Isabel Rosario-Goodmote

11/03/2026

🏡 BUYING A HOME IN FLORIDA? DON'T MAKE THIS MISTAKE!

One of the biggest mistakes homebuyers make is falling in love with a property before understanding the true monthly cost.

💰 Your mortgage payment is only part of the equation!

Property taxes, homeowners insurance, HOA fees, and other expenses can make a big difference in your monthly budget.

Whether you're buying your first home, relocating to Florida, or looking for your next property, I'm here to help you make informed decisions.

❤️ Finding the right home means finding one that fits your lifestyle AND your budget!

📞 Call me at 772-241-4000. Let's find your next home!

Isabel Rosario Goodmote
Real Estate Solutions Today, Inc.
Serving Buyers and Sellers Throughout Florida

11/03/2026

🏡 SELF-EMPLOYED? DON'T LET YOUR TAX RETURNS STOP YOU FROM BUYING A HOME!

Are you self-employed, earning good money, but having difficulty qualifying for a mortgage?

You may have more options than you realize!

Some mortgage programs allow qualified self-employed borrowers to use bank statements instead of traditional tax returns.

Whether you're a business owner, independent contractor, or freelancer, let's explore what mortgage programs may work for you.

📞 Call me at 772-241-4000!

Isabel Rosario Goodmote
Casabella Financial Services
NMLS #1122091

Serving homebuyers throughout Florida!

All loans subject to program guidelines and underwriting approval. Equal Housing Opportunity.

11/03/2026

🏡 I RECEIVED A PHONE CALL TODAY ABOUT FHA 203(h), AND I THOUGHT THIS WAS IMPORTANT TO SHARE!

With the recent flooding in St. Lucie County and Governor DeSantis declaring a State of Emergency, someone called me to ask whether they could qualify for an FHA 203(h) Disaster Loan.

That's a great question, and here's what you need to know!

🏠 FHA 203(h) is a special mortgage program that may help eligible homeowners and renters whose primary residences were destroyed or severely damaged by a qualifying disaster.

✅ Up to 100% financing
✅ No down payment required
✅ Homeowners and renters may qualify
✅ Financing to purchase a replacement primary residence
✅ Standard FHA credit and underwriting requirements apply

⚠️ HERE'S THE IMPORTANT PART!

A governor's State of Emergency declaration does not automatically activate FHA 203(h).

St. Lucie County would need a qualifying presidential major disaster declaration with Individual Assistance.

I'm monitoring the federal disaster updates and will share information as it becomes available.

If your home has been affected by flooding, please know that there may be financing options worth exploring.

📞 Call me at 772-241-4000. I'm happy to answer your mortgage questions!

Isabel Rosario Goodmote
Mortgage Loan Originator
Casabella Financial Services
NMLS #1122091

FHA 203(h) eligibility is subject to qualifying federal disaster designation, property damage, occupancy and underwriting requirements. Program availability is not currently confirmed for this flooding event. Equal Housing Opportunity.

Call now to connect with business.

11/03/2026

🏡 BIG MORTGAGE NEWS! WILL FHA MORTGAGE INSURANCE GO AWAY?

There's been discussion about a new executive order addressing housing costs and mortgage insurance.

But here's something every homeowner should understand:

✅ Conventional loans: A proposed Fannie Mae and Freddie Mac initiative could make PMI cancellation easier for qualifying borrowers.

❌ FHA loans: This does NOT eliminate FHA mortgage insurance (MIP).

With most FHA loans:
🏠 Less than 10% down? Annual mortgage insurance generally remains for the life of the loan.
🏠 10% or more down? Annual mortgage insurance generally ends after 11 years.

💡 DID YOU KNOW?

If you currently have an FHA loan, refinancing into a conventional loan might help eliminate mortgage insurance, depending on your equity, credit, and qualifications.

⚠️ Important: The proposed conventional PMI changes are not yet an available loan program.

📞 Have questions about your mortgage? Call me at 772-241-4000!

Isabel Rosario Goodmote
Mortgage Loan Originator | Realtor
772-241-4000
Casabella Financial Services
Real Estate Solutions Today
NMLS #1122091

Follow me for more Florida mortgage and real estate updates!

11/03/2026

🏡 WANT TO BUY YOUR FIRST INVESTMENT PROPERTY?

Think you need years of real estate investing experience or traditional employment income to qualify?

Think again!

A DSCR investment property loan may help you get started.

✅ First-time real estate investors welcome
✅ Qualification based on rental property cash flow
✅ No traditional personal income documentation
✅ No employment verification
✅ Credit scores as low as 620
✅ Purchase and refinance options
✅ Financing options for borrowers with less-than-perfect credit

Whether you're looking to purchase your first rental property or expand your investment portfolio, let's explore your financing options!

📞 Call me today to discuss your investment property goals.

