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Monday 9am - 4pm Tuesday 9am - 4pm Thursday 9am - 4pm Friday 9am - 4pm

Ryan Gray NMLS# 248108

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United States
Palm Desert, CA
Ryan Gray NMLS# 248108

I am a VP of Mortgage Lending NMLS 248108 at Guaranteed Rate Affinity NMLS 1598647.

11/30/2022

Rate Reduce gets your buyers off the sidelines by lowering their rate by up to 2% for the first year of their mortgage via a seller concession at no cost to them. And they can refi at any time. Game on.

- https://www.rate.com/resources/2-1-buy-down-program?LOID=22751

11/30/2022

When your buyers pay less, you can close more. Ask me about how the Rate Reduce program can help you.

- http://rate.com/ryangray

11/25/2022

Today, let’s recognize all the hardworking retail workers who keep things running smoothly during these trying times. And please, let’s be careful out there.

- http://rate.com/ryangray

11/24/2022

May today be filled with joy, family and an abundance of gratitude.

- http://rate.com/ryangray

11/23/2022

There are fees associated with the loan that should factor into your decision. The annual percentage rate (APR) reflects the actual cost of getting a loan and includes things like closing costs, origination fees, private mortgage insurance and more.

- https://www.rate.com/resources/busting-the-top-ten-mortgage-myths?LOID=22751

11/21/2022

Rate Reduce drops your mortgage rate by up to 2% at the start of your loan via a seller concession, all at no cost to you. Sounds sus, we know. But for real. It’s 100% legit.

- https://www.rate.com/resources/2-1-buy-down-program?LOID=22751

11/15/2022

Find out how one of our Temporary Buydown options can help you pay less on the first year or two of your mortgage.

- https://www.rate.com/resources/2-1-buy-down-program?LOID=22751

11/07/2022

While a leaseback agreement is typically drawn up to accommodate the seller, there can be benefits for all parties involved. Here’s what you need to know when contemplating this option.

- https://www.rate.com/resources/leaseback-agreement?LOID=22751

11/02/2022

Pending home sales were down in September, for the fourth consecutive month, as we enter a slower season for contract activity.

- https://www.rate.com/resources/housing-report-10-28-22?LOID=22751

10/31/2022

Wishing a safe and spooktacular to boys and ghouls of all ages.

- http://rate.com/ryangray

10/24/2022

Fight back with our Buydown program! It lowers your clients’ rates in the first two years of their mortgage, potentially saving them $1000s. PLUS, they can refi when rates drop. Feel free to reach out if you’d like to learn more.

- http://rate.com/ryangray

10/19/2022

Big news for Veterans and those on active duty. VA home loan limits have increased in 2022. Now there’s even more of an incentive for you and your family to own a new home.

- https://www.rate.com/resources/va-loan-eligibility?LOID=22751

Address

74-710 Highway 111 Ste 102, Offices 132 & 142
Palm Desert, CA
92260

Opening Hours

Monday	9am - 4pm
Tuesday	9am - 4pm
Thursday	9am - 4pm
Friday	9am - 4pm

Telephone

+17602191294

Website

https://www.grarate.com/loan-officers/ryan-gray-248108

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Ryan Gray NMLS# 248108

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