Lay Insurance Group

Lay Insurance Group Tom started Lay Insurance Group, Inc 1996 after learning the business working under his brother. Everyone has different insurance needs.

Tom is passionate about building relationships with our clients. We have 24 years of insurance experience helping clients prepare for the unknown. Ask us about:

Home/Condo
Personal Auto
Commercial Auto
Renters
Boat/RV/Golf cart
General Liability
We can access many different insurance products so you can get the right one for you. Many financial experts will tell you some unforeseen events and a

lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price. We are here to build relationships with our customers, we try our best to make everyone feel like they are part of the Family. Call us today for a personalized business or individual assessment and find out how we can help protect your assets.

Wondering what your property or auto policy really covers? What a certain coverage means? Or if you’re getting the best ...
10/15/2025

Wondering what your property or auto policy really covers? What a certain coverage means? Or if you’re getting the best rate? Ask away!

Comment below, send us a message, or call anytime. We love answering your insurance questions!

Many personal auto insurance policies do provide coverage for rental cars, but the details vary by policy.Typically, lia...
10/08/2025

Many personal auto insurance policies do provide coverage for rental cars, but the details vary by policy.

Typically, liability and collision coverage may extend to a rental, but there can be limits or exclusions depending on your plan and the rental company. If you have a homeowners, renters, or condo policy, personal belongings you keep in a rental car may also be protected.

However, not every policy includes this automatically. Because coverage can differ widely, it’s important to review your policies before traveling. Contact us today to see exactly what’s covered so you can travel with peace of mind.

This is a tricky one. Make your guesses in the comments! The answer is… A. Louisiana! Louisiana has the highest home ins...
10/01/2025

This is a tricky one. Make your guesses in the comments! The answer is…

A. Louisiana! Louisiana has the highest home insurance rates in the U.S., costing an average of 10.78% of household income, according to Bankrate. One of the main reasons is that severe weather and frequent storms increase risk, which in turn drives up premiums.

Wherever you live, having the right coverage matters. Let us help you review your policy so you’re not left underinsured.

Make sure you have the right coverage at the right price. Whether it’s updating your current plan or exploring new cover...
09/24/2025

Make sure you have the right coverage at the right price. Whether it’s updating your current plan or exploring new coverage, our team is ready to guide you every step of the way.

It’s always eye-opening to be reminded of just how powerful nature can be. Storms can leave behind a lot of damage (and ...
09/17/2025

It’s always eye-opening to be reminded of just how powerful nature can be.

Storms can leave behind a lot of damage (and big expenses). Make sure you’re protected with the right insurance before the next one hits.

09/10/2025

Don’t get caught unprotected! Call us today for an ATV insurance quote.

09/03/2025

What word did you get?

While you’re working toward your dream car, make sure your current car is fully protected. You don’t want to be stuck with unexpected expenses while saving for your dream ride. Reach out today, and we’ll help you find the right auto coverage.

You could be saving money by bundling your home and auto insurance. Combining your policies could lower your premiums. C...
08/27/2025

You could be saving money by bundling your home and auto insurance.

Combining your policies could lower your premiums. Call us today to see how much you could save!

Did you make your guess?The answer is true! More than 13% of homes in the U.S. are uninsured. That’s about 1 in every 7 ...
08/20/2025

Did you make your guess?

The answer is true! More than 13% of homes in the U.S. are uninsured. That’s about 1 in every 7 homes.

Even if you have home insurance, you could still be underinsured. Call us today to make sure your coverage is enough to protect your home and belongings.

If your car is totaled or stolen, your standard auto insurance will only pay you the current market value of the vehicle...
08/13/2025

If your car is totaled or stolen, your standard auto insurance will only pay you the current market value of the vehicle. But what if you still owe more on your loan than what the car is worth?

That’s where GAP (Guaranteed Asset Protection) insurance comes in. GAP insurance helps cover the “gap” between your car’s actual cash value and the remaining balance on your loan or lease.

You may need it if:

🚗 You’re leasing your car
🚗 You made a small down payment on your vehicle
🚗 Your vehicle depreciates quickly.

Want to know if GAP insurance makes sense for you? Reach out to us today!

Address

9770 Gardens East Drive
Palm Beach Gardens, FL
33410

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

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