Wealth Preservation Associates

05/28/2026

Many clients have recently been asking about the differences between Medicare Advantage and Medicare Supplement plans, so here’s a quick overview of what’s happening in the current Medicare landscape:

• Medicare Advantage (MA) remains a strong option for many, especially with low or no monthly premiums.
• Medicare Supplement (MS) plans typically cost around $200+ per month but pair with Medicare A & B to cover many gaps.
• MA plans use provider networks: HMOs require staying in-network, while PPOs allow out-of-network options at higher cost.
• Medicare A & B + MS allow you to see any doctor who accepts Medicare—no networks.
• MA plans often include extras like dental, vision, hearing, and Part D drug coverage.
• Medicare/MS requires a separate Part D plan for prescriptions.

I’ll continue monitoring industry changes and will share updates as they come. Annual Enrollment for 2026 runs from October 15–December 7. If you ever want to review your options, I’m here to help.

03/11/2026

Medicare Part D has seen big improvements over the last two years, and many clients have been asking what’s changed. Here’s a quick breakdown:

• As of 2026, your annual out-of-pocket max for covered prescriptions is now capped at $2,100 (previously $8,000).
• Part D now has three phases instead of four—Deductible, Initial Coverage, and Catastrophic.
• The Prescription Payment Plan (PPP) can spread high medication costs over 12 months at no interest for those who qualify.
• Vaccines are now $0.
• Covered insulins are capped at $35 (some exceptions apply).
• Fewer standalone Part D plans are available, and some premiums/deductibles have increased—review your options each year.

There’s also early news about a government-funded medication purchasing site called TrumpRx.gov. It’s not widely available yet, but I’ll keep you updated. In the meantime, discount sites like GoodRx and RxSaver may help reduce costs (just note: purchases don’t count toward your Part D totals).

If you have questions about your coverage, I’m always here to help.

02/09/2026

https://chatgpt.com/s/m_69888f8ed3788191b19dbaee51295844

ChatGPT helps you get answers, find inspiration, and be more productive.

02/01/2026

Stay tuned for the “New to Medicare” coming to a podcast network near you

01/21/2026

Missed the Medicare Annual Enrollment Period? You might still have options.

If you didn’t enroll during the main window, there may be other opportunities to get covered:

✅ Medicare Advantage Open Enrollment (January 1–March 31): Switch to a different Advantage Plan or return to Original Medicare — if you're already in a Medicare Advantage Plan.

✅ Special Enrollment Periods: Life changes like moving or losing coverage may qualify you for a SEP.

✅ Medigap Enrollment: Recently turned 65? You may still be within your six-month Medigap window for supplemental coverage.

Medicare can be complex, but you don’t have to figure it out alone. Contact us today for assistance in reviewing your situation and exploring your current options.

11/13/2025

⏰ Time's running out! Only a few weeks left in this year's Medicare Annual Enrollment period. Make sure your coverage aligns with your needs. Contact us for guidance and support through the process. Secure your future health today!

10/08/2025

With Open Enrollment for 2026 health coverage beginning November 1, now’s a great time to start thinking through your options.

If you want your new plan to begin January 1, you’ll need to enroll by December 15. Enrollments submitted between December 16 and January 15 will start coverage on February 1.

Whether you’re planning to renew your current plan or explore new options, we’re here to help you secure the coverage that fits your needs. Give us a call today!

10/07/2025

🌟 Attention Medicare Beneficiaries! 🌟

It's that time of year again! 📅 The Annual Enrollment Period for Medicare starts on October 15th. This is your chance to review your current plan and make any necessary changes to ensure you have the best coverage to meet your needs.

Our team at Wealth Preservation Associates is here to help you navigate your options and get the most out of your benefits. 🤝 Don't miss this opportunity to make informed decisions about your healthcare coverage.

Contact us today with any questions or to schedule a meeting. We're here to assist you every step of the way.

👉 Share this with fellow beneficiaries so they can also stay informed!