Shari Kamburoff - NEXA Lending

07/15/2026

If you had $400,000 sitting in a savings account doing absolutely nothing — would you leave it there forever?

Most people say no.

So why do most homeowners do exactly that with their home equity?

For the average California homeowner, your equity is likely your largest asset. And it's just sitting there — doing nothing.

A reverse mortgage line of credit is one of the most powerful ways to put that equity to work. It grows every single month, it's backed by the federal government, and you never have to touch it if you don't want to.

You don't have to need the money to benefit from having it available.

Full presentation in the first comment — free, no registration required.

📞 (760) 610-4002
NMLS # 2312400 | Licensed in California

If you had $400,000 sitting doing nothing — would you leave it ther...

07/10/2026

Most people have heard something about reverse mortgages, but much of it is outdated, incomplete, or simply wrong. And those misconceptions are costing homeowners real financial freedom in retirement.

This is a complete, honest presentation designed to give you the full picture – with actual numbers, real scenarios, and clear explanations. My only goal is to make sure you have the correct information to decide for yourself. No sales pitch.

Here’s what you’ll learn:
✔ How a reverse mortgage actually works
✔ The true costs and how they compare to other options
✔ The growing line of credit – the only one of its kind
✔ What happens to your equity and your heirs
✔ The most common myths debunked
✔ Client stories that show what a difference this has made

Most of the homeowners I work with aren’t in a crisis. They’re simply looking for smarter ways to use what they’ve already built.

A retired teacher called me three weeks after closing and said she was finally sleeping through the night — she had paid off her existing mortgage and still had money left over going into a growing line of credit she may never even need. Another couple turned a required $2,800 monthly mortgage payment into an optional one — and now every dollar they choose to pay goes back into that same growing cushion.

If you or someone you know is 62 or older and owns their home, this could be one of the most valuable 49 minutes you spend on retirement planning.

Questions? Call or text me directly at (760) 610-4002