Kripitz Insurance Agency, LLC

04/02/2026

Are you healthy with no pre-existing conditions? 🙋
You could be overpaying for health insurance — or worse, going without it entirely.

Short-term medical plans offer:
✅ PPO nationwide network access
✅ Premiums starting as low as $100–$200/month
✅ Coverage that can start as soon as TOMORROW
✅ No open enrollment period required — apply any time!

Real example: We recently helped a healthy 21-year-old get covered for just $205/month with a PPO plan. 💪

If you're healthy and looking for affordable coverage that doesn't break the bank, DM me the word HEALTHY and I'll review your options — completely free.

01/07/2026

Business owners — Please read!

Many business owners who don’t offer group health insurance have received significant premium increases in the individual market. We’ve helped numerous business owners enroll in alternative health insurance options, including access to Blue Cross PPO plans, that offer stronger coverage at more manageable costs.

Recently, I spoke with a family who has Florida Blue and their renewal is over $5,000 per month! We can provide better coverage and save this family over $2,000 per month!

Please feel free to reach out anytime- Happy New Year!
📞 772-256-8180
📧 [email protected]

12/17/2025

Healthy and looking for lower-cost health insurance? Catastrophic health plans may be an option for some young adults in Florida and can help provide protection against unexpected medical expenses at a more affordable monthly cost.

Plans and availability vary based on eligibility and location. A quick conversation can help determine whether this type of coverage may be a good fit for you.

📞 Call or text 772-256-8180
📧 Email [email protected]

12/12/2025

Are you generally healthy and looking for affordable catastrophic-style coverage? We offer a range of health insurance options designed to fit your budget while still providing meaningful protection.

If you’d like to review your options or schedule a time to talk, feel free to reach out:
📧 [email protected]

I’m happy to help you find the right fit.

12/10/2025

Open enrollment ends 12/15 for a 1/1 effective date!

If you’re a business owner or have an EIN, you qualify for a suite of Blue Cross PPO health plans that typically offer better benefits at lower premiums than what you’ll find on the individual market.

If you’d like to review your options or need help getting enrolled, feel free to reach out:
📧 [email protected]

📞 772-256-8180

12/03/2025

Many business owners are surprised to learn they qualify for health plans that offer stronger benefits and lower monthly premiums than what they’re currently paying on the individual market.

I offer a suite of Anthem Blue Cross PPO plans specifically for business owners who don’t have a group plan. If you’d like to review options or see how they compare to your current plan, I’d be glad to help.

Single Rates start at $861! [email protected]

11/20/2025

💡 Tired of Paying Blue Cross Prices for Group Health Insurance?

Single Rate starting at $500

✅ Copays only — no deductibles
✅ National Aetna PPO Network
✅ Guaranteed issue — no health questionnaires
✅ 15–25% lower premiums than the big-name carriers

Employers love them because they keep costs down and offer richer benefits. Employees love them because they can actually use their insurance without a huge out-of-pocket bill. Call me at 772-256-8180.

11/20/2025

We were recently referred to a family in Florida whose individual health insurance renewal with Florida Blue was set to increase to $3,800/month for a mediocre Silver plan.

Because they are business owners, we’re able to move them into a Blue Cross PPO national network plan with stronger benefits for $2,400/month — a savings of $1,400 every month, without sacrificing coverage quality.

Many business owners don’t realize they may qualify for lower premiums and better benefits outside of the individual marketplace. If you’d like to review your options, I’m happy to help.

11/18/2025

Health insurance premiums are skyrocketing, and many business owners without a group plan are feeling the impact. We offer Anthem Blue Cross PPO plans that include national network access—and in many cases, these plans cost less than subsidized options after significant rate increases. Even better, they provide stronger overall benefits.

If you’d like to review your options or get more information, feel free to reach out at [email protected].

Send a message to learn more

11/03/2025

If you're turning 65 soon, here's what actually matters about Medicare Supplements:

Medicare Part A and Part B cover about 80% of your costs. You're responsible for the other 20%. For a $50,000 hospital stay, that's $10,000 out of your pocket.

A Medicare Supplement (also called Medigap) covers most of that gap. But there are some timing things you should know:

The 6-month window: When you enroll in Medicare Part B, you get a 6-month period where insurance companies can't ask about your health or deny you coverage. After that, they can. So if you develop any health issues and then try to get a supplement, you might pay more or not qualify.

Plan G is Plan G: Every Plan G policy covers the exact same things - it's regulated. But Company A might charge $160/month and Company B might charge $210/month for identical coverage. Worth shopping around.

Rate increases matter: A company offering $150/month today might raise rates 8% every year. Another company at $170/month might only go up 3% annually. Five years from now, which one costs more?

That's really it. Not complicated, just timing-sensitive.

Curious how to time this right and which company to choose? Let's hop on a call.

10/30/2025

You're driving home from work on a Tuesday. Normal day. Thinking about dinner.

Then—impact.

Glass shattering. Metal crushing. Everything goes dark.

You wake up in a hospital.

The doctors say you're lucky to be alive.

You'll need months of recovery. Maybe a year.

Your totaled car gets replaced. You think, "Thank god I had good insurance."

You're home now, but you can't work. Can't sit for more than 20 minutes. Can't drive. Can't do your job.

Your boss is understanding—take all the time you need. But your paycheck? It stops.

First mortgage payment you can't make. You have savings, but they're draining fast.

Physical therapy three times a week. You're paying out of pocket.

You're looking at your retirement account, trying to figure out which bills to pay first. Y

Your car insurance covered your car. It didn't cover your life.

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This is the gap nobody talks about.

Car insurance pays for vehicles and medical bills.

Long-term disability insurance replaces 60-70% of your income when injury or illness prevents you from working. It's what keeps you from losing everything while you recover.