisor & Professional Plan Consultant (PPC) with LPL Financial & Medical Wealth Management. As a former commercial banker, Kari brings a unique acumen to the table being able to manage both sides of the balance sheet. With a CPA on staff, we

07/09/2024

We are midway thru the year of 2024, now is the time to take a look at any estimated taxes owed and consider making an estimated tax payment to avoid penalties and interest later.

If things have changed in your personal life:
💍 Marriage
🚫Divorce
🪹Empty Nest
👩🏼‍🍼New baby

Your personal tax filing status may have changed with important life events this year. It’s important to get a grip 👊🏻 on it now. Tax professionals will get bogged down at the end of the year with deadlines and other commitments.

Start tax planning now!✏️

760.409.2864
[email protected]

06/21/2024

🔒 Ensure Your Family's Future with Life Insurance! 🔒

Life is full of surprises, but your family's financial security doesn't have to be uncertain. Life insurance provides a shield, guaranteeing that your loved ones are taken care of no matter what life throws their way. Here's why life insurance is a crucial investment:

✅ Financial Security: Provide your family with the funds they need to cover expenses like mortgage payments, college tuition, and everyday bills. 💰
✅ Legacy Planning: Leave behind a meaningful inheritance for your children and grandchildren, ensuring your legacy lives on. 📜
✅ Debt Protection: Safeguard your loved ones from inheriting your debts, easing their burden during a difficult time. 🛡️
✅ Peace of Mind: Rest easy knowing that your family will be provided for, even if you're no longer there to take care of them. ☮️

Don't wait until it's too late to secure your family's future. Contact me today for a personalized consultation and find the perfect life insurance plan tailored to your needs.

📞 Call me at 760.409.2864 📲
📧 Email me at [email protected] 📩
🗓️ Schedule a meeting:

https://go.oncehub.com/KariMiddleton

Your family deserves the best protection possible. Let's work together to ensure their future is secure with the right life insurance plan. 🔒👨‍👩‍👧‍👦