Monique Heinz - Evershore Financial Group

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Monique Heinz - Evershore Financial Group Qualified and experienced in investment knowledge and creating positive relationships with clients. This is the motto that drives me. www.evershore.com

I am here to guide you towards financial empowerment and a fulfilling retirement. "Living a life of purpose means retiring to truly live, not merely living to retire. As a seasoned financial professional, I am dedicated to guiding you towards retirement while ensuring you enjoy the journey. My mission is to craft a meticulously designed financial plan, integrating products that not only nurture your wealth but also safeguard your established assets. With over 12 years of experience, I have been privileged to assist families and professionals in various financial landscapes. Holding licenses and qualifications including Series 7, 63, Life, Health, and Annuity designations, I specialize in tailoring retirement plans for wealth accumulation, college funding, and asset protection. My expertise extends to working closely with First Responders, particularly in navigating the complexities of the Florida Retirement System (FRS). Raised in Palm Beach Gardens, I hold a deep-rooted commitment to our community. A University of Florida alumna and a mother of two, I cherish moments with my children, Camden and Rylen, engaging in sports, recreational activities, and family adventures. I am actively engaged in recreational and cultural pursuits that our region offers. Contributing to organizations like PAL, The Florida Cancer Foundation, and Adopt A Family reflects my dedication to making a positive impact. As an advisor at Evershore Financial Group, I leverage a wealth of resources to deliver personalized financial strategies. Whether in our Palm Beach Gardens or Boca Raton offices, I am committed to fostering genuine relationships and helping clients achieve long-term financial security. Before delving into your financial aspirations, it's essential for you to understand my qualifications and journey. With a solid foundation in money management, asset allocation, and market trends, I am driven
by a desire to serve your best interests. My approach is rooted in building trust and understanding your unique needs. Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers, LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. Evershore Financial Group
3300 PGA Blvd, Suite 990,
Palm Beach Gardens, FL 33410.

Professional expertise. ✨Personal connection. ✨Confident energy.✨Helping people build financial confidence, prepare for ...
10/14/2026

Professional expertise. ✨
Personal connection. ✨
Confident energy.✨

Helping people build financial confidence, prepare for retirement, and enjoy the life they've worked so hard to create.

I believe in working hard, building meaningful relationships, earning trust, and celebrating the milestones along the way.

Success isn’t just about numbers. It’s about the lives we help shape and the relationships we build.

Grateful for the career I’ve built, proud of the work I do, and excited for everything still ahead.

You’ve entered DROP. The clock is officially running.Use your years in DROP to execute these tactical moves:• Plan exact...
10/07/2026

You’ve entered DROP. The clock is officially running.
Use your years in DROP to execute these tactical moves:
• Plan exactly where your lump sum will go
• Pay off high-interest car loans and credit cards
• Max out your savings and deferred comp accounts and build a liquid cash cushion
Don't leave your final years of service to chance.
Let’s get together to schedule a brief strategy session.

How Is AI Changing the Way We View Investments?AI is changing how investors research and evaluate financial opportunitie...
10/01/2026

How Is AI Changing the Way We View Investments?
AI is changing how investors research and evaluate financial opportunities —but
technology shouldn't replace professional guidance.
• More information, faster: AI can analyze financial data, market trends, and
company information in seconds.
• More personalized insights: AI can help investors understand how different
strategies may relate to their goals, time horizon, and risk tolerance
• Human advice still matters: AI can provide information, but a professional
financial advisor can help put that information into context, evaluate the risks, and
determine whether a strategy is appropriate for your individual financial situation.
AI can be a powerful tool—but it shouldn't replace the value of informed, personal
financial advice.

Legacy planning ensures your hard work benefits the people you love most, instead of being lost to taxes, court fees, or...
09/25/2026

Legacy planning ensures your hard work benefits the people you love most, instead of being lost to taxes, court fees, or family confusion.

* Protects Wealth: Minimizes estate taxes and skips costly probate court.
* Prevents Conflict: Eliminates guessing games by putting your exact wishes in writing.
* Supports Grandchildren: Funds their future responsibly through trusts
* Passes Down Values: Shares your life stories, lessons, and principles—not just your money

Struggling to rollover your previous employer deferred compensation funds? Let me help you get your money in the right p...
09/15/2026

Struggling to rollover your previous employer deferred compensation funds? Let me help you get your money in the right place.

Protecting the community is their job. Helping protect their financial future is mine. 💙 Always enjoy reconnecting with ...
08/31/2026

Protecting the community is their job. Helping protect their financial future is mine. 💙 Always enjoy reconnecting with long time clients and assisting them with pension and investment strategies.

Back-to-School Doesn't Have to Break the BankBack-to-school season is exciting—but it can also put a strain on your budg...
07/24/2026

Back-to-School Doesn't Have to Break the Bank

Back-to-school season is exciting—but it can also put a strain on your budget. A little planning can go a long way.

✔️ Set a spending budget before you shop.
✔️ Compare prices and take advantage of sales.
✔️ Reuse backpacks, lunch boxes, and supplies when possible.
✔️ Buy only what's needed now and save the rest for later.
✔️ Don't forget to plan for recurring costs like lunches, activities, and school fees.

Smart financial habits today can help reduce stress throughout the school year. With a little preparation, you can keep your finances on track while giving your students everything they need to succeed.

July is the beginning of a new fiscal year with FRS. Which makes it the most common retirement month across the board fo...
07/01/2026

July is the beginning of a new fiscal year with FRS. Which makes it the most common retirement month across the board for individuals with FRS pensions
HAPPY RETIREMENT and HAPPY 4th of July!

The Formula For Building WealthMost people overestimate what they can do in 1 year.They underestimate what they can do i...
06/17/2026

The Formula For Building Wealth

Most people overestimate what they can do in 1 year.
They underestimate what they can do in 20 years.
The basic formula is simple:
Earn - Save - Invest - Repeat
Start early.
Stay invested.
Ignore the noise.
Let compound growth do the heavy lifting.
That's how ordinary people build extraordinary wealth in America.

39 Years of Service. A Lifetime of Impact. 💙Retirement marks the end of a remarkable chapter, and also opens the door to...
06/05/2026

39 Years of Service. A Lifetime of Impact. 💙

Retirement marks the end of a remarkable chapter, and also opens the door to new adventures, shaping bonsai trees, making memories with family, and enjoying the simple pleasures that a lifetime of hard work has earned.

Thank you for the many years of dedicated service to protecting others, serving the community, and making a difference in countless lives.

Address

3300 PGA Boulevard, Ste 900
Palm Beach Gardens, FL
33410

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+15612361291

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