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CTC Mortgage

CTC Mortgage (NMLS #371182) was founded in 2010 by Kolter Financial Services for the purpose of providing its customers with an exclusive mortgage company.

We offer mortgages in Florida, Georgia, and the Carolinas. Whether you are purchasing or refinancing, CTC Mortgage Company is dedicated to helping you meet your financial goals, on the most favorable terms and at the lowest overall cost. At CTC Mortgage we recognize that the success of our business is rooted in our relationship with customers. Our goal is to win your business now and keep that rel

ationship for life. To that end, our team of licensed, experienced mortgage professionals are dedicated to earning your business by providing the product, price and professional service you deserve. CTC Mortgage has partnered with numerous financiers in the mortgage industry, from multi-billion dollar banks to small nice investors, to provide customers with a vast array of financing products including: VA, FHA, Reverse Mortgages, Jumbo, Condo and Foreign National. CTC Mortgage is a significant participant in the financial services industry. We leverage our strength to provide our customers with mortgage products, at competitive interest rates and favorable financing terms. Now is the best time to get started. Let’s get your mortgage “Clear To Close” as soon as possible so you can rest easy knowing you will be ready to close, on time and in good order.

06/08/2026

Summer homebuying season moves quickly—and the most confident buyers are the ones who prepare early.

Getting ahead with the right financing strategy can make all the difference in a competitive market, especially for families planning a move before the school year.

Whether you are exploring a conventional home loan, FHA loan, VA loan, or low down payment mortgage, our team works with you to build a personalized plan that fits your goals.

Swipe for tips to help you move forward with clarity and confidence.

From application to closing, we are here to guide you every step of the way. Reach out to connect with a local loan expert today.

06/02/2026

Buying a home is one of the most important financial decisions you will make—and it does not have to feel overwhelming.

At CTC Mortgage, we guide homebuyers across Florida, Georgia, North Carolina, and South Carolina with clear, personalized financing solutions. Whether you are exploring a conventional home loan, FHA loan, VA loan, or low down payment mortgage, our team works with you to find the right fit for your goals.

From first-time home buyer loans to options for self-employed borrowers and real estate investors, we are here to simplify the process and help you move forward with confidence.

If you are ready to take the next step, connect with our team today or call (800) 610-3570.

05/25/2026

In observance of Memorial Day, we take time to honor and remember the brave men and women who made the ultimate sacrifice in service to our country.

Our office will be closed for the holiday. We will resume normal business hours the following day and respond to all messages as promptly as possible.

We wish you a safe and meaningful Memorial Day as we reflect on those who gave so much for our freedom.

05/20/2026

April is National Moving Month, and it is a great time to get clear on your mortgage options before making a move.

We often hear questions like:
What loan is right for me?
How much do I need for a down payment?
Can I qualify if I am self-employed?

The answers depend on your goals, but there are more solutions available than many buyers realize. From conventional home loans and FHA loans to VA loans, USDA home loans, and bank statement loans for self-employed borrowers, we help match you with the right fit.

Having the right information matters, but working with the right lending team makes the biggest difference.

If you are planning a move in Florida, Georgia, North Carolina, or South Carolina, connect with us to explore your options.

What questions do you have about the mortgage process?

05/13/2026

May is National Moving Month, and preparation can make all the difference when navigating the homebuying process.

Whether you are purchasing your first home or expanding your investment portfolio, understanding your mortgage options—from conventional home loans and FHA loans to VA, USDA, and Non-QM solutions—can help you make more confident decisions.

Our team at CTC Mortgage works with buyers across Florida, Georgia, North Carolina, and South Carolina to simplify the process and provide guidance tailored to each situation.

If you are planning a move this season or exploring financing options, we are here to help you every step of the way. Connect with us today to get started.

05/11/2026

Choosing the right mortgage lender can shape your entire homeownership experience—not just your purchase.

Whether you are a first-time home buyer or a seasoned investor, having the right guidance matters. At CTC Mortgage, we help you navigate every option—from conventional home loans and FHA loans to VA, USDA, jumbo, and specialized programs for self-employed borrowers and real estate investors.

Our team works closely with you to understand your goals and match you with a mortgage solution that fits your financial picture.

Ready to take the next step? Contact us at (800) 610-3570 to explore your options.

05/10/2026

Today, we recognize and celebrate the incredible moms, grandmothers, and maternal figures who do so much for their families every day.

From sleepless nights in the early years to guiding and supporting their children through every stage of life, their dedication does not go unnoticed.

At CTC Mortgage, we know that “home” is more than a place—it is the people who make it meaningful. We are grateful for the care, strength, and stability that mothers help create in every home.

We wish you a day filled with appreciation and well-deserved recognition. Happy Mother’s Day.

05/04/2026

Spring isn’t just a time to refresh your home—it’s also a smart time to revisit your mortgage.

If you’ve been thinking about a refinance mortgage, here are a few reasons it may be worth exploring:

• You secured your loan when interest rates were higher and may now benefit from better terms
• Your credit profile has improved, opening the door to more competitive options
• Your financial goals have shifted—whether that means lowering your monthly payment or reducing long-term interest

We offer a range of solutions, including cash-out refinance, FHA streamline refinance, and VA streamline refinance options, tailored to your situation.

Our team at CTC Mortgage serves homeowners across Florida, Georgia, North Carolina, and South Carolina, helping you evaluate your current loan and make informed decisions.

If you’ve been asking, “Should I refinance my mortgage?”—we are here to run the numbers and guide you.

Contact us today to get started.

04/28/2026

Already own a home but considering a vacation property this season? A second home mortgage may seem similar to a primary residence loan, but there are important differences that can impact your budget and approval.

Vacation homes often require a higher down payment and stronger qualification standards than a primary residence. However, they are typically financed differently than investment property loans, which can work in your favor depending on your goals.

It is also important to understand usage guidelines. In many cases, a property can still qualify as a second home even if limited rental use is allowed, but HOA or COA rules may restrict this. Reviewing these details upfront is key.

At CTC Mortgage, we help buyers across Florida, Georgia, North Carolina, and South Carolina navigate second home financing with clarity and confidence. Whether you are exploring a conventional home loan or specialized options, our team is here to guide you.

Contact us today to discuss your options.

04/22/2026

Happy Earth Day! Today is a great reminder that even small choices can help protect our planet. Whether you bring a reusable water bottle, cut back on single-use plastics, or choose to walk or carpool, every action counts.

At CTC Mortgage, we believe in supporting strong, sustainable communities across Florida, Georgia, North Carolina, and South Carolina. Let’s all take one step—big or small—toward a greener future today.

Address

4803 PGA Boulevard, Suite B
Palm Beach Gardens, FL
33418

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://ctcmortgage.com/

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