Isabel Rosario Goodmote
Mortgage Loan Originator
NMLS #1122091
Casabella Financial Services

Investment properties only. Minimum down payment, credit, reserves, property cash flow and other requirements apply. All loans subject to underwriting approval. Programs and terms subject to change. Equal Housing Opportunity.

11/03/2026

☀️🏡 SOLAR PANELS COULD DELAY YOUR HOME SALE!

Did you know that leased or financed solar panels can create problems when selling your home? 😳

A UCC filing or outstanding solar obligation may need to be addressed before the buyer's lender approves closing.

💡 BEFORE LISTING YOUR HOME:

✅ Check whether your panels are owned, leased, or financed.

✅ Ask the solar company about payoff or lease-transfer requirements.

✅ Have your Realtor and title company review the paperwork early.

🏡 Don't let solar panels become a last-minute closing surprise!

❤️ FOLLOW Florida Real Estate & Mortgage Insider with Isabel Goodmote for Florida real estate news, mortgage updates, and helpful homeowner tips!

📞 Buying or selling a home in Florida? Call me!

Isabel Rosario Goodmote
Mortgage Loan Originator | Realtor
Casabella Financial Services | Real Estate Solutions Today
NMLS #1122091

11/02/2026

🏢🏡 THINKING ABOUT BUYING A CONDO IN FLORIDA? READ THIS FIRST!

That affordable condo might not be as inexpensive as you think! 👀

💡 Before buying, look beyond the purchase price.

Here are 4 things you should know:

✅ Monthly condo association fees can significantly affect affordability.

✅ Special assessments could mean additional expenses.

✅ Insurance costs and coverage responsibilities matter.

✅ Not every condo qualifies for every mortgage program.

🏡 A condo with a lower purchase price could actually cost more per month than a single-family home!

❤️ FOLLOW Florida Real Estate & Mortgage Insider with Isabel Goodmote for Florida real estate news, mortgage updates, and homebuying tips!

📞 Thinking about buying a condo? Call me before making an offer so we can review your financing options!

Isabel Rosario Goodmote
Casabella Financial Services
NMLS #1122091
772-241-4000

11/02/2026

🏡 WAITING FOR MORTGAGE RATES TO DROP? 👀

Before you decide to wait, here's something worth considering!

📉 When mortgage rates decrease, more buyers may enter the market, potentially creating more competition for available homes.

🏠 More competition could mean higher home prices and fewer opportunities to negotiate.

💰 Meanwhile, some sellers today may be willing to help with closing costs or offer other concessions.

💡 Remember: The right time to buy isn't just about mortgage rates. It's about your budget, financial readiness, and long-term goals!

🎥 Watch this short video to learn more!

❤️ FOLLOW Florida Real Estate & Mortgage Insider with Isabel Goodmote for mortgage updates, Florida real estate news, and helpful homebuying tips!

📞 Thinking about buying a home in Florida? Call me! Let's explore your options.

Isabel Rosario Goodmote
Mortgage Loan Originator | Realtor
Casabella Financial Services
Real Estate Solutions Today
NMLS #1122091

11/02/2026

🏡📉 WAITING FOR MORTGAGE RATES TO DROP? READ THIS!

Many homebuyers believe waiting for lower interest rates automatically means they'll save money.

But there's something important to understand!

💡 When mortgage rates decrease, more buyers may enter the market. That could mean increased competition and less room to negotiate.

🏡 Meanwhile, some sellers today may be willing to negotiate closing costs or offer concessions that can help reduce upfront expenses.

✅ THE KEY: Don't focus on interest rates alone. Look at the home price, monthly payment, and overall cost of buying.

❤️ FOLLOW Florida Real Estate & Mortgage Insider with Isabel Goodmote for mortgage news, Florida housing updates, and homebuying tips that could save you money!

📞 Have questions about buying a home? Call me!

Isabel Rosario Goodmote
Casabella Financial Services
NMLS #1122091

Call now to connect with business.

10/31/2026

🏡💰 YOUR HOME EQUITY COULD OPEN NEW DOORS!

Did you know you may be able to access some of the equity you've built in your home without selling it?

Whether you're planning for the future or looking to make a financial move, your home equity could provide options worth exploring!

Here are a few ways homeowners may use their equity:

🔑 Renovate or improve their home

💳 Consolidate higher-interest debt

🏘️ Help finance an investment property

🎓 Cover major education expenses

💰 Access funds for other financial needs

Depending on your situation, options may include a HELOC, home equity loan, or cash-out refinance.

Not every option works the same way, and you don't necessarily have to replace your existing first mortgage to access equity!

📞 Before making a decision, let's compare your options and see what makes financial sense for you.

Your home may be worth more than you think!

Isabel Rosario Goodmote
Mortgage Loan Originator
Casabella Financial Services
NMLS #1122091

Call now to connect with business.