RKA Insurance Advisors

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RKA Insurance Advisors

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06/03/2026

Owner-operators and CDL drivers move everything in this country. No HR department. No group plan. Just a 1099 and a truck.

The problem most truckers don't know about: ACA marketplace plans use regional HMO or EPO networks. The moment you cross state lines — which is literally the job — you're out of network and paying out of pocket for everything except emergencies.

A nationwide private PPO doesn't care what state you're in. In-network in Florida, Texas, Ohio, California, wherever the load takes you. Same coverage, same network, no referrals.

We put together the complete health insurance guide for owner-operators and CDL drivers in 2026 — what it actually costs, how it compares to ACA, and who qualifies.
https://www.rkainsuranceadvisors.com/news/truckers-health-insurance-2026-owner-operators-cdl-drivers-guide

Compare private PPO and marketplace health insurance with licensed advisors. Access private underwritten options year-round in 32 states. NPN 19540130

06/01/2026

Summer graduation season — millions of new grads are figuring out health insurance
for the first time.
Here's the one option most of them miss.
https://www.rkainsuranceadvisors.com/news/graduating-college-health-insurance-2026

Skip the ACA marketplace. Private underwritten PPO health insurance with BCBS, United, Cigna and Aetna. Self-employed, freelancers, truckers and travel nurses. Licensed in 30 states. NPN 19540130.

05/29/2026

A note for real estate agents heading into summer selling season:

You're about to have your best commission months of the year.

Your health insurance should reflect that success — not be a source of stress.

If you're still on the ACA marketplace paying $400–$600/month with a $4,000 deductible, there's likely a better option for you.

Private medically underwritten PPO — built for healthy, high-earning independent professionals. No income reporting. No enrollment window. Nationwide access.

rkainsuranceadvisors.com/news/health-insurance-real-estate-agents-realtors-2026

Skip the ACA marketplace. Private underwritten PPO health insurance with BCBS, United, Cigna and Aetna. Self-employed, freelancers, truckers and travel nurses. Licensed in 30 states. NPN 19540130.

05/27/2026

If you're self-employed and your income is above $60K, the ACA has a little secret.

The subsidies that make marketplace plans affordable? You don't get them.
You pay the full unsubsidized rate — which jumped 18–20% in 2026. For a lot of self-employed earners, that's $400–$600/month for a plan with a $4,000 deductible or higher.

Here's what the subsidy cliff actually means, exactly where it kicks in, and the option most people in this situation never hear about.

https://www.rkainsuranceadvisors.com/news/aca-subsidy-cliff-2026-self-employed-earners

#1099

Compare private PPO and marketplace health insurance with licensed advisors. Access private underwritten options year-round in 32 states. NPN 19540130

05/25/2026

Today is not about insurance. 🇺🇸

Memorial Day exists because of the men and women who chose something harder than anything most of us will ever face. They signed up. They showed up. And for too many of them, they didn't come home.

Behind every name on every wall, in every small town and every city in this country, is a family that still feels that absence. A chair that's still empty at the table. A flag that was folded and handed across with trembling hands.

To every Gold Star family — we see you, and we honor your loss.

To every veteran who carries the weight of service with them every day — thank you.
To every active duty service member standing a post somewhere in the world today — we're thinking of you.

And to the fallen — we remember.

From our team to yours — enjoy the time with the people you love. That freedom was paid for by people who deserve to be remembered today.

— Robert Adams & the RKA Insurance Advisors team
https://www.rkainsuranceadvisors.com/news/memorial-day-2026

Skip the ACA marketplace. Private underwritten PPO health insurance with BCBS, United, Cigna and Aetna. Self-employed, freelancers, truckers and travel nurses. Licensed in 30 states. NPN 19540130.

05/22/2026

Know someone turning 26 this year? Their health insurance ends on their birthday.

Share this so they're not caught off guard.

Most of them have no idea — and no plan.
https://www.rkainsuranceadvisors.com/news/turning-26-health-insurance-off-parents-plan-2026

Skip the ACA marketplace. Private underwritten PPO health insurance with BCBS, United, Cigna and Aetna. Self-employed, freelancers, truckers and travel nurses. Licensed in 30 states. NPN 19540130.

05/20/2026

1 in 10 Americans dropped their ACA health insurance in 2026.
55% cut food and clothing spending to keep it.

There's a better option most people don't know about — and it's not tied to
what Congress does or doesn't do with subsidies.

Skip the ACA marketplace. Private underwritten PPO health insurance with BCBS, United, Cigna and Aetna. Self-employed, freelancers, truckers and travel nurses. Licensed in 30 states. NPN 19540130.

05/18/2026

Know someone who just graduated? Their health insurance situation just changed —
and most of them have no idea what to do next.

Share this so they're not caught off guard.
https://www.rkainsuranceadvisors.com/news/graduating-college-health-insurance-2026

Skip the ACA marketplace. Private underwritten PPO health insurance with BCBS, United, Cigna and Aetna. Self-employed, freelancers, truckers and travel nurses. Licensed in 30 states. NPN 19540130.

05/15/2026

Self-employed in Texas and paying full ACA rates?

You're not alone — Texas has some of the highest unsubsidized premiums in the country.
But for healthy Texans, there's a private PPO option most people don't know exists.
Available any month. No enrollment window.

https://www.rkainsuranceadvisors.com/news/health-insurance-for-self-employed-texans-why-private-ppo-makes-sense-in-2026

Skip the ACA marketplace. Private underwritten PPO health insurance with BCBS, United, Cigna and Aetna. Self-employed, freelancers, truckers and travel nurses. Licensed in 32 states.

05/13/2026

Graduation season is here — and so is one of the most overlooked
financial decisions new grads face.

Your student health plan ends when you graduate.
If you're on your parents' plan, that has a clock too.

Here's exactly what happens — and the option most new grads don't know about.

https://www.rkainsuranceadvisors.com/news/graduating-college-health-insurance-2026

Skip the ACA marketplace. Private underwritten PPO health insurance with BCBS, United, Cigna and Aetna. Self-employed, freelancers, truckers and travel nurses. Licensed in 30 states. NPN 19540130.

Address

Palm City, FL

Telephone

+15618069913

Website

http://WWW.RKAINSURANCEADVISORS.COM/, https://www.rkainsuranceadvisors.com/getquotesnow

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